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                <nameOfIssuer>AFLAC INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>001055102</cusip>
                <value>441583</value>
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                        <None>0</None>
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                <nameOfIssuer>AT&amp;T INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>00206R102</cusip>
                <value>2095242</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>72275</sshPrnamt>
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                <votingAuthority>
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                        <None>0</None>
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                <nameOfIssuer>AT&amp;T INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>00206R102</cusip>
                <value>1582408</value>
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                        <Sole>54585</Sole>
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                        <None>0</None>
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                <nameOfIssuer>ABBOTT LABORATORIES</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>002824100</cusip>
                <value>26488070</value>
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                        <sshPrnamt>257992</sshPrnamt>
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                <votingAuthority>
                        <Sole>257314</Sole>
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                        <None>678</None>
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                <nameOfIssuer>ABBOTT LABORATORIES</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>002824100</cusip>
                <value>5576835</value>
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                        <sshPrnamt>54318</sshPrnamt>
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                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>54318</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
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        <infoTable>
                <nameOfIssuer>ABBVIE INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>00287Y109</cusip>
                <value>10543053</value>
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                        <Sole>48476</Sole>
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                        <None>0</None>
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                <nameOfIssuer>ABBVIE INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>00287Y109</cusip>
                <value>2044407</value>
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                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>9400</Sole>
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                        <None>0</None>
                </votingAuthority>
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                <nameOfIssuer>ADOBE INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>00724F101</cusip>
                <value>4943760</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>20338</sshPrnamt>
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                <votingAuthority>
                        <Sole>20273</Sole>
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                        <None>65</None>
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                <nameOfIssuer>ADOBE INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>00724F101</cusip>
                <value>387714</value>
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                        <Sole>1595</Sole>
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                        <None>0</None>
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                <nameOfIssuer>AEGON LTD</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>0076CA104</cusip>
                <value>38079</value>
                <shrsOrPrnAmt>
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                <votingAuthority>
                        <Sole>5245</Sole>
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                        <None>0</None>
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                <nameOfIssuer>AEGON LTD</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>0076CA104</cusip>
                <value>55205</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>7604</sshPrnamt>
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                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>7604</Sole>
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                        <None>0</None>
                </votingAuthority>
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        <infoTable>
                <nameOfIssuer>ADVANCED MICRO DEVICES INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>007903107</cusip>
                <value>1289952</value>
                <shrsOrPrnAmt>
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                        <None>0</None>
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                <nameOfIssuer>ADVANCED MICRO DEVICES INC</nameOfIssuer>
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                <cusip>007903107</cusip>
                <value>359054</value>
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                <investmentDiscretion>OTR</investmentDiscretion>
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                        <Sole>1765</Sole>
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                        <None>0</None>
                </votingAuthority>
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                <nameOfIssuer>AIR PRODUCTS &amp; CHEMICALS INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>009158106</cusip>
                <value>1855652</value>
                <shrsOrPrnAmt>
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                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>6388</Sole>
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                        <None>0</None>
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                <nameOfIssuer>AIR PRODUCTS &amp; CHEMICALS INC</nameOfIssuer>
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                <investmentDiscretion>OTR</investmentDiscretion>
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                        <Sole>40</Sole>
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                        <None>0</None>
                </votingAuthority>
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                <nameOfIssuer>ALLSTATE CORP</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>020002101</cusip>
                <value>1220195</value>
                <shrsOrPrnAmt>
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                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>5885</Sole>
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                        <None>0</None>
                </votingAuthority>
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                <nameOfIssuer>ALLSTATE CORP</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>020002101</cusip>
                <value>148248</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>715</sshPrnamt>
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                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>715</Sole>
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                <nameOfIssuer>ALPHABET INC</nameOfIssuer>
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                <cusip>02079K107</cusip>
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                <nameOfIssuer>ALPHABET INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>02079K107</cusip>
                <value>2040723</value>
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                        <Sole>7114</Sole>
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                <nameOfIssuer>ALPHABET INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
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                <votingAuthority>
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                <nameOfIssuer>ALPHABET INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>02079K305</cusip>
                <value>13050337</value>
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                <votingAuthority>
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                <nameOfIssuer>ALTRIA GROUP INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>02209S103</cusip>
                <value>2881521</value>
                <shrsOrPrnAmt>
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                <votingAuthority>
                        <Sole>43666</Sole>
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        <infoTable>
                <nameOfIssuer>ALTRIA GROUP INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>02209S103</cusip>
                <value>1386253</value>
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                <nameOfIssuer>AMAZON.COM INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>023135106</cusip>
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                <votingAuthority>
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                        <Sole>44396</Sole>
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                </votingAuthority>
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                <nameOfIssuer>AVANTIS</nameOfIssuer>
                <titleOfClass>MUTUAL FUNDS - </titleOfClass>
                <cusip>025072877</cusip>
                <value>17416940</value>
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                <votingAuthority>
                        <Sole>157662</Sole>
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                </votingAuthority>
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                <value>2710272</value>
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                <votingAuthority>
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                </votingAuthority>
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                <nameOfIssuer>AMERICAN ELECTRIC POWER CO</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>025537101</cusip>
                <value>321932</value>
                <shrsOrPrnAmt>
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                <votingAuthority>
                        <Sole>2456</Sole>
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                        <None>0</None>
                </votingAuthority>
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                <nameOfIssuer>AMERICAN EXPRESS</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>025816109</cusip>
                <value>1505140</value>
                <shrsOrPrnAmt>
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                <votingAuthority>
                        <Sole>4976</Sole>
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                        <None>0</None>
                </votingAuthority>
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                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>025816109</cusip>
                <value>398063</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>1316</sshPrnamt>
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                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>1316</Sole>
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                        <None>0</None>
                </votingAuthority>
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                <nameOfIssuer>AMERICAN INTERNATIONAL GROUP INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>026874784</cusip>
                <value>481601</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>6400</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
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                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>6400</Sole>
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                        <None>0</None>
                </votingAuthority>
        </infoTable>
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                <nameOfIssuer>AMERICAN TOWER CORP</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>03027X100</cusip>
                <value>12410438</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>71911</sshPrnamt>
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                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>71861</Sole>
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                        <None>50</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
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                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>03027X100</cusip>
                <value>2870011</value>
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                        <sshPrnamtType>SH</sshPrnamtType>
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                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>16630</Sole>
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                        <None>0</None>
                </votingAuthority>
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        <infoTable>
                <nameOfIssuer>AMERICAN WATER WORKS CO INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>030420103</cusip>
                <value>3429472</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>25200</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
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                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>25200</Sole>
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                        <None>0</None>
                </votingAuthority>
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        <infoTable>
                <nameOfIssuer>AMERICAN WATER WORKS CO INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>030420103</cusip>
                <value>2261408</value>
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                        <Sole>16617</Sole>
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                        <None>0</None>
                </votingAuthority>
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                <nameOfIssuer>CENCORA INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>03073E105</cusip>
                <value>441682</value>
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                <votingAuthority>
                        <Sole>1406</Sole>
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                        <None>0</None>
                </votingAuthority>
        </infoTable>
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                <nameOfIssuer>AMERIPRISE FINANCIAL INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>03076C106</cusip>
                <value>208424</value>
                <shrsOrPrnAmt>
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                        <sshPrnamtType>SH</sshPrnamtType>
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                <votingAuthority>
                        <Sole>469</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
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                <titleOfClass>COMMON STOCK</titleOfClass>
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                <value>2977366</value>
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                        <sshPrnamt>8462</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
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                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>8387</Sole>
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                        <None>75</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>AMGEN INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>031162100</cusip>
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                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>8540</Sole>
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                        <None>0</None>
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                <nameOfIssuer>ANALOG DEVICES INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>032654105</cusip>
                <value>7569509</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>23793</sshPrnamt>
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                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>23793</Sole>
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                        <None>0</None>
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        <infoTable>
                <nameOfIssuer>ANALOG DEVICES INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>032654105</cusip>
                <value>4463188</value>
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                        <sshPrnamt>14029</sshPrnamt>
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                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>14029</Sole>
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                        <None>0</None>
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                <nameOfIssuer>ELEVANCE HEALTH INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>036752103</cusip>
                <value>890549</value>
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                        <sshPrnamt>3042</sshPrnamt>
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                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>3042</Sole>
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                        <None>0</None>
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        <infoTable>
                <nameOfIssuer>ELEVANCE HEALTH INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>036752103</cusip>
                <value>2928</value>
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                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>10</Sole>
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                        <None>0</None>
                </votingAuthority>
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                <nameOfIssuer>APOLLO GLOBAL MANAGEMENT INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>03769M106</cusip>
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                        <sshPrnamt>121927</sshPrnamt>
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                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>121892</Sole>
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                        <None>35</None>
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        <infoTable>
                <nameOfIssuer>APOLLO GLOBAL MANAGEMENT INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>03769M106</cusip>
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                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>9435</Sole>
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                        <None>90</None>
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                <nameOfIssuer>APPLE INC</nameOfIssuer>
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                        <sshPrnamt>445185</sshPrnamt>
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                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>444663</Sole>
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                        <None>522</None>
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        <infoTable>
                <nameOfIssuer>APPLE INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>037833100</cusip>
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                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>114801</Sole>
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                        <None>0</None>
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                <nameOfIssuer>APPLIED MATERIALS</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>038222105</cusip>
                <value>2758585</value>
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                        <sshPrnamt>8071</sshPrnamt>
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                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>8071</Sole>
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                        <None>0</None>
                </votingAuthority>
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                <nameOfIssuer>ARCHER DANIELS MIDLAND COMPANY</nameOfIssuer>
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                <value>236678</value>
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                        <sshPrnamt>3256</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
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                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>3256</Sole>
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                        <None>0</None>
                </votingAuthority>
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                <nameOfIssuer>ARISTA NETWORKS INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>040413205</cusip>
                <value>3691631</value>
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                        <sshPrnamt>30067</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
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                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>30067</Sole>
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                        <None>0</None>
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        <infoTable>
                <nameOfIssuer>ARISTA NETWORKS INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>040413205</cusip>
                <value>430960</value>
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                        <sshPrnamt>3510</sshPrnamt>
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                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>3385</Sole>
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                        <None>125</None>
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                <nameOfIssuer>ATMOS ENERGY CORP</nameOfIssuer>
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                <value>299245</value>
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                        <sshPrnamt>1620</sshPrnamt>
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                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>1620</Sole>
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                        <None>0</None>
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                <nameOfIssuer>ATMOS ENERGY CORP</nameOfIssuer>
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                <cusip>049560105</cusip>
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                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>50</Sole>
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                        <None>0</None>
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                <nameOfIssuer>AUTOMATIC DATA PROCESSING INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>053015103</cusip>
                <value>1619142</value>
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                        <sshPrnamt>7969</sshPrnamt>
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                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>7969</Sole>
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                        <None>0</None>
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        <infoTable>
                <nameOfIssuer>AUTOMATIC DATA PROCESSING INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>053015103</cusip>
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                        <sshPrnamt>965</sshPrnamt>
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                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>965</Sole>
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                        <None>0</None>
                </votingAuthority>
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        <infoTable>
                <nameOfIssuer> AUTOZONE INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>053332102</cusip>
                <value>1155201</value>
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                        <sshPrnamt>342</sshPrnamt>
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                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>342</Sole>
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                        <None>0</None>
                </votingAuthority>
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                <nameOfIssuer>BP PLC-SPONS ADR</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>055622104</cusip>
                <value>659504</value>
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                        <sshPrnamt>14032</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
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                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>14032</Sole>
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                        <None>0</None>
                </votingAuthority>
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        <infoTable>
                <nameOfIssuer>BP PLC-SPONS ADR</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
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                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>10385</Sole>
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                        <None>0</None>
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                <nameOfIssuer>BANK OF AMERICA CORP</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>060505104</cusip>
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                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>39120</Sole>
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                        <None>0</None>
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        <infoTable>
                <nameOfIssuer>BANK OF AMERICA CORP</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>060505104</cusip>
                <value>330038</value>
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                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
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                        <None>0</None>
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                <nameOfIssuer>BANK OF NEW YORK MELLON CORP</nameOfIssuer>
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                <cusip>064058100</cusip>
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                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>2189</Sole>
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                        <None>0</None>
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                <nameOfIssuer>BANK OF NEW YORK MELLON CORP</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
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                <value>79245</value>
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                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>668</Sole>
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                        <None>0</None>
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                <nameOfIssuer>BECTON DICKINSON &amp; CO</nameOfIssuer>
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                        <sshPrnamtType>SH</sshPrnamtType>
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                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>1450</Sole>
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                        <None>0</None>
                </votingAuthority>
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        <infoTable>
                <nameOfIssuer>BERKSHIRE HATHAWAY INC </nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
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                        <sshPrnamt>26</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
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                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>26</Sole>
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                        <None>0</None>
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        <infoTable>
                <nameOfIssuer>BERKSHIRE HATHAWAY INC </nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>084670108</cusip>
                <value>2154420</value>
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                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>3</Sole>
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                        <None>0</None>
                </votingAuthority>
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        <infoTable>
                <nameOfIssuer>BERKSHIRE HATHAWAY INC </nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>084670702</cusip>
                <value>15628146</value>
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                        <sshPrnamt>32613</sshPrnamt>
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                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>32498</Sole>
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                        <None>115</None>
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        <infoTable>
                <nameOfIssuer>BERKSHIRE HATHAWAY INC </nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>084670702</cusip>
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                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>5004</Sole>
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                        <None>0</None>
                </votingAuthority>
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        <infoTable>
                <nameOfIssuer>BLACKSTONE INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>09260D107</cusip>
                <value>3674065</value>
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                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>31201</Sole>
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                        <None>750</None>
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        <infoTable>
                <nameOfIssuer>BLACKSTONE INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>09260D107</cusip>
                <value>580699</value>
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                        <sshPrnamtType>SH</sshPrnamtType>
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                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>5050</Sole>
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                        <None>0</None>
                </votingAuthority>
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                <nameOfIssuer>BLACKROCK INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>09290D101</cusip>
                <value>27150053</value>
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                        <sshPrnamt>28231</sshPrnamt>
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                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>28231</Sole>
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                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>BLACKROCK INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>09290D101</cusip>
                <value>5838544</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>6071</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>6071</Sole>
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                        <None>0</None>
                </votingAuthority>
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        <infoTable>
                <nameOfIssuer>BOEING CO</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>097023105</cusip>
                <value>514493</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>2585</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
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                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>2585</Sole>
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                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>BOEING CO</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>097023105</cusip>
                <value>74638</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>375</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>375</Sole>
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                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>BOOKING HOLDINGS INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>09857L108</cusip>
                <value>159991</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>38</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
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                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>38</Sole>
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                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>BOOKING HOLDINGS INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>09857L108</cusip>
                <value>42103</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>10</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
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                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>10</Sole>
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                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>BRISTOL MYERS SQUIBB CO</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>110122108</cusip>
                <value>1582365</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>26090</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
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                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>26090</Sole>
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                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>BRISTOL MYERS SQUIBB CO</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>110122108</cusip>
                <value>2875357</value>
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                        <sshPrnamt>47409</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
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                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>47409</Sole>
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                        <None>0</None>
                </votingAuthority>
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        <infoTable>
                <nameOfIssuer>BRITISH AMERICAN TOB - SP ADR</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>110448107</cusip>
                <value>120916</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>2068</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
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                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>2068</Sole>
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                        <None>0</None>
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                <nameOfIssuer>BRITISH AMERICAN TOB - SP ADR</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>110448107</cusip>
                <value>482378</value>
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                        <sshPrnamt>8250</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
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                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>8250</Sole>
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                        <None>0</None>
                </votingAuthority>
        </infoTable>
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                <nameOfIssuer>BROADCOM INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>11135F101</cusip>
                <value>79257228</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>256073</sshPrnamt>
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                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>255421</Sole>
                        <Shared>0</Shared>
                        <None>652</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>BROADCOM INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>11135F101</cusip>
                <value>8150333</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>26333</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
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                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>26333</Sole>
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                        <None>0</None>
                </votingAuthority>
        </infoTable>
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                <nameOfIssuer>BROWN FORMAN CORP</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>115637100</cusip>
                <value>2252613</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>84084</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
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                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>84084</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>BROWN FORMAN CORP</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>115637100</cusip>
                <value>147345</value>
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                        <sshPrnamt>5500</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
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                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>5500</Sole>
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                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>BROWN FORMAN CORP</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>115637209</cusip>
                <value>1575267</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>59579</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
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                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>59179</Sole>
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                        <None>400</None>
                </votingAuthority>
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        <infoTable>
                <nameOfIssuer>BROWN FORMAN CORP</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>115637209</cusip>
                <value>147878</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>5593</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
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                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>5593</Sole>
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                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>CDW CORPORATION</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>12514G108</cusip>
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                <shrsOrPrnAmt>
                        <sshPrnamt>3027</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
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                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>3027</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
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                <nameOfIssuer>CF INDUSTRIES HOLDINGS</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>125269100</cusip>
                <value>395751</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>3048</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>3048</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>CF INDUSTRIES HOLDINGS</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>125269100</cusip>
                <value>355632</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>2739</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>2739</Sole>
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                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>CMS ENERGY CORP</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>125896100</cusip>
                <value>217767</value>
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                        <sshPrnamt>2807</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>2807</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>CSX CORPORATION</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>126408103</cusip>
                <value>719731</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>17533</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>17533</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>CSX CORPORATION</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>126408103</cusip>
                <value>605282</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>14745</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
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                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>14745</Sole>
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                        <None>0</None>
                </votingAuthority>
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                <nameOfIssuer>CVS HEALTH CORPORATION</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>126650100</cusip>
                <value>1754927</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>24435</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
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                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>24435</Sole>
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                        <None>0</None>
                </votingAuthority>
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        <infoTable>
                <nameOfIssuer>CVS HEALTH CORPORATION</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>126650100</cusip>
                <value>300711</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>4187</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
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                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>4187</Sole>
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                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>CANADIAN PACIFIC KANSAS CITY LTD</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>13646K108</cusip>
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                <shrsOrPrnAmt>
                        <sshPrnamt>12595</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
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                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>12595</Sole>
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                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>CAPITAL ONE FINANCIAL CO</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>14040H105</cusip>
                <value>1162989</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>6375</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
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                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>6375</Sole>
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                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>CAPITAL ONE FINANCIAL CO</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>14040H105</cusip>
                <value>221470</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>1214</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
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                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>1214</Sole>
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                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>CARDINAL HEALTH INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>14149Y108</cusip>
                <value>696267</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>3295</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
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                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>3295</Sole>
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                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>CARRIER GLOBAL CORPORATION</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>14448C104</cusip>
                <value>225015</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>3996</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
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                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>3996</Sole>
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                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>CARRIER GLOBAL CORPORATION</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>14448C104</cusip>
                <value>29901</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>531</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
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                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>531</Sole>
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                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>CATERPILLAR INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>149123101</cusip>
                <value>10169952</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>14355</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
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                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>14355</Sole>
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                        <None>0</None>
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        </infoTable>
        <infoTable>
                <nameOfIssuer>CATERPILLAR INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>149123101</cusip>
                <value>2050287</value>
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                        <sshPrnamtType>SH</sshPrnamtType>
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                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>2894</Sole>
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                        <None>0</None>
                </votingAuthority>
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        <infoTable>
                <nameOfIssuer>CHENIERE ENERGY</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>16411R208</cusip>
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                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>64444</Sole>
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                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>CHENIERE ENERGY</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>16411R208</cusip>
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                        <sshPrnamtType>SH</sshPrnamtType>
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                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>5896</Sole>
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                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>CHEVRON CORP</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
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                        <sshPrnamtType>SH</sshPrnamtType>
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                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>142968</Sole>
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                        <None>0</None>
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        </infoTable>
        <infoTable>
                <nameOfIssuer>CHEVRON CORP</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
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                        <sshPrnamt>43978</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
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                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>43978</Sole>
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                        <None>0</None>
                </votingAuthority>
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        <infoTable>
                <nameOfIssuer>CHURCH DWIGHT CO</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
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                <value>345097</value>
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                        <sshPrnamtType>SH</sshPrnamtType>
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                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>3698</Sole>
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                        <None>0</None>
                </votingAuthority>
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        <infoTable>
                <nameOfIssuer>CHURCH DWIGHT CO</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>171340102</cusip>
                <value>55992</value>
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                        <sshPrnamtType>SH</sshPrnamtType>
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                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
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                        <None>0</None>
                </votingAuthority>
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        <infoTable>
                <nameOfIssuer>CHURCHILL DOWNS INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>171484108</cusip>
                <value>8370630</value>
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                        <sshPrnamt>93183</sshPrnamt>
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                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>93183</Sole>
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                        <None>0</None>
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        </infoTable>
        <infoTable>
                <nameOfIssuer>CHURCHILL DOWNS INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>171484108</cusip>
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                        <sshPrnamt>201973</sshPrnamt>
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                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>183613</Sole>
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                        <None>18360</None>
                </votingAuthority>
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        <infoTable>
                <nameOfIssuer>CINCINNATI FINANCIAL CORP</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>172062101</cusip>
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                <shrsOrPrnAmt>
                        <sshPrnamt>10142</sshPrnamt>
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                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>10142</Sole>
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                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>CINCINNATI FINANCIAL CORP</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>172062101</cusip>
                <value>85126</value>
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                        <sshPrnamtType>SH</sshPrnamtType>
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                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>541</Sole>
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                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>CISCO SYSTEMS INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>17275R102</cusip>
                <value>7611281</value>
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                        <sshPrnamt>98096</sshPrnamt>
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                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>97396</Sole>
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                        <None>700</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>CISCO SYSTEMS INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>17275R102</cusip>
                <value>746572</value>
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                        <sshPrnamt>9622</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
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                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>9622</Sole>
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                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>CINTAS CORP</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>172908105</cusip>
                <value>450927</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>2666</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
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                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>2666</Sole>
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                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>CINTAS CORP</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>172908105</cusip>
                <value>5412</value>
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                        <sshPrnamt>32</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
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                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>32</Sole>
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                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>CITIGROUP INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>172967424</cusip>
                <value>612868</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>5404</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>5404</Sole>
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                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>CITIGROUP INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>172967424</cusip>
                <value>113410</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>1000</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>1000</Sole>
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                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>CLOROX COMPANY</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>189054109</cusip>
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                <nameOfIssuer>COMFORT SYSTEMS USA INC</nameOfIssuer>
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                <nameOfIssuer>COMCAST CORP </nameOfIssuer>
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                <nameOfIssuer> CONOCOPHILLIPS</nameOfIssuer>
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                <cusip>20825C104</cusip>
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                <nameOfIssuer> CONOCOPHILLIPS</nameOfIssuer>
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                <cusip>20825C104</cusip>
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                <nameOfIssuer>CONSOLIDATED EDISON INC</nameOfIssuer>
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                <nameOfIssuer>CONSOLIDATED EDISON INC</nameOfIssuer>
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                        <Sole>551</Sole>
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                <nameOfIssuer>CONSTELLATION BRANDS INC</nameOfIssuer>
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                <cusip>21036P108</cusip>
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                <votingAuthority>
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                <nameOfIssuer>CONSTELLATION BRANDS INC</nameOfIssuer>
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                <nameOfIssuer>CORNING INCORPORATED</nameOfIssuer>
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                <votingAuthority>
                        <Sole>2764</Sole>
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                <nameOfIssuer>CORTEVA INC</nameOfIssuer>
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                <votingAuthority>
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                <nameOfIssuer>CORTEVA INC</nameOfIssuer>
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                <nameOfIssuer>COSTCO WHOLESALE CORP</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
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                <nameOfIssuer>COSTCO WHOLESALE CORP</nameOfIssuer>
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                        <None>0</None>
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                <nameOfIssuer>CROWDSTRIKE HOLDINGS INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
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                <votingAuthority>
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                        <None>0</None>
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                <nameOfIssuer>CROWDSTRIKE HOLDINGS INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>22788C105</cusip>
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                        <Sole>55</Sole>
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                        <None>0</None>
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                <titleOfClass>COMMON STOCK</titleOfClass>
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                <votingAuthority>
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                        <None>0</None>
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                <nameOfIssuer>CROWN CASTLE INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>22822V101</cusip>
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                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>1273</Sole>
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                        <None>0</None>
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                <nameOfIssuer>CUMMINS INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>231021106</cusip>
                <value>2137556</value>
                <shrsOrPrnAmt>
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                <votingAuthority>
                        <Sole>3973</Sole>
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                        <None>0</None>
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        <infoTable>
                <nameOfIssuer>CUMMINS INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>231021106</cusip>
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                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>1538</Sole>
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                        <None>0</None>
                </votingAuthority>
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                <nameOfIssuer>DNP SELECT INCOME FUND INC</nameOfIssuer>
                <titleOfClass>MUTUAL FUNDS - </titleOfClass>
                <cusip>23325P104</cusip>
                <value>1013541</value>
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                <votingAuthority>
                        <Sole>98402</Sole>
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                        <None>0</None>
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        <infoTable>
                <nameOfIssuer>DNP SELECT INCOME FUND INC</nameOfIssuer>
                <titleOfClass>MUTUAL FUNDS - </titleOfClass>
                <cusip>23325P104</cusip>
                <value>51500</value>
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                        <sshPrnamt>5000</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
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                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>5000</Sole>
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                        <None>0</None>
                </votingAuthority>
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                <nameOfIssuer>DANAHER CORPORATION</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>235851102</cusip>
                <value>3130486</value>
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                        <sshPrnamt>16511</sshPrnamt>
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                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>16511</Sole>
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                        <None>0</None>
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        </infoTable>
        <infoTable>
                <nameOfIssuer>DANAHER CORPORATION</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>235851102</cusip>
                <value>2849309</value>
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                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>15028</Sole>
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                        <None>0</None>
                </votingAuthority>
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                <nameOfIssuer>DEERE &amp; COMPANY</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>244199105</cusip>
                <value>5033091</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>8935</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
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                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>8935</Sole>
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                        <None>0</None>
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        <infoTable>
                <nameOfIssuer>DEERE &amp; COMPANY</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>244199105</cusip>
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                        <sshPrnamtType>SH</sshPrnamtType>
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                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>2574</Sole>
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                        <None>0</None>
                </votingAuthority>
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        <infoTable>
                <nameOfIssuer>DIGITAL REALTY TRUST INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>253868103</cusip>
                <value>1940144</value>
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                        <sshPrnamt>10766</sshPrnamt>
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                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>10766</Sole>
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                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>DIGITAL REALTY TRUST INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>253868103</cusip>
                <value>247789</value>
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                        <sshPrnamt>1375</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>1375</Sole>
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                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>DIMENSIONAL</nameOfIssuer>
                <titleOfClass>MUTUAL FUNDS - </titleOfClass>
                <cusip>25434V203</cusip>
                <value>734825</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>18861</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
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                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>18861</Sole>
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                        <None>0</None>
                </votingAuthority>
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                <cusip>25434V880</cusip>
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                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>12130</Sole>
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                        <None>0</None>
                </votingAuthority>
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                <nameOfIssuer>WALT DISNEY COMPANY</nameOfIssuer>
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                <cusip>254687106</cusip>
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                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>17077</Sole>
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                        <None>0</None>
                </votingAuthority>
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        <infoTable>
                <nameOfIssuer>WALT DISNEY COMPANY</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>254687106</cusip>
                <value>797353</value>
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                        <sshPrnamt>8273</sshPrnamt>
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                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>8273</Sole>
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                        <None>0</None>
                </votingAuthority>
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                <nameOfIssuer>DOLLAR TREE INC</nameOfIssuer>
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                <value>1925843</value>
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                        <sshPrnamt>17586</sshPrnamt>
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                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>17586</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
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                <nameOfIssuer>DOLLAR TREE INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>256746108</cusip>
                <value>49827</value>
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                        <sshPrnamt>455</sshPrnamt>
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                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>455</Sole>
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                        <None>0</None>
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                <nameOfIssuer>DOMINION RESOURCES INC</nameOfIssuer>
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                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>7908</Sole>
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                        <None>0</None>
                </votingAuthority>
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        <infoTable>
                <nameOfIssuer>DOMINION RESOURCES INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>25746U109</cusip>
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                        <sshPrnamt>9456</sshPrnamt>
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                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>9456</Sole>
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                        <None>0</None>
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                <votingAuthority>
                        <Sole>16975</Sole>
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                        <None>0</None>
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                <nameOfIssuer>DOW INC</nameOfIssuer>
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                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>4036</Sole>
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                        <None>0</None>
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        <infoTable>
                <nameOfIssuer>DOW INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>260557103</cusip>
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                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>1890</Sole>
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                        <None>0</None>
                </votingAuthority>
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                <nameOfIssuer>DUKE ENERGY CORP</nameOfIssuer>
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                <cusip>26441C204</cusip>
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                        <sshPrnamt>27026</sshPrnamt>
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                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>27026</Sole>
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                        <None>0</None>
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                <nameOfIssuer>DUKE ENERGY CORP</nameOfIssuer>
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                <cusip>26441C204</cusip>
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                        <sshPrnamt>6021</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
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                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>6021</Sole>
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                        <None>0</None>
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                <nameOfIssuer>DUPONT DE NEMOURS INC</nameOfIssuer>
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                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>6114</Sole>
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                        <None>0</None>
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                <nameOfIssuer>DUPONT DE NEMOURS INC</nameOfIssuer>
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                <cusip>26614N102</cusip>
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                        <sshPrnamt>2465</sshPrnamt>
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                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>2465</Sole>
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                        <None>0</None>
                </votingAuthority>
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                <nameOfIssuer>EQT CORP</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>26884L109</cusip>
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                        <sshPrnamt>11878</sshPrnamt>
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                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>11878</Sole>
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                        <None>0</None>
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        <infoTable>
                <nameOfIssuer>EQT CORP</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>26884L109</cusip>
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                        <sshPrnamt>500</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
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                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>500</Sole>
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                        <None>0</None>
                </votingAuthority>
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                <nameOfIssuer>VIRTUS</nameOfIssuer>
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                <cusip>26923G848</cusip>
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                        <sshPrnamt>12800</sshPrnamt>
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                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>12800</Sole>
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                        <None>0</None>
                </votingAuthority>
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        <infoTable>
                <nameOfIssuer>ECOLAB INC</nameOfIssuer>
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                <cusip>278865100</cusip>
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                        <sshPrnamt>2695</sshPrnamt>
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                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>2695</Sole>
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                        <None>0</None>
                </votingAuthority>
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                <nameOfIssuer>EMCOR GROUP INC</nameOfIssuer>
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                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>54674</Sole>
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        <infoTable>
                <nameOfIssuer>EMCOR GROUP INC</nameOfIssuer>
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                <cusip>29084Q100</cusip>
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                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
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        <infoTable>
                <nameOfIssuer>EMERSON ELECTRIC CO</nameOfIssuer>
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                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>15867</Sole>
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                        <None>0</None>
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                <nameOfIssuer>EMERSON ELECTRIC CO</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>291011104</cusip>
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                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
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                        <None>0</None>
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                <nameOfIssuer>ENBRIDGE INC</nameOfIssuer>
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                <cusip>29250N105</cusip>
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                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>63422</Sole>
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                        <None>0</None>
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        <infoTable>
                <nameOfIssuer>ENBRIDGE INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>29250N105</cusip>
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        <infoTable>
                <nameOfIssuer>ENTERGY CORPORATION</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
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                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>4479</Sole>
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        <infoTable>
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                <nameOfIssuer>ENTERPRISE PRODUCTS PARTNERS LP</nameOfIssuer>
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                <votingAuthority>
                        <Sole>37448</Sole>
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                        <None>0</None>
                </votingAuthority>
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                <nameOfIssuer>EQUINIX INC</nameOfIssuer>
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        <infoTable>
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                <titleOfClass>COMMON STOCK</titleOfClass>
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                </votingAuthority>
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                <nameOfIssuer>EXPEDIA GROUP INC</nameOfIssuer>
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        <infoTable>
                <nameOfIssuer>EXPEDIA GROUP INC</nameOfIssuer>
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                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>21181</Sole>
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                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>EXTRA SPACE STORAGE INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>30225T102</cusip>
                <value>954759</value>
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                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>7281</Sole>
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                        <None>0</None>
                </votingAuthority>
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        <infoTable>
                <nameOfIssuer>EXTRA SPACE STORAGE INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>30225T102</cusip>
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                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>214</Sole>
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                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>EXXON MOBIL CORPORATION</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>30231G102</cusip>
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                        <sshPrnamt>109288</sshPrnamt>
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                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>109288</Sole>
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                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>EXXON MOBIL CORPORATION</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
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                <value>21180867</value>
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                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>124843</Sole>
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                        <None>0</None>
                </votingAuthority>
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                <nameOfIssuer>META PLATFORMS INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>30303M102</cusip>
                <value>31195417</value>
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                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>54515</Sole>
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                        <None>10</None>
                </votingAuthority>
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        <infoTable>
                <nameOfIssuer>META PLATFORMS INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>30303M102</cusip>
                <value>3273156</value>
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                        <sshPrnamt>5721</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
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                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>5721</Sole>
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                        <None>0</None>
                </votingAuthority>
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        <infoTable>
                <nameOfIssuer>FACTSET RESEARCH SYSTEMS INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>303075105</cusip>
                <value>200064</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>922</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
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                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>922</Sole>
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                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>FASTENAL COMPANY</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>311900104</cusip>
                <value>1003539</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>21628</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>21628</Sole>
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                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>FASTENAL COMPANY</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>311900104</cusip>
                <value>207315</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>4468</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
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                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>4468</Sole>
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                        <None>0</None>
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                <cusip>31428X106</cusip>
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                        <sshPrnamt>1161</sshPrnamt>
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                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>1161</Sole>
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                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>FEDEX CORPORATION</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>31428X106</cusip>
                <value>264641</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>743</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
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                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>743</Sole>
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                        <None>0</None>
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        <infoTable>
                <nameOfIssuer>FIDELITY</nameOfIssuer>
                <titleOfClass>MUTUAL FUNDS - </titleOfClass>
                <cusip>316092303</cusip>
                <value>564955</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>10796</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
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                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>10796</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>FIDELITY</nameOfIssuer>
                <titleOfClass>MUTUAL FUNDS - </titleOfClass>
                <cusip>316092303</cusip>
                <value>55313</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>1057</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
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                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>1057</Sole>
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                        <None>0</None>
                </votingAuthority>
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        <infoTable>
                <nameOfIssuer>FIDELITY</nameOfIssuer>
                <titleOfClass>MUTUAL FUNDS - </titleOfClass>
                <cusip>316092501</cusip>
                <value>258898</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>3688</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
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                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>3688</Sole>
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                        <None>0</None>
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        <infoTable>
                <nameOfIssuer>FIDELITY</nameOfIssuer>
                <titleOfClass>MUTUAL FUNDS - </titleOfClass>
                <cusip>316092501</cusip>
                <value>30186</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>430</sshPrnamt>
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                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>430</Sole>
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                        <None>0</None>
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        <infoTable>
                <nameOfIssuer>FIDELITY</nameOfIssuer>
                <titleOfClass>MUTUAL FUNDS - </titleOfClass>
                <cusip>316092600</cusip>
                <value>1460252</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>20754</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
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                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>20754</Sole>
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                        <None>0</None>
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        <infoTable>
                <nameOfIssuer>FIDELITY</nameOfIssuer>
                <titleOfClass>MUTUAL FUNDS - </titleOfClass>
                <cusip>316092600</cusip>
                <value>249567</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>3547</sshPrnamt>
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                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>3547</Sole>
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                        <None>0</None>
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        <infoTable>
                <nameOfIssuer>FIFTH THIRD BANCORP</nameOfIssuer>
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                <cusip>316773100</cusip>
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                        <sshPrnamt>9742</sshPrnamt>
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                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>9742</Sole>
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                        <None>0</None>
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                <nameOfIssuer>FIRST CAPITAL INC</nameOfIssuer>
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                        <sshPrnamt>5022</sshPrnamt>
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                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>5022</Sole>
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                        <None>0</None>
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                <nameOfIssuer>FIRST FINANCIAL BANCORP</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>320209109</cusip>
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                        <sshPrnamt>20223</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
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                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>20223</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
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                <nameOfIssuer>FIRST MERCHANTS CORPORATION</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>320817109</cusip>
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                        <sshPrnamt>13175</sshPrnamt>
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                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>13175</Sole>
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                        <None>0</None>
                </votingAuthority>
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        <infoTable>
                <nameOfIssuer>FIRST TRUST</nameOfIssuer>
                <titleOfClass>MUTUAL FUNDS - </titleOfClass>
                <cusip>33739H101</cusip>
                <value>36524852</value>
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                        <sshPrnamt>1272199</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
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                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>1271630</Sole>
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                        <None>569</None>
                </votingAuthority>
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        <infoTable>
                <nameOfIssuer>FIRST TRUST</nameOfIssuer>
                <titleOfClass>MUTUAL FUNDS - </titleOfClass>
                <cusip>33739H101</cusip>
                <value>1544656</value>
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                        <sshPrnamt>53802</sshPrnamt>
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                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>53802</Sole>
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                        <None>0</None>
                </votingAuthority>
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        <infoTable>
                <nameOfIssuer>FIRST TRUST </nameOfIssuer>
                <titleOfClass>MUTUAL FUNDS - </titleOfClass>
                <cusip>33739N108</cusip>
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                        <sshPrnamt>19012</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
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                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>19012</Sole>
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                        <None>0</None>
                </votingAuthority>
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        <infoTable>
                <nameOfIssuer>FIRST TRUST </nameOfIssuer>
                <titleOfClass>MUTUAL FUNDS - </titleOfClass>
                <cusip>33739N108</cusip>
                <value>415412</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>8200</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
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                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>8200</Sole>
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                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>FIRST TRUST</nameOfIssuer>
                <titleOfClass>MUTUAL FUNDS - </titleOfClass>
                <cusip>33740F755</cusip>
                <value>541941</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>16048</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>16048</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
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        <infoTable>
                <nameOfIssuer>FORD MOTOR CO</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>345370860</cusip>
                <value>201398</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>17452</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
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                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>17452</Sole>
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                        <None>0</None>
                </votingAuthority>
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        <infoTable>
                <nameOfIssuer>FORD MOTOR CO</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>345370860</cusip>
                <value>20553</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>1781</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
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                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>1781</Sole>
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                        <None>0</None>
                </votingAuthority>
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        <infoTable>
                <nameOfIssuer> FREEPORT-MCMORAN INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>35671D857</cusip>
                <value>69654</value>
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                        <sshPrnamt>1185</sshPrnamt>
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                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>1185</Sole>
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                        <None>0</None>
                </votingAuthority>
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        <infoTable>
                <nameOfIssuer> FREEPORT-MCMORAN INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>35671D857</cusip>
                <value>264510</value>
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                        <sshPrnamt>4500</sshPrnamt>
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                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>4500</Sole>
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                        <None>0</None>
                </votingAuthority>
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        <infoTable>
                <nameOfIssuer>GE HEALTHCARE TECHNOLOGIES INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>36266G107</cusip>
                <value>209056</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>2937</sshPrnamt>
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                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>2937</Sole>
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                        <None>0</None>
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        <infoTable>
                <nameOfIssuer>GE HEALTHCARE TECHNOLOGIES INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>36266G107</cusip>
                <value>42637</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>599</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
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                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>599</Sole>
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                        <None>0</None>
                </votingAuthority>
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        <infoTable>
                <nameOfIssuer>GALECTIN THERAPEUTICS INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>363225202</cusip>
                <value>29295</value>
                <shrsOrPrnAmt>
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                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>10500</Sole>
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                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>ARTHUR J GALLAGHER &amp; CO</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>363576109</cusip>
                <value>541883</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>2502</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
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                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>2502</Sole>
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                        <None>0</None>
                </votingAuthority>
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        <infoTable>
                <nameOfIssuer>ARTHUR J GALLAGHER &amp; CO</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>363576109</cusip>
                <value>18626</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>86</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
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                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>86</Sole>
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                        <None>0</None>
                </votingAuthority>
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        <infoTable>
                <nameOfIssuer>GAMING &amp; LEISURE PROPERTIES</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>36467J108</cusip>
                <value>201884</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>4550</sshPrnamt>
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                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>4550</Sole>
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                        <None>0</None>
                </votingAuthority>
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        <infoTable>
                <nameOfIssuer>GE VERNOVA INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>36828A101</cusip>
                <value>2259938</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>2589</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
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                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>2589</Sole>
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                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>GE VERNOVA INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>36828A101</cusip>
                <value>1476076</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>1691</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
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                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>1691</Sole>
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                        <None>0</None>
                </votingAuthority>
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        <infoTable>
                <nameOfIssuer>GENERAL DYNAMICS CORP</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>369550108</cusip>
                <value>748906</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>2182</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
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                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>2182</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
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        <infoTable>
                <nameOfIssuer>GE AEROSPACE</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>369604301</cusip>
                <value>3067274</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>10809</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
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                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>10809</Sole>
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                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>GE AEROSPACE</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>369604301</cusip>
                <value>1800803</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>6346</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
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                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>6346</Sole>
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                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>GENERAL MOTORS CO</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>37045V100</cusip>
                <value>254942</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>3422</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
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                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>3422</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>GENERAL MOTORS CO</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>37045V100</cusip>
                <value>34643</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>465</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>465</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>GILEAD SCIENCES INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>375558103</cusip>
                <value>2033268</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>14589</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
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                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>14589</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>GILEAD SCIENCES INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>375558103</cusip>
                <value>6132</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>44</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
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                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>44</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>GSK PLC ADR</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>37733W204</cusip>
                <value>40455</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>733</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
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                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>733</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>GSK PLC ADR</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>37733W204</cusip>
                <value>244271</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>4426</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>4426</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>GOLDMAN SACHS GROUP INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>38141G104</cusip>
                <value>1145473</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>1354</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>1354</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>GOLDMAN SACHS GROUP INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>38141G104</cusip>
                <value>169199</value>
                <shrsOrPrnAmt>
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                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>200</Sole>
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                        <None>0</None>
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                <nameOfIssuer>GRACO INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>384109104</cusip>
                <value>135864</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>1605</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
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                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>1605</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
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        <infoTable>
                <nameOfIssuer>GRACO INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>384109104</cusip>
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                <shrsOrPrnAmt>
                        <sshPrnamt>2100</sshPrnamt>
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                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>2100</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
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                <nameOfIssuer>W W GRAINGER INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>384802104</cusip>
                <value>219253</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>201</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
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                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>201</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
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                <nameOfIssuer>HCA HEALTHCARE INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>40412C101</cusip>
                <value>47324</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>100</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
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                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>100</Sole>
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                        <None>0</None>
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                <nameOfIssuer>HCA HEALTHCARE INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>40412C101</cusip>
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                <shrsOrPrnAmt>
                        <sshPrnamt>1001</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
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                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>1001</Sole>
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                        <None>0</None>
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                <nameOfIssuer>THE HERSHEY COMPANY</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>427866108</cusip>
                <value>539059</value>
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                        <sshPrnamt>2593</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
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                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>2593</Sole>
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                        <None>0</None>
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                <nameOfIssuer>THE HERSHEY COMPANY</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>427866108</cusip>
                <value>438440</value>
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                        <sshPrnamt>2109</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
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                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>2109</Sole>
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                        <None>0</None>
                </votingAuthority>
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                <nameOfIssuer>HOME DEPOT INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>437076102</cusip>
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                        <sshPrnamt>91685</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
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                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>91630</Sole>
                        <Shared>0</Shared>
                        <None>55</None>
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                <nameOfIssuer>HOME DEPOT INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>437076102</cusip>
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                        <sshPrnamt>16243</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
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                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>16243</Sole>
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                        <None>0</None>
                </votingAuthority>
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                <nameOfIssuer>HONEYWELL INTERNATIONAL INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>438516106</cusip>
                <value>3939703</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>17430</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
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                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>17430</Sole>
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                        <None>0</None>
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                <nameOfIssuer>HONEYWELL INTERNATIONAL INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>438516106</cusip>
                <value>332038</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>1469</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
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                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>1469</Sole>
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                        <None>0</None>
                </votingAuthority>
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                <nameOfIssuer>HOWMET AEROSPACE INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>443201108</cusip>
                <value>707282</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>3069</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
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                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>3069</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
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                <nameOfIssuer>HUMANA INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>444859102</cusip>
                <value>834006</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>4810</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
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                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>4810</Sole>
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                        <None>0</None>
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                <nameOfIssuer>HUMANA INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>444859102</cusip>
                <value>396370</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>2286</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
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                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>2286</Sole>
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                        <None>0</None>
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                <nameOfIssuer>IDEX CORP</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>45167R104</cusip>
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                        <sshPrnamt>2609</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
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                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>2609</Sole>
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                        <None>0</None>
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                <nameOfIssuer>IDEXX LABORATORIES INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>45168D104</cusip>
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                <shrsOrPrnAmt>
                        <sshPrnamt>3135</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
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                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>3135</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
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                <nameOfIssuer>ILLINOIS TOOL WORKS</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>452308109</cusip>
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                <shrsOrPrnAmt>
                        <sshPrnamt>12267</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
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                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>12267</Sole>
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                        <None>0</None>
                </votingAuthority>
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        <infoTable>
                <nameOfIssuer>ILLINOIS TOOL WORKS</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>452308109</cusip>
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                <shrsOrPrnAmt>
                        <sshPrnamt>3272</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
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                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>3272</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
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                <nameOfIssuer>INTEL CORP</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>458140100</cusip>
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                        <sshPrnamt>40925</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
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                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>40925</Sole>
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                        <None>0</None>
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        <infoTable>
                <nameOfIssuer>INTEL CORP</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>458140100</cusip>
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                        <sshPrnamtType>SH</sshPrnamtType>
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                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>9253</Sole>
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                        <None>0</None>
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                <nameOfIssuer>INTERCONTINENTAL EXCHANGE INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>45866F104</cusip>
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                        <sshPrnamt>2236</sshPrnamt>
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                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>2236</Sole>
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                        <None>0</None>
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                <nameOfIssuer>INTERCONTINENTAL EXCHANGE INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
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                <shrsOrPrnAmt>
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                        <sshPrnamtType>SH</sshPrnamtType>
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                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
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                        <None>0</None>
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                <nameOfIssuer>INTERNATIONAL BUSINESS</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
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                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
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                <nameOfIssuer>INTERNATIONAL BUSINESS</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>459200101</cusip>
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                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>9410</Sole>
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                        <None>0</None>
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        <infoTable>
                <nameOfIssuer>INVESCO</nameOfIssuer>
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                <cusip>46090E103</cusip>
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                        <sshPrnamtType>SH</sshPrnamtType>
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                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>11941</Sole>
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                        <None>0</None>
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        <infoTable>
                <nameOfIssuer>INVESCO</nameOfIssuer>
                <titleOfClass>MUTUAL FUNDS - </titleOfClass>
                <cusip>46090E103</cusip>
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                <shrsOrPrnAmt>
                        <sshPrnamt>219</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
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                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>219</Sole>
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                        <None>0</None>
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        <infoTable>
                <nameOfIssuer>INTUIT INC</nameOfIssuer>
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                        <sshPrnamt>3073</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
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                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>3073</Sole>
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                        <None>0</None>
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                <nameOfIssuer>INTUITIVE SURGICAL INC</nameOfIssuer>
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                        <sshPrnamtType>SH</sshPrnamtType>
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                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
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        <infoTable>
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                <titleOfClass>COMMON STOCK</titleOfClass>
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                        <sshPrnamt>1407</sshPrnamt>
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                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>1407</Sole>
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                        <None>0</None>
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        <infoTable>
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                <cusip>46137V241</cusip>
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                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
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        <infoTable>
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                <cusip>46137V241</cusip>
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                <shrsOrPrnAmt>
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                        <sshPrnamtType>SH</sshPrnamtType>
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                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>1900</Sole>
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                        <None>0</None>
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        <infoTable>
                <nameOfIssuer>INVESCO</nameOfIssuer>
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                <cusip>46137V357</cusip>
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                <shrsOrPrnAmt>
                        <sshPrnamt>18813</sshPrnamt>
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                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>18813</Sole>
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        <infoTable>
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                <titleOfClass>MUTUAL FUNDS - </titleOfClass>
                <cusip>46137V357</cusip>
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                        <sshPrnamt>297</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
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                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>297</Sole>
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                        <None>0</None>
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        <infoTable>
                <nameOfIssuer>IRON MOUNTAIN INC.</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
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                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>14638</Sole>
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                        <None>0</None>
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        <infoTable>
                <nameOfIssuer>IRON MOUNTAIN INC.</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>46284V101</cusip>
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                        <sshPrnamt>7101</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
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                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>7101</Sole>
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                        <None>0</None>
                </votingAuthority>
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        <infoTable>
                <nameOfIssuer>ISHARES</nameOfIssuer>
                <titleOfClass>MUTUAL FUNDS - </titleOfClass>
                <cusip>464285204</cusip>
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                        <sshPrnamt>26157</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
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                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>26157</Sole>
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                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>ISHARES</nameOfIssuer>
                <titleOfClass>MUTUAL FUNDS - </titleOfClass>
                <cusip>464285204</cusip>
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                <shrsOrPrnAmt>
                        <sshPrnamt>813</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
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                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>813</Sole>
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                        <None>0</None>
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        <infoTable>
                <nameOfIssuer>ISHARES</nameOfIssuer>
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                <cusip>464286533</cusip>
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                <shrsOrPrnAmt>
                        <sshPrnamt>14700</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
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                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>14700</Sole>
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                        <None>0</None>
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        <infoTable>
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                <titleOfClass>MUTUAL FUNDS - </titleOfClass>
                <cusip>464287101</cusip>
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                        <sshPrnamtType>SH</sshPrnamtType>
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                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
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                        <None>0</None>
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        <infoTable>
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                <votingAuthority>
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                <nameOfIssuer>J P MORGAN CHASE &amp; CO</nameOfIssuer>
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                        <None>0</None>
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                <nameOfIssuer>JPMORGAN</nameOfIssuer>
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                <value>409739</value>
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                <votingAuthority>
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                        <None>0</None>
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                <nameOfIssuer>JOHNSON &amp; JOHNSON</nameOfIssuer>
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                <votingAuthority>
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                        <Sole>38616</Sole>
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                        <None>0</None>
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                <nameOfIssuer>KLA CORPORATION</nameOfIssuer>
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                <votingAuthority>
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                        <None>0</None>
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                <nameOfIssuer>KLA CORPORATION</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
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                <investmentDiscretion>OTR</investmentDiscretion>
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                <votingAuthority>
                        <Sole>2228</Sole>
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                        <None>0</None>
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                <nameOfIssuer>KIMBERLY CLARK CORP</nameOfIssuer>
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                <votingAuthority>
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                <nameOfIssuer>KIMBERLY CLARK CORP</nameOfIssuer>
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                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
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                        <None>0</None>
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                <nameOfIssuer>KROGER CO</nameOfIssuer>
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                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>26521</Sole>
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                        <None>0</None>
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                <nameOfIssuer>KROGER CO</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
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                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>2230</Sole>
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                        <None>0</None>
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                <nameOfIssuer>L3HARRIS TECHNOLOGIES INC</nameOfIssuer>
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                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>7112</Sole>
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                        <None>75</None>
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                <nameOfIssuer>L3HARRIS TECHNOLOGIES INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
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                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>377</Sole>
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                        <None>0</None>
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                <nameOfIssuer>LAM RESEARCH CORP</nameOfIssuer>
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                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>2355</Sole>
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                        <None>0</None>
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                <nameOfIssuer>ESTEE LAUDER COMPANIES INC CLASS</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>518439104</cusip>
                <value>32297</value>
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                        <sshPrnamtType>SH</sshPrnamtType>
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                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>450</Sole>
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                        <None>0</None>
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                <nameOfIssuer>ESTEE LAUDER COMPANIES INC CLASS</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>518439104</cusip>
                <value>746408</value>
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                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>10400</Sole>
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                        <None>0</None>
                </votingAuthority>
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                <nameOfIssuer>ELI LILLY CO</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>532457108</cusip>
                <value>95820740</value>
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                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>103979</Sole>
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                <nameOfIssuer>ELI LILLY CO</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>532457108</cusip>
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                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>11382</Sole>
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                        <None>18</None>
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                <nameOfIssuer>LINCOLN ELECTRIC HOLDINGS</nameOfIssuer>
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                <votingAuthority>
                        <Sole>5052</Sole>
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                        <None>0</None>
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                <nameOfIssuer>LIVE OAK BANCSHARES INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>53803X105</cusip>
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                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>7500</Sole>
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                        <None>0</None>
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                <nameOfIssuer>LIVE OAK BANCSHARES INC</nameOfIssuer>
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                <investmentDiscretion>OTR</investmentDiscretion>
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                        <None>0</None>
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                <nameOfIssuer>LOCKHEED MARTIN CORP</nameOfIssuer>
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                <votingAuthority>
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                        <None>47</None>
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                <nameOfIssuer>LOCKHEED MARTIN CORP</nameOfIssuer>
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                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
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                        <None>0</None>
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                <nameOfIssuer>LOWE&apos;S COMPANIES INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>548661107</cusip>
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                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>12003</Sole>
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                        <None>0</None>
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                <nameOfIssuer>LOWE&apos;S COMPANIES INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
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                <votingAuthority>
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                <nameOfIssuer>MAGNOLIA OIL GAS CORPORATION</nameOfIssuer>
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                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>9883</Sole>
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                        <None>0</None>
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                <nameOfIssuer>MARATHON PETROLEUM CORP</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>56585A102</cusip>
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                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>8671</Sole>
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                        <None>0</None>
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                <nameOfIssuer>MARATHON PETROLEUM CORP</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
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                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>985</Sole>
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                        <None>0</None>
                </votingAuthority>
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                <value>19997238</value>
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                <votingAuthority>
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                        <None>0</None>
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                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>13835</Sole>
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                        <None>0</None>
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                <nameOfIssuer>MASTERCARD INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>57636Q104</cusip>
                <value>5937968</value>
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                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>11884</Sole>
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                        <None>0</None>
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                <titleOfClass>COMMON STOCK</titleOfClass>
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                <value>357757</value>
                <shrsOrPrnAmt>
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                        <sshPrnamtType>SH</sshPrnamtType>
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                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>716</Sole>
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                        <None>0</None>
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                <nameOfIssuer>MCCORMICK &amp; COMPANY INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
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                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>11862</Sole>
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                        <None>0</None>
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                <nameOfIssuer>MCCORMICK &amp; COMPANY INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>579780206</cusip>
                <value>409371</value>
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                <investmentDiscretion>OTR</investmentDiscretion>
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                        <Sole>8116</Sole>
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                        <None>0</None>
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                <nameOfIssuer>MCDONALDS CORP</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>580135101</cusip>
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                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>34499</Sole>
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                        <None>0</None>
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                <nameOfIssuer>MCDONALDS CORP</nameOfIssuer>
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                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>11079</Sole>
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                        <None>0</None>
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                <nameOfIssuer>MCKESSON CORP</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>58155Q103</cusip>
                <value>404122</value>
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                        <sshPrnamt>467</sshPrnamt>
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                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>467</Sole>
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                        <None>0</None>
                </votingAuthority>
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                <nameOfIssuer>MEDPACE HOLDINGS INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>58506Q109</cusip>
                <value>224729</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>468</sshPrnamt>
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                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>468</Sole>
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                        <None>0</None>
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                <nameOfIssuer>MERCADOLIBRE INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>58733R102</cusip>
                <value>494497</value>
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                        <sshPrnamt>286</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>286</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
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        <infoTable>
                <nameOfIssuer>MERCADOLIBRE INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>58733R102</cusip>
                <value>84722</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>49</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>49</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
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                <nameOfIssuer>MERCK &amp; CO</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>58933Y105</cusip>
                <value>7702535</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>64033</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>63769</Sole>
                        <Shared>0</Shared>
                        <None>264</None>
                </votingAuthority>
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        <infoTable>
                <nameOfIssuer>MERCK &amp; CO</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>58933Y105</cusip>
                <value>2186392</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>18176</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
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                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>18176</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
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        <infoTable>
                <nameOfIssuer>METLIFE INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>59156R108</cusip>
                <value>500628</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>7079</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
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                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>7079</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
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        <infoTable>
                <nameOfIssuer>METTLER TOLEDO INTERNATIONAL INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>592688105</cusip>
                <value>664652</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>527</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
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                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>527</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
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                <nameOfIssuer>MICROSOFT CORP</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>594918104</cusip>
                <value>107232341</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>289684</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
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                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>289434</Sole>
                        <Shared>0</Shared>
                        <None>250</None>
                </votingAuthority>
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        <infoTable>
                <nameOfIssuer>MICROSOFT CORP</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>594918104</cusip>
                <value>24557823</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>66342</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
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                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>66342</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>MICROCHIP TECH INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>595017104</cusip>
                <value>472687</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>7316</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
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                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>7316</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
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        <infoTable>
                <nameOfIssuer>MICRON TECHNOLOGY INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>595112103</cusip>
                <value>1155750</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>3421</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
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                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>3421</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>MICRON TECHNOLOGY INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>595112103</cusip>
                <value>92906</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>275</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>275</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
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        <infoTable>
                <nameOfIssuer>MONDELEZ INTERNATIONAL INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>609207105</cusip>
                <value>11396061</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>197711</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
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                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>197126</Sole>
                        <Shared>0</Shared>
                        <None>585</None>
                </votingAuthority>
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        <infoTable>
                <nameOfIssuer>MONDELEZ INTERNATIONAL INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>609207105</cusip>
                <value>1482961</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>25728</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
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                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>25728</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
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                <nameOfIssuer>MORGAN STANLEY</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>617446448</cusip>
                <value>5308055</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>32254</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
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                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>32004</Sole>
                        <Shared>0</Shared>
                        <None>250</None>
                </votingAuthority>
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        <infoTable>
                <nameOfIssuer>MORGAN STANLEY</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>617446448</cusip>
                <value>564804</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>3432</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
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                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>3432</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
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                <nameOfIssuer>MOTOROLA</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>620076307</cusip>
                <value>5860767</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>13505</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
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                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>13505</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>MOTOROLA</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>620076307</cusip>
                <value>42095</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>97</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>97</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
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        <infoTable>
                <nameOfIssuer>NETFLIX INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>64110L106</cusip>
                <value>2894898</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>30108</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
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                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>30108</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>NETFLIX INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>64110L106</cusip>
                <value>817757</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>8505</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>8505</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
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                <nameOfIssuer>NEXTERA ENERGY INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>65339F101</cusip>
                <value>44101188</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>474819</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
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                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>473044</Sole>
                        <Shared>0</Shared>
                        <None>1775</None>
                </votingAuthority>
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        <infoTable>
                <nameOfIssuer>NEXTERA ENERGY INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>65339F101</cusip>
                <value>5833328</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>62805</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
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                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>62805</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
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                <nameOfIssuer>NIKE INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>654106103</cusip>
                <value>521335</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>9870</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
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                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>9870</Sole>
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                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>NIKE INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>654106103</cusip>
                <value>1043987</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>19765</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
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                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>19765</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
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        <infoTable>
                <nameOfIssuer>NORFOLK SOUTHERN CORP</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>655844108</cusip>
                <value>2691773</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>9379</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
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                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>9379</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>NORFOLK SOUTHERN CORP</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>655844108</cusip>
                <value>947100</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>3300</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
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                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>3300</Sole>
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                        <None>0</None>
                </votingAuthority>
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        <infoTable>
                <nameOfIssuer>NORTHROP GRUMMAN CORP</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>666807102</cusip>
                <value>691790</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>1014</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
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                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>1014</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
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        <infoTable>
                <nameOfIssuer>NOVARTIS AG SPON ADR</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>66987V109</cusip>
                <value>1324804</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>8673</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
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                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>8673</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>NOVARTIS AG SPON ADR</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>66987V109</cusip>
                <value>206825</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>1354</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
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                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>1354</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
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        <infoTable>
                <nameOfIssuer>NVIDIA CORP</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>67066G104</cusip>
                <value>63071417</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>361648</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
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                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>361188</Sole>
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                        <None>460</None>
                </votingAuthority>
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        <infoTable>
                <nameOfIssuer>NVIDIA CORP</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>67066G104</cusip>
                <value>13298173</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>76251</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
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                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>76251</Sole>
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                        <None>0</None>
                </votingAuthority>
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        <infoTable>
                <nameOfIssuer>NUVEEN</nameOfIssuer>
                <titleOfClass>MUTUAL FUNDS - </titleOfClass>
                <cusip>67073B106</cusip>
                <value>10556</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>1400</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
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                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>1400</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>NUVEEN</nameOfIssuer>
                <titleOfClass>MUTUAL FUNDS - </titleOfClass>
                <cusip>67073B106</cusip>
                <value>82216</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>10904</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
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                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>10904</Sole>
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                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>O&apos;REILLY AUTOMOTIVE INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>67103H107</cusip>
                <value>1877402</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>20338</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
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                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>20338</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>OLD DOMINION FREIGHT LINE</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>679580100</cusip>
                <value>1145240</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>5861</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>5861</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>OLD DOMINION FREIGHT LINE</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>679580100</cusip>
                <value>173906</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>890</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>890</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>ONEOK INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>682680103</cusip>
                <value>257793</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>2852</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
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                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>2852</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>ONEOK INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>682680103</cusip>
                <value>6870</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>76</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
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                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>76</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>ORACLE CORP</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>68389X105</cusip>
                <value>36820206</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>250290</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
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                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>249515</Sole>
                        <Shared>0</Shared>
                        <None>775</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>ORACLE CORP</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>68389X105</cusip>
                <value>4115704</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>27977</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>27977</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>PNC FINANCIAL SERVICES</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>693475105</cusip>
                <value>5193305</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>24957</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
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                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>24957</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
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                <investmentDiscretion>OTR</investmentDiscretion>
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                        <None>0</None>
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                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
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                        <None>0</None>
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                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
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                <votingAuthority>
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                <votingAuthority>
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                <votingAuthority>
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                <votingAuthority>
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                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>12907</Sole>
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                <votingAuthority>
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                        <None>0</None>
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                <votingAuthority>
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                <nameOfIssuer>PEPSICO INC</nameOfIssuer>
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                <votingAuthority>
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                <votingAuthority>
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                <nameOfIssuer>PFIZER INC</nameOfIssuer>
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                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
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                <votingAuthority>
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                <votingAuthority>
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                <nameOfIssuer>PHILLIPS 66</nameOfIssuer>
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                <nameOfIssuer>AKRE</nameOfIssuer>
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                <investmentDiscretion>OTR</investmentDiscretion>
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                <nameOfIssuer>PROGRESSIVE CORP</nameOfIssuer>
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                <votingAuthority>
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                <nameOfIssuer>PROLOGIS INC</nameOfIssuer>
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                <investmentDiscretion>OTR</investmentDiscretion>
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                <votingAuthority>
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                <cusip>744320102</cusip>
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                <investmentDiscretion>OTR</investmentDiscretion>
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                <nameOfIssuer>PUBLIC SERVICE ENTERPRISE GP INC</nameOfIssuer>
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                <cusip>744573106</cusip>
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                <votingAuthority>
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                </votingAuthority>
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                <cusip>747525103</cusip>
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                <votingAuthority>
                        <Sole>12902</Sole>
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                <investmentDiscretion>OTR</investmentDiscretion>
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                <nameOfIssuer>QUANTA SERVICES</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>74762E102</cusip>
                <value>35427735</value>
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                        <Sole>64529</Sole>
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                <titleOfClass>COMMON STOCK</titleOfClass>
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                <investmentDiscretion>OTR</investmentDiscretion>
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                        <Sole>6943</Sole>
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                        <None>0</None>
                </votingAuthority>
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                <nameOfIssuer>RPM INTERNATIONAL INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>749685103</cusip>
                <value>975709</value>
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                        <Sole>9816</Sole>
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        <infoTable>
                <nameOfIssuer>RPM INTERNATIONAL INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>749685103</cusip>
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                        <sshPrnamtType>SH</sshPrnamtType>
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                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>243</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>RTX CORP</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>75513E101</cusip>
                <value>3045130</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>15786</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>15786</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>RTX CORP</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>75513E101</cusip>
                <value>762149</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>3951</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>3951</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>REALTY INCOME CORP</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>756109104</cusip>
                <value>740586</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>12105</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>12105</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>REALTY INCOME CORP</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>756109104</cusip>
                <value>85101</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>1391</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>1391</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>REPUBLIC BANCORP INC CLASS</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>760281204</cusip>
                <value>418573</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>5933</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>5933</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>RESMED INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>761152107</cusip>
                <value>279926</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>1247</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>1247</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>RIO TINTO PLC SPONSORED ADR</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>767204100</cusip>
                <value>2091656</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>22421</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>22421</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>RIO TINTO PLC SPONSORED ADR</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>767204100</cusip>
                <value>432121</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>4632</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>4632</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>ROPER TECHNOLOGIES INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>776696106</cusip>
                <value>639070</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>1806</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>1806</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>ROUNDHILL</nameOfIssuer>
                <titleOfClass>MUTUAL FUNDS - </titleOfClass>
                <cusip>77926X205</cusip>
                <value>246024</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>6700</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>6700</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>SHELL PLC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>780259305</cusip>
                <value>282906</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>3042</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>3042</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>SHELL PLC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>780259305</cusip>
                <value>513732</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>5524</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>5524</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>S&amp;P GLOBAL INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>78409V104</cusip>
                <value>319004</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>750</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>750</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>S&amp;P GLOBAL INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>78409V104</cusip>
                <value>81665</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>192</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>192</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>NEOS</nameOfIssuer>
                <titleOfClass>MUTUAL FUNDS - </titleOfClass>
                <cusip>78433H303</cusip>
                <value>278447</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>5640</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>5640</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>SM ENERGY COMPANY</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>78454L100</cusip>
                <value>211993</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>6799</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>6799</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>SPDR S&amp;P 500 ETF TRUST</nameOfIssuer>
                <titleOfClass>MUTUAL FUNDS - </titleOfClass>
                <cusip>78462F103</cusip>
                <value>41266673</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>63454</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>63312</Sole>
                        <Shared>0</Shared>
                        <None>142</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>SPDR S&amp;P 500 ETF TRUST</nameOfIssuer>
                <titleOfClass>MUTUAL FUNDS - </titleOfClass>
                <cusip>78462F103</cusip>
                <value>17347823</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>26675</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>26575</Sole>
                        <Shared>0</Shared>
                        <None>100</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>SPDR GOLD TRUST</nameOfIssuer>
                <titleOfClass>MUTUAL FUNDS - </titleOfClass>
                <cusip>78463V107</cusip>
                <value>14033913</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>32615</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>32615</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>SPDR GOLD TRUST</nameOfIssuer>
                <titleOfClass>MUTUAL FUNDS - </titleOfClass>
                <cusip>78463V107</cusip>
                <value>1117032</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>2596</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>2584</Sole>
                        <Shared>0</Shared>
                        <None>12</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>SPDR</nameOfIssuer>
                <titleOfClass>MUTUAL FUNDS - </titleOfClass>
                <cusip>78463X889</cusip>
                <value>686029</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>15028</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>15028</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>SPDR</nameOfIssuer>
                <titleOfClass>MUTUAL FUNDS - </titleOfClass>
                <cusip>78464A409</cusip>
                <value>383220</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>3914</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>3914</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>SPDR</nameOfIssuer>
                <titleOfClass>MUTUAL FUNDS - </titleOfClass>
                <cusip>78464A763</cusip>
                <value>639364</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>4381</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>4381</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>SPDR</nameOfIssuer>
                <titleOfClass>MUTUAL FUNDS - </titleOfClass>
                <cusip>78464A763</cusip>
                <value>89608</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>614</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>614</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>SPDR</nameOfIssuer>
                <titleOfClass>MUTUAL FUNDS - </titleOfClass>
                <cusip>78467X109</cusip>
                <value>273283</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>590</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>590</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>SPDR</nameOfIssuer>
                <titleOfClass>MUTUAL FUNDS - </titleOfClass>
                <cusip>78467X109</cusip>
                <value>37055</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>80</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>80</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>SPDR S &amp; P MIDCAP 400 ETF </nameOfIssuer>
                <titleOfClass>MUTUAL FUNDS - </titleOfClass>
                <cusip>78467Y107</cusip>
                <value>1169992</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>1897</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>1897</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>SPDR S &amp; P MIDCAP 400 ETF </nameOfIssuer>
                <titleOfClass>MUTUAL FUNDS - </titleOfClass>
                <cusip>78467Y107</cusip>
                <value>77712</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>126</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>106</Sole>
                        <Shared>0</Shared>
                        <None>20</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>SPDR</nameOfIssuer>
                <titleOfClass>MUTUAL FUNDS - </titleOfClass>
                <cusip>78468R606</cusip>
                <value>4912054</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>210637</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>210637</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>SPDR</nameOfIssuer>
                <titleOfClass>MUTUAL FUNDS - </titleOfClass>
                <cusip>78468R606</cusip>
                <value>1484504</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>63658</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>63658</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>SPDR</nameOfIssuer>
                <titleOfClass>MUTUAL FUNDS - </titleOfClass>
                <cusip>78468R739</cusip>
                <value>256644</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>5366</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>5366</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>SPDR</nameOfIssuer>
                <titleOfClass>MUTUAL FUNDS - </titleOfClass>
                <cusip>78468R853</cusip>
                <value>259285</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>5366</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>5366</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>SLB LTD</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>806857108</cusip>
                <value>16228627</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>315793</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>314513</Sole>
                        <Shared>0</Shared>
                        <None>1280</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>SLB LTD</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>806857108</cusip>
                <value>2267944</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>44132</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>44017</Sole>
                        <Shared>0</Shared>
                        <None>115</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>CHARLES SCHWAB CORP</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>808513105</cusip>
                <value>180253</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>1918</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>1918</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>CHARLES SCHWAB CORP</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>808513105</cusip>
                <value>39942</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>425</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>425</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>SCHWAB</nameOfIssuer>
                <titleOfClass>MUTUAL FUNDS - </titleOfClass>
                <cusip>808524771</cusip>
                <value>1105506</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>39695</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>39695</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>SPDR</nameOfIssuer>
                <titleOfClass>MUTUAL FUNDS - </titleOfClass>
                <cusip>81369Y209</cusip>
                <value>555360</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>3788</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>3788</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>SPDR</nameOfIssuer>
                <titleOfClass>MUTUAL FUNDS - </titleOfClass>
                <cusip>81369Y308</cusip>
                <value>308165</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>3759</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>3759</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>SPDR</nameOfIssuer>
                <titleOfClass>MUTUAL FUNDS - </titleOfClass>
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                <titleOfClass>MUTUAL FUNDS - </titleOfClass>
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                <votingAuthority>
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                </votingAuthority>
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                <titleOfClass>MUTUAL FUNDS - </titleOfClass>
                <cusip>81369Y407</cusip>
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                <titleOfClass>MUTUAL FUNDS - </titleOfClass>
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        <infoTable>
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                <titleOfClass>MUTUAL FUNDS - </titleOfClass>
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                </votingAuthority>
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        <infoTable>
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                <titleOfClass>MUTUAL FUNDS - </titleOfClass>
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                <votingAuthority>
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                </votingAuthority>
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        <infoTable>
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                <titleOfClass>MUTUAL FUNDS - </titleOfClass>
                <cusip>81369Y605</cusip>
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                </votingAuthority>
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        <infoTable>
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                <titleOfClass>MUTUAL FUNDS - </titleOfClass>
                <cusip>81369Y704</cusip>
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                <votingAuthority>
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                </votingAuthority>
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        <infoTable>
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                <titleOfClass>MUTUAL FUNDS - </titleOfClass>
                <cusip>81369Y803</cusip>
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                        <sshPrnamtType>SH</sshPrnamtType>
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                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
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                        <None>0</None>
                </votingAuthority>
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        <infoTable>
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                <titleOfClass>MUTUAL FUNDS - </titleOfClass>
                <cusip>81369Y803</cusip>
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                <shrsOrPrnAmt>
                        <sshPrnamt>2038</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
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                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
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                        <None>0</None>
                </votingAuthority>
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        <infoTable>
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                <titleOfClass>MUTUAL FUNDS - </titleOfClass>
                <cusip>81369Y852</cusip>
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                        <sshPrnamtType>SH</sshPrnamtType>
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                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
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                        <None>0</None>
                </votingAuthority>
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        <infoTable>
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                <titleOfClass>MUTUAL FUNDS - </titleOfClass>
                <cusip>81369Y860</cusip>
                <value>200231</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>4904</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
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                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
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                        <None>0</None>
                </votingAuthority>
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        <infoTable>
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                <titleOfClass>MUTUAL FUNDS - </titleOfClass>
                <cusip>81369Y860</cusip>
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                <shrsOrPrnAmt>
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                        <sshPrnamtType>SH</sshPrnamtType>
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                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
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                        <None>0</None>
                </votingAuthority>
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        <infoTable>
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                <titleOfClass>MUTUAL FUNDS - </titleOfClass>
                <cusip>81369Y886</cusip>
                <value>782196</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>17045</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
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                <votingAuthority>
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                        <None>0</None>
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                <titleOfClass>MUTUAL FUNDS - </titleOfClass>
                <cusip>81369Y886</cusip>
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                        <sshPrnamtType>SH</sshPrnamtType>
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                <votingAuthority>
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                        <None>0</None>
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                <votingAuthority>
                        <Sole>262579</Sole>
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                        <None>0</None>
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                <titleOfClass>COMMON STOCK</titleOfClass>
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                        <sshPrnamtType>SH</sshPrnamtType>
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                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>27838</Sole>
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                        <None>0</None>
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                        <sshPrnamt>155180</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
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                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>154878</Sole>
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                        <None>302</None>
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        <infoTable>
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                <titleOfClass>COMMON STOCK</titleOfClass>
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                        <sshPrnamtType>SH</sshPrnamtType>
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                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>15288</Sole>
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                        <None>0</None>
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        <infoTable>
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                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>7502</Sole>
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                        <None>0</None>
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        <infoTable>
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                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
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                        <None>0</None>
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                <votingAuthority>
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                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
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                        <sshPrnamtType>SH</sshPrnamtType>
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                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
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                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
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                        <None>0</None>
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                <shrsOrPrnAmt>
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                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
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        <infoTable>
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                        <sshPrnamtType>SH</sshPrnamtType>
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                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
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                        <None>0</None>
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                        <sshPrnamtType>SH</sshPrnamtType>
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                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
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                        <None>0</None>
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                        <sshPrnamtType>SH</sshPrnamtType>
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                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
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                        <None>0</None>
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                <shrsOrPrnAmt>
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                        <sshPrnamtType>SH</sshPrnamtType>
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                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>38230</Sole>
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                        <None>0</None>
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                        <sshPrnamtType>SH</sshPrnamtType>
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                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
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                        <None>0</None>
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                <cusip>857477103</cusip>
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                        <sshPrnamt>5865</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
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                <votingAuthority>
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                        <None>0</None>
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                        <sshPrnamtType>SH</sshPrnamtType>
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                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
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                        <None>0</None>
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                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>861025104</cusip>
                <value>78149091</value>
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                        <sshPrnamtType>SH</sshPrnamtType>
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                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>1178497</Sole>
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                        <None>400</None>
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        <infoTable>
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                        <sshPrnamt>139747</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
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                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>139747</Sole>
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                        <None>0</None>
                </votingAuthority>
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                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>863667101</cusip>
                <value>11082054</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>33726</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
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                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>33576</Sole>
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                        <None>150</None>
                </votingAuthority>
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        <infoTable>
                <nameOfIssuer>STRYKER CORP</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>863667101</cusip>
                <value>2155550</value>
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                        <sshPrnamt>6560</sshPrnamt>
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                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>6560</Sole>
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                        <None>0</None>
                </votingAuthority>
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        <infoTable>
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                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>867224107</cusip>
                <value>4612044</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>69763</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
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                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>69285</Sole>
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                        <None>478</None>
                </votingAuthority>
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        <infoTable>
                <nameOfIssuer>SUNCOR ENERGY INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
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                        <sshPrnamtType>SH</sshPrnamtType>
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                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>2200</Sole>
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                        <None>0</None>
                </votingAuthority>
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                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>871607107</cusip>
                <value>1132348</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>2856</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
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                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>2856</Sole>
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                <nameOfIssuer>SYNOPSYS INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>871607107</cusip>
                <value>283879</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>716</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
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                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>716</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>SYSCO CORP</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>871829107</cusip>
                <value>517931</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>7261</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
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                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>7261</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>SYSCO CORP</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>871829107</cusip>
                <value>98008</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>1374</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
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                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>1374</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
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        <infoTable>
                <nameOfIssuer>TJX COMPANIES INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>872540109</cusip>
                <value>6269194</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>39256</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
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                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>39256</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>TJX COMPANIES INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>872540109</cusip>
                <value>28906</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>181</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
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                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>181</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
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                <nameOfIssuer>T-MOBILE US INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>872590104</cusip>
                <value>254768</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>1213</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
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                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>1213</Sole>
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                        <None>0</None>
                </votingAuthority>
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        <infoTable>
                <nameOfIssuer>T-MOBILE US INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>872590104</cusip>
                <value>42006</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>200</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
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                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>200</Sole>
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                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>TAIWAN SEMICONDUCTOR MFG LTD ADR</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>874039100</cusip>
                <value>2426148</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>7179</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
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                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>7179</Sole>
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                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>TAIWAN SEMICONDUCTOR MFG LTD ADR</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>874039100</cusip>
                <value>342005</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>1012</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
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                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>1012</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>TARGET CORP</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>87612E106</cusip>
                <value>1662500</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>13717</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
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                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>13717</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
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        <infoTable>
                <nameOfIssuer>TARGET CORP</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>87612E106</cusip>
                <value>397778</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>3282</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>3282</Sole>
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                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>TESLA INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>88160R101</cusip>
                <value>3201144</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>8611</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
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                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>8611</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>TESLA INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>88160R101</cusip>
                <value>589968</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>1587</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
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                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>1587</Sole>
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                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>TEXAS INSTRUMENTS INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>882508104</cusip>
                <value>774426</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>3989</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
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                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>3989</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>TEXAS INSTRUMENTS INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>882508104</cusip>
                <value>129686</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>668</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>668</Sole>
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                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>TEXAS ROADHOUSE INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>882681109</cusip>
                <value>244243</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>1479</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
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                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>1479</Sole>
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                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>THERMO FISHER SCIENTIFIC INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>883556102</cusip>
                <value>728449</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>1482</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>1482</Sole>
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                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>THERMO FISHER SCIENTIFIC INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>883556102</cusip>
                <value>180883</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>368</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>368</Sole>
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                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>3M CO</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>88579Y101</cusip>
                <value>1922271</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>13236</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
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                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>13236</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
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        <infoTable>
                <nameOfIssuer>3M CO</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>88579Y101</cusip>
                <value>1326676</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>9135</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
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                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>9135</Sole>
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                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>TORONTO DOMINION BANK</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>891160509</cusip>
                <value>93310</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>1000</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
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                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>1000</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>TORONTO DOMINION BANK</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>891160509</cusip>
                <value>131940</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>1414</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
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                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>1414</Sole>
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                        <None>0</None>
                </votingAuthority>
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        <infoTable>
                <nameOfIssuer>TRACTOR SUPPLY COMPANY</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>892356106</cusip>
                <value>313477</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>6920</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
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                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>6920</Sole>
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                        <None>0</None>
                </votingAuthority>
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        <infoTable>
                <nameOfIssuer>TRAVELERS COS INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>89417E109</cusip>
                <value>1168180</value>
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                        <sshPrnamt>4005</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
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                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>4005</Sole>
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                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>TRAVELERS COS INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>89417E109</cusip>
                <value>48419</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>166</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
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                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>166</Sole>
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                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>TRUIST FINANCIAL CORPORATION</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>89832Q109</cusip>
                <value>1318377</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>28679</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
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                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>28679</Sole>
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                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>TRUIST FINANCIAL CORPORATION</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>89832Q109</cusip>
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                        <sshPrnamt>16851</sshPrnamt>
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                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>16851</Sole>
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                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>USCF</nameOfIssuer>
                <titleOfClass>MUTUAL FUNDS - </titleOfClass>
                <cusip>90290T809</cusip>
                <value>824799</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>30279</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
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                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>30279</Sole>
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                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>USCF</nameOfIssuer>
                <titleOfClass>MUTUAL FUNDS - </titleOfClass>
                <cusip>90290T809</cusip>
                <value>92671</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>3402</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>3402</Sole>
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                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>US BANCORP</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>902973304</cusip>
                <value>1750609</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>33659</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
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                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>33229</Sole>
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                        <None>430</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>US BANCORP</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>902973304</cusip>
                <value>316794</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>6091</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
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                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>6091</Sole>
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                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>UBER TECHNOLOGIES INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>90353T100</cusip>
                <value>261107</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>3630</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
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                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>3630</Sole>
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                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>UBER TECHNOLOGIES INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>90353T100</cusip>
                <value>9926</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>138</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
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                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>138</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>UBIQUITI INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>90353W103</cusip>
                <value>680440</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>861</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>861</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>ULTA BEAUTY INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>90384S303</cusip>
                <value>105588</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>202</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>202</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>ULTA BEAUTY INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>90384S303</cusip>
                <value>140086</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>268</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>268</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>UNION PACIFIC CORP</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>907818108</cusip>
                <value>3588839</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>14792</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>14792</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>UNION PACIFIC CORP</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>907818108</cusip>
                <value>446663</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>1841</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>1841</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>UNITED PARCEL SERVICES</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>911312106</cusip>
                <value>1003479</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>10200</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>10200</Sole>
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                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>UNITED PARCEL SERVICES</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>911312106</cusip>
                <value>307930</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>3130</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
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                <investmentDiscretion>SOLE</investmentDiscretion>
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                <votingAuthority>
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                        <None>0</None>
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                <votingAuthority>
                        <Sole>1488</Sole>
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                        <None>0</None>
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                <nameOfIssuer>VISA INC</nameOfIssuer>
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                <votingAuthority>
                        <Sole>177533</Sole>
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                        <None>280</None>
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                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
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                        <None>0</None>
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                <votingAuthority>
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                <votingAuthority>
                        <Sole>1181</Sole>
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                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
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                        <None>0</None>
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                <nameOfIssuer>WALMART INC</nameOfIssuer>
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                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>63392</Sole>
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                        <None>0</None>
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                <nameOfIssuer>WALMART INC</nameOfIssuer>
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                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>19275</Sole>
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                        <None>0</None>
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                <nameOfIssuer>WASTE MANAGEMENT INC</nameOfIssuer>
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                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>146400</Sole>
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                <nameOfIssuer>WASTE MANAGEMENT INC</nameOfIssuer>
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                <votingAuthority>
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                <votingAuthority>
                        <Sole>2232</Sole>
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                <votingAuthority>
                        <Sole>529</Sole>
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                <nameOfIssuer>WATSCO INC</nameOfIssuer>
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                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>1373</Sole>
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                <nameOfIssuer>WELLS FARGO &amp; COMPANY</nameOfIssuer>
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                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>11536</Sole>
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                <nameOfIssuer>WELLS FARGO &amp; COMPANY</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
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                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
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                <nameOfIssuer>WELLTOWER INC</nameOfIssuer>
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                <votingAuthority>
                        <Sole>2824</Sole>
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                        <None>0</None>
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                <nameOfIssuer>WEST PHARMACEUTICAL SVCS INC COM</nameOfIssuer>
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                <votingAuthority>
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                        <None>0</None>
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                <votingAuthority>
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                        <None>0</None>
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                <votingAuthority>
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                        <None>0</None>
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                <nameOfIssuer>WISDOMTREE</nameOfIssuer>
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                <cusip>97717W505</cusip>
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                <votingAuthority>
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                <nameOfIssuer>WISDOMTREE</nameOfIssuer>
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                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
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                <nameOfIssuer>WISDOMTREE</nameOfIssuer>
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                <nameOfIssuer>WISDOMTREE</nameOfIssuer>
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                <cusip>97717W604</cusip>
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                <nameOfIssuer>XCEL ENERGY INC</nameOfIssuer>
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                <votingAuthority>
                        <Sole>3762</Sole>
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                <nameOfIssuer>XCEL ENERGY INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>98389B100</cusip>
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                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>1284</Sole>
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                <nameOfIssuer>XYLEM INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>98419M100</cusip>
                <value>350494</value>
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                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>2933</Sole>
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                <investmentDiscretion>OTR</investmentDiscretion>
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                </votingAuthority>
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                <nameOfIssuer>YUM BRANDS INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>988498101</cusip>
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                <votingAuthority>
                        <Sole>13570</Sole>
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                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>988498101</cusip>
                <value>1055399</value>
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                        <sshPrnamt>6788</sshPrnamt>
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                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>6788</Sole>
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                        <None>0</None>
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                <nameOfIssuer>YUM CHINA HOLDINGS INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>98850P109</cusip>
                <value>272631</value>
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                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>5589</Sole>
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                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>YUM CHINA HOLDINGS INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>98850P109</cusip>
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                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>2388</Sole>
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                        <None>0</None>
                </votingAuthority>
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        <infoTable>
                <nameOfIssuer>ZIMMER BIOMET HOLDINGS INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>98956P102</cusip>
                <value>60220</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>666</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
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                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>666</Sole>
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                        <None>0</None>
                </votingAuthority>
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        <infoTable>
                <nameOfIssuer>ZIMMER BIOMET HOLDINGS INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>98956P102</cusip>
                <value>141958</value>
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                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>1570</Sole>
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                        <None>0</None>
                </votingAuthority>
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        <infoTable>
                <nameOfIssuer>ZOETIS INC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>98978V103</cusip>
                <value>7220740</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>61084</sshPrnamt>
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                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>61004</Sole>
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                        <None>80</None>
                </votingAuthority>
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        <infoTable>
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                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>98978V103</cusip>
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                        <sshPrnamt>5729</sshPrnamt>
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                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>5684</Sole>
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                        <None>45</None>
                </votingAuthority>
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        <infoTable>
                <nameOfIssuer>ASTRAZENECA PLC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>G0593M107</cusip>
                <value>708808</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>3594</sshPrnamt>
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                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>3594</Sole>
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                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>ACCENTURE PLC CL A</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>G1151C101</cusip>
                <value>2664032</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>13435</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>13435</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>ACCENTURE PLC CL A</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>G1151C101</cusip>
                <value>732485</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>3694</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>3694</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>EATON CORP PLC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>G29183103</cusip>
                <value>5992409</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>16754</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>16754</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>EATON CORP PLC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>G29183103</cusip>
                <value>770064</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>2153</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>2153</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>INVESCO LIMITED</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>G491BT108</cusip>
                <value>632560</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>26042</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>26042</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>JOHNSON CONTROLS INTERNATIONAL </nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>G51502105</cusip>
                <value>582467</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>4448</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>4448</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>JOHNSON CONTROLS INTERNATIONAL </nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>G51502105</cusip>
                <value>202973</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>1550</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>1550</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>LINDE PLC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>G54950103</cusip>
                <value>27663428</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>55800</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>55579</Sole>
                        <Shared>0</Shared>
                        <None>221</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>LINDE PLC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>G54950103</cusip>
                <value>3712745</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>7489</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>7489</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>MEDTRONIC PLC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>G5960L103</cusip>
                <value>915980</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>10571</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>10571</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>MEDTRONIC PLC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>G5960L103</cusip>
                <value>51730</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>597</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>597</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>NU HOLDINGS LTD</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>G6683N103</cusip>
                <value>609546</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>42418</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>42418</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>NU HOLDINGS LTD</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>G6683N103</cusip>
                <value>16267</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>1132</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>1132</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>TRANE TECHNOLOGIES PLC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>G8994E103</cusip>
                <value>92934</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>223</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>223</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>TRANE TECHNOLOGIES PLC</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>G8994E103</cusip>
                <value>250044</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>600</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>600</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>CHUBB LIMITED</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>H1467J104</cusip>
                <value>1108162</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>3400</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>3400</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>CHUBB LIMITED</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>H1467J104</cusip>
                <value>229781</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>705</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>705</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>ASML HOLDING NV ADR</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>N07059210</cusip>
                <value>59981539</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>45412</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>45412</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>ASML HOLDING NV ADR</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>N07059210</cusip>
                <value>7730819</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>5853</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>OTR</investmentDiscretion>
                <votingAuthority>
                        <Sole>5793</Sole>
                        <Shared>0</Shared>
                        <None>60</None>
                </votingAuthority>
        </infoTable>
        <infoTable>
                <nameOfIssuer>NXP SEMICONDUCTORS NV</nameOfIssuer>
                <titleOfClass>COMMON STOCK</titleOfClass>
                <cusip>N6596X109</cusip>
                <value>311039</value>
                <shrsOrPrnAmt>
                        <sshPrnamt>1580</sshPrnamt>
                        <sshPrnamtType>SH</sshPrnamtType>
                </shrsOrPrnAmt>
                <investmentDiscretion>SOLE</investmentDiscretion>
                <votingAuthority>
                        <Sole>1580</Sole>
                        <Shared>0</Shared>
                        <None>0</None>
                </votingAuthority>
        </infoTable>
</informationTable>