Table 14.1: Selected Financial Information by Segment


Three Months Ended March 31, 2026 (Millions)	USCS		CS		ICS		GMNS		Total Reportable Operating Segments		Corporate & Other (a)		Consolidated
Total non-interest revenues	$	5,803	$	3,408	$	3,164	$	1,825	$	14,200	$	15	$	14,215
Revenue from contracts with customers (b)	3,989		2,931		1,977		1,631		10,528		(11)		10,517
Interest income	4,072		1,345		728		10		6,155		510		6,665
Interest expense	751		432		360		(169)		1,374		599		1,973
Net interest income	3,321		913		367		180		4,781		(88)		4,692
Total revenues net of interest expense	9,123		4,321		3,532		2,004		18,980		(73)		18,907
Provisions for credit losses	631		380		238		4		1,253		—		1,251
Total revenues net of interest expense after provisions for credit losses	8,493		3,941		3,294		2,000		17,728		(73)		17,656
Expenses
Card Member rewards, business development and Card Member services (c)	4,605		1,986		1,551		306		8,448		8		8,457
Marketing	764		311		332		65		1,472		7		1,480
Salaries and employee benefits and other operating expenses	1,367		828		630		514		3,339		602		3,941
Total expenses	6,736		3,126		2,513		885		13,260		618		13,878
Pretax income (loss)	$	1,757	$	816	$	781	$	1,115	$	4,469	$	(691)	$	3,778
Total assets	$	119,517	$	66,076	$	50,180	$	19,353	$	255,126	$	53,769	$	308,894


Three Months Ended March 31, 2025 (Millions)	USCS		CS		ICS		GMNS		Total Reportable Operating Segments		Corporate & Other (a)		Consolidated
Total non-interest revenues	$	5,243	$	3,265	$	2,646	$	1,660	$	12,814	$	(16)	$	12,798
Revenue from contracts with customers (b)	3,634		2,828		1,688		1,485		9,635		(9)		9,626
Interest income	3,763		1,202		596		12		5,573		562		6,135
Interest expense	757		432		306		(143)		1,352		614		1,966
Net interest income	3,006		770		290		155		4,221		(52)		4,169
Total revenues net of interest expense	8,249		4,035		2,936		1,815		17,035		(68)		16,967
Provisions for credit losses	631		329		192		(2)		1,150		—		1,150
Total revenues net of interest expense after provisions for credit losses	7,618		3,706		2,744		1,817		15,885		(68)		15,817
Expenses
Card Member rewards, business development and Card Member services (c)	3,882		1,746		1,312		283		7,223		12		7,235
Marketing	765		337		300		76		1,478		8		1,486
Salaries and employee benefits and other operating expenses	1,239		787		751		468		3,245		521		3,766
Total expenses	5,886		2,870		2,363		827		11,946		541		12,487
Pretax income (loss)	$	1,732	$	836	$	381	$	990	$	3,939	$	(609)	$	3,330
Total assets	$	110,886	$	62,012	$	42,620	$	18,083	$	233,601	$	48,643	$	282,244