NOTICE DOCUMENT
VARI-VEST SURVIVOR
Issued by
AUGUSTAR® LIFE INSURANCE COMPANY
through
AUGUSTAR VARIABLE ACCOUNT R
May 1, 2026
This Notice Document summarizes certain key features of Vari-Vest Survivor, an individual, flexible premium variable life insurance policy (the “policy” or “contract”). The contract is issued by AuguStar Life Insurance Company. The Notice Document also provides a summary of contract features that have changed since April 30, 2025.
You can find other information about the Vari-Vest Survivor contract online at augustarfinancial.com/variableproducts. You can also obtain this information at no cost by calling 800.366.6654 or by sending an email request to lifecs@constellationinsurance.com.
Additional information about certain investment products, including variable life insurance contracts, has been prepared by the Securities and Exchange Commission's staff and is available at Investor.gov.
TABLE OF CONTENTS 
2
3
4
7
Form 5741-UN
1
Glossary
Accumulation Value – the sum of the policy’s values in the Subaccounts, the General Account and the Loan Collateral Account.
Age – either Insured’s age at his or her nearest birthday.
Cash Surrender Value – the Accumulation Value minus any applicable Surrender Charges. The Cash Surrender Value is subject to Policy Indebtedness.
Death Benefit – the amount payable upon the death of the second Insured, before deductions for policy indebtedness and unpaid Monthly Deductions.
Death Benefit Guarantee – our guarantee that the policy will not lapse so long as you have met the Minimum Premium requirement and the policy is still within the Death Benefit Guarantee period.
General Account – our assets other than those allocated to our separate accounts. The General Account may also be called the Guaranteed Account or the Fixed Account.
Insured – the persons upon whose life the policy is issued.
Loan Collateral Account – an account to which Accumulation Value in an amount equal to a policy loan is transferred pro rata from the Subaccounts of VAR and the General Account.
Minimum Premium – the monthly premium set forth on the specification page of your policy or any endorsement sent to you following a policy change necessary to maintain the Death Benefit Guarantee. Although we express the Minimum Premium as a monthly amount, you need not pay it each month. Rather, you must pay, cumulatively, premiums that equal or exceed the sum of the Minimum Premiums required for each month that the Death Benefit Guarantee remains active. The cumulative Minimum Premium is reduced by all loans and partial surrenders.
Monthly Deduction – the monthly charge against cash value which includes the cost of insurance, a maintenance charge, and the cost of any optional insurance benefits added by rider.
Planned Premium – a schedule indicating the Policyholder’s Planned Premium payments under the policy. The schedule is a planning device only and you do not need to adhere to it.
Policy – this flexible premium variable life insurance policy. The policy may also be called the contract.
Policy Indebtedness – the total of any unpaid policy loans.
Policyholder – the person(s) so designated on the specification page of the policy. The Policyholder may also be called the contractowner.
Premium Expense Charge – an amount deducted from gross premiums consisting of a distribution charge and any state premium tax and other state and local taxes applicable to your policy.
Proceeds – the amount payable on surrender, maturity or death.
Pronouns – “our”, “us” or “we” means AuguStar Life Insurance Company. “You”, “your” or “yours” means the Insured. If the Insured is not the Policyholder, “you”, “your” or “yours” means the Policyholder when referring to policy rights, payments and notices.
Stated Amount – the minimum Death Benefit payable under the policy as long as the policy remains in force and which is set forth on the specification page of your policy.
Subaccount – a subdivision of VAR which invests exclusively in the shares of a corresponding portfolio of one of the Funds.
VAR – AuguStar Variable Account R.
Form 5741-UN
2
Summary of Contract Features That Have Changed
The information in this Notice Document is a summary of certain contract features that have changed since April 30, 2025. This may not reflect all of the changes that have occurred since you entered into your contract.
Fee Changes
The following shows the minimum and maximum total operating expenses deducted from the assets of the Funds
(before any fee waiver or expense reimbursement): 
Annual Fee
Minimum
Maximum
Investment options
(Fund fees and expenses)
0.35%
3.38%
Life Company Merger
•On December 31, 2025, the depositor AuguStar Life Assurance Corporation merged into its parent company, AuguStar Life Insurance Company (“ALIC”). VAR was transferred to ALIC.
Fund Changes
On October 10, 2025, the following fund substitutions took place.
•Lazard Retirement US Small Cap Equity Select Portfolio, Royce Small-Cap Portfolio, and Royce Micro-Cap Portfolio were replaced by AVIP AB Small Cap Portfolio.
•Neuberger Berman AMT Mid Cap Intrinsic Value Portfolio was replaced with AVIP AB Mid Cap Core Portfolio.
•Goldman Sachs U.S. Equity Insights Fund was replaced with AVIP S&P 500® Index Portfolio.
•Fidelity® VIP Growth Portfolio was replaced with AVIP Fidelity Institutional AM® Equity Growth Portfolio.
Effective December 5, 2025, the following fund changes took place.
•AVIP Federated High Income Bond Portfolio was renamed to AVIP High Income Bond Portfolio. Federated Investment Management Company was removed as subadviser.
•Macquarie VIP Asset Strategy Series was renamed to Nomura VIP Asset Strategy Series. Securian Asset Management, Inc. was removed as subadviser and replaced with Macquarie Investment Management Austria Kapitalanlage AG.
•Macquarie VIP Natural Resources Series was renamed to Nomura VIP Natural Resources Series. Securian Asset Management, Inc. was removed as subadviser and replaced with Van Eck Associates Corporation and Macquarie Investment Management Global Limited.
•Macquarie VIP Science and Technology Series was renamed to Nomura VIP Science and Technology Series. Securian Asset Management, Inc. was removed as subadviser and replaced with Macquarie Investment Management Global Limited.
Form 5741-UN
3
Important Information You Should Consider About the Contract 
 
FEES AND EXPENSES
Are There Charges
or Adjustments for
Early Withdrawals?
Yes. You may be assessed a Surrender Charge if you withdraw money from the contract during
the first twenty-five (25) years of your contract and for twenty-five (25) years following any
increase in Stated Amount, but only for the amount of the increase.
The maximum Surrender Charge is set forth in your contract and ranges from $13.79 to $60.00
per $1,000 of Stated Amount. The maximum charge on a withdrawal that reduces the Stated
Amount by $100,000 is $6,000.
Because the Surrender Charge is based on your Age, sex, rating classification and the length of
time you have held your contract, your actual Surrender Charge may be significantly less.
Are There
Transaction
Charges?
Yes. In addition to a Surrender Charge, you may also be charged for other transactions. Such
charges include Premium Expense Charges, fees for transfers among investment options,
administrative fees for partial surrenders, charges for illustrations and special requests for
annual reports, loan interest charges, and reinstatement fees.
Are There Ongoing
Fees and Expenses?
Yes.
Basic Policy Charges. In addition to surrender charges and transaction charges, an investment in
the contract is subject to certain ongoing fees and expenses, including cost of insurance charges,
policy maintenance fees, and a risk charge (for mortality and expense risks).
Optional Benefit Charges. You also may be subject to charges for optional benefits available
under the contract. These fees and expenses are set (and may vary) based on characteristics of
the insured (e.g., Age, sex, and rating classification). You should view the specifications page of
your policy for rates applicable to your contract.
Fund Expenses. You will also bear expenses associated with the Funds available under your
contract, as shown in the following table, which shows the minimum and maximum total
operating expenses deducted from the assets of the Funds (before any fee waiver or expense
reimbursement) during the year ended December 31, 2025.
 
ANNUAL FEE
MINIMUM
MAXIMUM
Investment options (Fund fees and expenses)
0.35%1
3.19%1
 
1
As a percentage of average Fund net assets.
Form 5741-UN
4
 
RISKS
Is There a Risk of
Loss from Poor
Performance?
Yes. You can lose money by investing in this contract.
Is this a Short-Term
Investment?
No. This contract is not designed for short-term investing and is not appropriate for an investor
who needs ready access to cash.
The contract is designed to provide a life insurance benefit and to help meet other long-term
financial objectives. Because of the limited liquidity and the substantial nature of the Surrender
Charge in the early years of your policy (and following any increase in Stated Amount), the policy
is not a suitable short-term investment.
What Are the Risks
Associated with the
Investment
Options?
An investment in this contract is subject to the risk of poor investment performance and can
vary depending on the performance of the investment options you choose.
Each investment option (including the General Account) has its own unique risks.
You should review the prospectuses for the available Funds before making an investment
decision.
A policy loan, whether or not repaid, will affect the Accumulation Value over time because we
subtract the amount of the policy loan from the Subaccounts and/or the General Account as
collateral, and this loan collateral does not participate in the investment performance of the
Subaccounts or receive any higher interest rate credited to the General Account. The amount of
any policy loan will also count against the cumulative total premium payments you have made,
which could cause the Death Benefit Guarantee to lapse.
What Are the Risks
Related to the
Insurance
Company?
Any obligations (including under the General Account), guarantees, and benefits of the contract
are subject to the claims-paying ability of AuguStar Life Insurance Company. More information
about AuguStar Life Insurance Company, including our financial strength ratings, is available
upon request by calling us at 800.366.6654.
What Are the Risks
Related to Contract
Lapse?
The contract may lapse due to a variety of circumstances including insufficient premium
payments, poor investment performance, withdrawals, and unpaid loans or loan interest
If you fail to pay the Minimum Premiums, the Death Benefit Guarantee expires. Without the
Death Benefit Guarantee, the Policy will remain in force only as long as the Cash Surrender
Value, less any outstanding Policy Indebtedness, is sufficient to pay the next Monthly Deduction.
When the Cash Surrender Value will not pay the next Monthly Deduction, you will have a 61 day
grace period in which to increase your Cash Surrender Value by paying additional premiums. We
will notify you in writing that your Policy has entered the 61 day grace period. If you do not pay
sufficient additional premiums during the grace period, the Policy will lapse and terminate
without value.
The premium payment necessary to keep a policy from lapsing at the end of the grace period
may be substantially more than your planned premium. Absent receipt of the full amount of the
premium payment necessary at the time you make the payment (which may be more or less
than the Amount Due on your notice depending on the investment performance of your
Subaccounts), your contract may still be subject to lapse.
Once a Policy has lapsed, you may request reinstatement of the Policy any time within five years
of the lapse. Satisfactory proof of insurability and payment of a reinstatement fee are required
for reinstatement. While we may reinstate your Policy, we generally will not reinstate the Death
Benefit Guarantee. Your cost of insurance will generally be higher for a reinstated Policy.
Form 5741-UN
5
RESTRICTIONS
Are There
Restrictions on the
Investment
Options?
Yes. You may allocate your net premium payments among up to 18 of the investment options
we offer, including the General Account. We reserve the right to charge $15 for each transfer.
Each amount transferred must be at least $300 (or the entire Accumulation Value of the
Subaccount from which the transfer is being made). In addition, amounts allocated to the
General Account are subject to restrictions on the amount that may be transferred to the
Subaccounts.
We reserve the right to limit transfers in circumstances of frequent or large transfers.
We reserve the right to remove, close or substitute Funds as investment options that are
available under the contract.
Are There any
Restrictions on
Contract Benefits?
N/A
TAXES
What Are the
Contract’s Tax
Implications?
Consult with a tax professional to determine the tax implications of an investment in and
purchase payments received under this contract.
If you purchase the contract through a tax-qualified plan or individual retirement account (IRA),
you do not get any additional tax deferral.
Earnings on your contract are taxed at ordinary income tax rates when you withdraw them, and
you may have to pay a penalty if you take a withdrawal before age 59 ½.
CONFLICTS OF INTEREST
How Are
Investment
Professionals
Compensated?
Although the contracts are no longer offered for new sales, firms and their registered
representatives that sold the contracts may still be paid for those sales. Your investment
professional may receive compensation for having sold this contract to you in the form of
commissions, service fees, additional cash benefits (e.g. bonuses), and non-cash compensation.
Accordingly, investment professionals may have had a financial incentive to offer or
recommend this contract over another investment.
Should I Exchange
My Contract?
Some investment professionals may have a financial incentive to offer you a new contract in
place of the one you own. You should only consider exchanging your contract if you determine,
after comparing the features, fees, and risks of both contracts, that it is in your best interest to
purchase the new contract rather than continue to own your existing contract.
Form 5741-UN
6
Appendix A - Funds Available Under the Contract
Variable Options. The following is a list of Funds available under the contract, which is subject to change, as discussed in the prospectus. Depending on the optional benefits you choose, you may not be able to invest in certain Funds. You can find the prospectuses and other information about the Funds online at augustarfinancial.com/variableproducts. You can also request this information at no cost by calling 800.366.6654 or by sending an email request to lifecs@constellationinsurance.com.
The current expenses and performance information below reflects fees and expenses of the Funds, but does not reflect the other fees and expenses that your contract may charge. Expenses would be higher and performance would be lower if these charges were included. Each Fund’s past performance is not necessarily an indication of future performance. 
Type/Investment
Objective
Fund and Adviser/Subadviser
Current
Expenses
Average Annual Total Returns
(as of 12/31/2025)
1 year
5 year
10 year
Equity
Allspring VT Opportunity Fund (Class 2)^
Adviser: Allspring Funds Management, LLC
Subadviser: Allspring Global Investments, LLC
1.00%*
6.71%
8.94%
11.85%
Equity
AVIP AB Mid Cap Core Portfolio (Class I)(2)
Adviser: Constellation Investments, Inc.
Subadviser: AllianceBernstein L.P.
0.92%
6.42%
4.97%
9.99%
Equity
AVIP AB Small Cap Portfolio (Class I)(1)
Adviser: Constellation Investments, Inc.
Subadviser: AllianceBernstein L.P.
0.86%
4.89%
1.53%
8.67%
Equity
AVIP BlackRock Advantage International Equity
Portfolio (Class I)
Adviser: Constellation Investments, Inc.
Subadviser: BlackRock Investment Management, LLC
0.88%
33.04%
10.56%
8.33%
Equity
AVIP BlackRock Advantage Large Cap Core Portfolio
(Class I)
Adviser: Constellation Investments, Inc.
Subadviser: BlackRock Investment Management, LLC
0.70%
20.20%
14.57%
13.59%
Equity
AVIP BlackRock Advantage Large Cap Growth
Portfolio (Class I)
Adviser: Constellation Investments, Inc.
Subadviser: BlackRock Investment Management, LLC
0.71%
21.51%
13.88%
15.52%
Equity
AVIP BlackRock Advantage Large Cap Value Portfolio
(Class I)
Adviser: Constellation Investments, Inc.
Subadviser: BlackRock Investment Management, LLC
0.75%
18.44%
12.15%
9.82%
Equity
AVIP BlackRock Advantage Small Cap Growth
Portfolio (Class I)
Adviser: Constellation Investments, Inc.
Subadviser: BlackRock Investment Management, LLC
0.92%
14.14%
3.08%
9.71%
Allocation
AVIP BlackRock Balanced Allocation Portfolio (Class I)
Adviser: Constellation Investments, Inc.
Subadviser: BlackRock Investment Management, LLC
0.57%
16.61%
10.40%
10.82%
Fixed Income
AVIP Bond Portfolio (Class I)
Adviser: Constellation Investments, Inc.
0.61%
7.67%
-0.06%
3.36%
Form 5741-UN
7
Type/Investment
Objective
Fund and Adviser/Subadviser
Current
Expenses
Average Annual Total Returns
(as of 12/31/2025)
1 year
5 year
10 year
Fixed Income
AVIP High Income Bond Portfolio (Class I)(5)
Adviser: Constellation Investments, Inc.
0.88%
8.31%
3.85%
5.77%
Equity
AVIP Fidelity Institutional AM® Equity Growth
Portfolio (Class I)(4)
Adviser: Constellation Investments, Inc.
Subadviser: FIAM LLC
0.77%
15.35%
10.70%
15.69%
Equity
AVIP Nasdaq-100® Index Portfolio (Class I)
Adviser: Constellation Investments, Inc.
Subadviser: Geode Capital Management LLC
0.44%
20.54%
14.85%
19.20%
Equity
AVIP S&P 500® Index Portfolio (Class I)(3)
Adviser: Constellation Investments, Inc.
Subadviser: Geode Capital Management LLC
0.38%
17.43%
13.99%
14.37%
Equity
AVIP S&P MidCap 400® Index Portfolio (Class I)
Adviser: Constellation Investments, Inc.
Subadviser: Geode Capital Management LLC
0.41%
7.08%
8.57%
9.16%
Equity
BNY Mellon Appreciation Portfolio (Service Class)
Adviser: BNY Mellon Investment Adviser, Inc.
1.10%
9.78%
9.08%
12.63%
Equity
CVT S&P 500® Index Portfolio†
Adviser: Calvert Research and Management
Subadviser: Ameritas Investment Partners, Inc.
0.28%*
17.50%
14.10%
14.48%
Equity
Federated Hermes Kaufmann Fund II (Service Class)
Adviser: Federated Global Investment Management
Corp.
1.79%*
11.26%
1.26%
9.61%
Equity
Fidelity® VIP ContrafundSM Portfolio (Service Class 2)
Adviser: Fidelity Management & Research Company
0.79%
21.19%
15.08%
15.49%
Equity
Fidelity® VIP Equity-Income PortfolioSM (Service
Class 2)
Adviser: Fidelity Management & Research Company
0.71%
18.75%
12.23%
11.32%
Capital
Preservation
Fidelity® VIP Government Money Market Portfolio
(Service Class)
Adviser: Fidelity Management & Research Company
Subadviser: Fidelity Investments Money
Management, Inc.
0.35%
4.03%
3.02%
1.95%
Equity
Fidelity® VIP Mid Cap Portfolio (Service Class 2)
Adviser: Fidelity Management & Research Company
0.80%
11.49%
9.83%
10.31%
Equity
Fidelity® VIP Real Estate Portfolio (Service Class 2)
Adviser: Fidelity Management & Research Company
0.85%
2.90%
3.98%
3.61%
Allocation
Franklin Allocation VIP Fund (Class 4)
Adviser: Franklin Advisers, Inc.
Subadviser: Templeton Global Advisors Limited,
Franklin Templeton Institutional, LLC, ClearBridge
Investments, LLC, Brandywine Global Investment
Management, LLC, Western Asset Management
Company, LLC, Western Asset Management
Company Limited
0.92%*
12.53%
5.60%
7.19%
Equity
Franklin DynaTech VIP Fund (Class 2)
Adviser: Franklin Advisers, Inc.
0.88%
18.13%
9.09%
14.08%
Form 5741-UN
8
Type/Investment
Objective
Fund and Adviser/Subadviser
Current
Expenses
Average Annual Total Returns
(as of 12/31/2025)
1 year
5 year
10 year
Allocation
Franklin Income VIP Fund (Class 2)
Adviser: Franklin Advisers, Inc.
0.72%
12.56%
7.66%
7.30%
Equity
Franklin Templeton Foreign VIP Fund (Class 2)
Adviser: Templeton Investment Counsel, LLC
1.08%*
29.19%
8.25%
5.75%
Equity
Goldman Sachs Large Cap Value Fund (Institutional
Class)
Adviser: Goldman Sachs Asset Management, L.P.
0.70%*
10.88%
11.27%
9.62%
Equity
Goldman Sachs Strategic Growth Fund (Institutional
Class)
Adviser: Goldman Sachs Asset Management, L.P.
0.71%*
17.92%
12.76%
16.43%
Equity
Invesco V.I. EQV International Equity Fund (Series II)
Adviser: Invesco Advisers, Inc.
1.15%
16.23%
3.42%
5.95%
Allocation
Janus Henderson Balanced Portfolio (Service Class)
Adviser: Janus Henderson Investors US LLC
0.87%
14.82%
8.21%
9.86%
Equity
Janus Henderson Global Research Portfolio (Service
Class)
Adviser: Janus Henderson Investors US LLC
1.07%
20.60%
12.23%
12.64%
Equity
Janus Henderson Overseas Portfolio (Service Class)
Adviser: Janus Henderson Investors US LLC
0.96%
28.58%
9.17%
8.97%
Equity
Janus Henderson Research Portfolio (Service Class)
Adviser: Janus Henderson Investors US LLC
1.07%
18.10%
13.83%
15.59%
Equity
Lazard Retirement Emerging Markets Equity
Portfolio (Service Class)
Adviser: Lazard Asset Management LLC
1.38%*
41.77%
10.76%
9.35%
Equity
Lazard Retirement International Equity Portfolio
(Service Class)
Adviser: Lazard Asset Management LLC
1.10%*
33.12%
7.95%
6.82%
Equity
LVIP ClearBridge Variable Dividend Strategy Portfolio
(Standard Class)(9)
Adviser: Lincoln Financial Investments Corporation(9)
Subadviser: ClearBridge Investments, LLC
0.75%*
12.62%
11.86%
12.45%
Equity
LVIP ClearBridge Variable Large Cap Value Portfolio
(Standard Class)(9)
Adviser: Lincoln Financial Investments Corporation(9)
Subadviser: ClearBridge Investments, LLC
0.72%*
10.20%
10.11%
10.01%
Equity
LVIP JPMorgan Mid Cap Value Fund (Standard Class)
Adviser: Lincoln Financial Investments Corporation
Subadviser: J.P. Morgan Investment
Management Inc.
0.74%
4.72%
9.63%
8.77%
Equity
LVIP JPMorgan Small Cap Core Fund (Standard Class)
Adviser: Lincoln Financial Investments Corporation
Subadviser: J.P. Morgan Investment
Management Inc.
0.77%
10.27%
6.40%
8.95%
Form 5741-UN
9
Type/Investment
Objective
Fund and Adviser/Subadviser
Current
Expenses
Average Annual Total Returns
(as of 12/31/2025)
1 year
5 year
10 year
Allocation
Nomura VIP Asset Strategy Series (Service Class)(6)
Adviser: Delaware Management Company
Subadviser: Macquarie Investment Management
Austria Kapitalanlage AG(6)
0.77%*
16.66%
7.07%
7.84%
Equity
Nomura VIP Natural Resources Series (Service
Class)(7)
Adviser: Delaware Management Company
Subadviser: Van Eck Associates Corporation and
Macquarie Investment Management Global
Limited(7)
1.12%*
37.75%
15.73%
6.94%
Equity
Nomura VIP Science and Technology Series (Service
Class)(8)
Adviser: Delaware Management Company
Subadviser: Macquarie Investment Management
Global Limited(8)
1.15%
33.36%
13.71%
17.20%
Equity
MFS® Massachusetts Investors Growth Stock
Portfolio (Service Class)
Adviser: Massachusetts Financial Services Company
0.97%*
9.61%
9.74%
13.98%
Equity
MFS® Mid Cap Growth Series (Service Class)
Adviser: Massachusetts Financial Services Company
1.06%*
3.40%
3.03%
11.32%
Equity
MFS® New Discovery Series (Service Class)
Adviser: Massachusetts Financial Services Company
1.12%*
12.56%
-0.54%
10.46%
Allocation
MFS® Total Return Series (Service Class)
Adviser: Massachusetts Financial Services Company
0.86%*
10.91%
6.16%
7.36%
Equity
Morgan Stanley VIF Growth Portfolio (Class II)
Adviser: Morgan Stanley Investment Management,
Inc.
0.82%*
35.38%
3.15%
17.46%
Allocation
Morningstar Aggressive Growth ETF Asset Allocation
Portfolio (Class II)
Adviser: ALPS Advisors, Inc.
Subadviser: Morningstar Investment
Management LLC
0.85%
20.00%
10.55%
10.36%
Allocation
Morningstar Balanced ETF Asset Allocation Portfolio
(Class II)
Adviser: ALPS Advisors, Inc.
Subadviser: Morningstar Investment
Management LLC
0.84%
14.82%
6.61%
7.25%
Allocation
Morningstar Conservative ETF Asset Allocation
Portfolio (Class II)
Adviser: ALPS Advisors, Inc.
Subadviser: Morningstar Investment
Management LLC
0.83%*
8.82%
2.19%
3.49%
Allocation
Morningstar Growth ETF Asset Allocation Portfolio
(Class II)
Adviser: ALPS Advisors, Inc.
Subadviser: Morningstar Investment
Management LLC
0.82%
17.91%
8.82%
9.05%
Form 5741-UN
10
Type/Investment
Objective
Fund and Adviser/Subadviser
Current
Expenses
Average Annual Total Returns
(as of 12/31/2025)
1 year
5 year
10 year
Allocation
Morningstar Income & Growth ETF Asset Allocation
Portfolio (Class II)
Adviser: ALPS Advisors, Inc.
Subadviser: Morningstar Investment
Management LLC
0.84%*
11.70%
4.43%
5.46%
Real Assets
PIMCO CommodityRealReturn® Strategy Portfolio
(Administrative Class)
Adviser: Pacific Investment Management
Company LLC
3.19%*
18.79%
10.55%
6.54%
Fixed Income
PIMCO Global Bond Opportunities Portfolio
(Unhedged) (Administrative Class)
Adviser: Pacific Investment Management
Company LLC
1.15%
12.75%
0.15%
2.46%
Fixed Income
PIMCO Real Return Portfolio (Administrative Class)
Adviser: Pacific Investment Management
Company LLC
1.39%
7.85%
1.21%
3.21%
Fixed Income
PIMCO Total Return Portfolio (Administrative Class)
Adviser: Pacific Investment Management
Company LLC
0.73%
8.89%
0.02%
2.36%
Equity
PSF PGIM Jennison Blend Portfolio (Class II)
Adviser: PGIM Investments LLC
Subadviser: Jennison Associates LLC
0.86%*
18.05%
11.88%
13.50%
Equity
PSF PGIM Jennison Growth Portfolio (Class II)
Adviser: PGIM Investments LLC
Subadviser: Jennison Associates LLC
1.00%*
13.81%
10.25%
16.15%
 
*
Annual expenses reflect temporary fee reductions.
^
Available before May 1, 2007.
†
Available before May 1, 2014.
(1)
On October 10, 2025, Lazard Retirement US Small Cap Equity Select Portfolio, Royce Small-Cap Portfolio, and
Royce Micro-Cap Portfolio were replaced by AVIP AB Small Cap Portfolio.
(2)
On October 10, 2025, Neuberger Berman AMT Mid Cap Intrinsic Value Portfolio was replaced with AVIP AB Mid
Cap Core Portfolio.
(3)
On October 10, 2025, Goldman Sachs U.S. Equity Insights Fund was replaced with AVIP S&P 500® Index Portfolio.
(4)
On October 10, 2025, Fidelity® VIP Growth Portfolio was replaced with AVIP Fidelity Institutional AM® Equity
Growth Portfolio.
(5)
On December 5, 2025, AVIP Federated High Income Bond Portfolio was renamed to AVIP High Income Bond
Portfolio. Federated Investment Management Company was removed as subadviser.
(6)
On December 5, 2025, Macquarie VIP Asset Strategy Series was renamed to Nomura VIP Asset Strategy Series.
Securian Asset Management, Inc. was removed as subadviser and replaced with Macquarie Investment
Management Austria Kapitalanlage AG.
(7)
On December 5, 2025, Macquarie VIP Natural Resources Series was renamed to Nomura VIP Natural Resources
Series. Securian Asset Management, Inc. was removed as subadviser and replaced with Van Eck Associates
Corporation and Macquarie Investment Management Global Limited.
(8)
On December 5, 2025, Macquarie VIP Science and Technology Series was renamed to Nomura VIP Science and
Technology Series. Securian Asset Management, Inc. was removed as subadviser and replaced with Macquarie
Investment Management Global Limited.
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(9)
On April 24, 2026, ClearBridge Variable Large Cap Value Portfolio and ClearBridge Variable Dividend Strategy
Portfolio were reorganized into LVIP ClearBridge Variable Large Cap Value Fund and LVIP ClearBridge Variable
Dividend Strategy Portfolio, respectively. ClearBridge Investments, LLC was the subadviser and replaced with
Lincoln Financial Investments Corporation as the adviser. Available only in contracts with value allocated to this
Fund as of April 24, 2026.
Fixed Option. The following is the fixed interest option currently available under the contract. To the extent permitted by the contract, we may change the features of the fixed interest option listed below, offer new fixed interest options, and terminate existing fixed interest option. We will provide you with written notice before doing so. If applicable, depending on the optional benefits you choose, you may not be able to invest in the fixed option.  
Name
Term
Guaranteed
Minimum
Interest Rate
Fixed Account
12 months
4.00%
Form 5741-UN
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You may request other information about this contract and make investor inquiries by calling us at 800.366.6654. Reports and other information about AuguStar Variable Account R are available on the SEC’s website at http://www.sec.gov. Copies of this information may be obtained, upon payment of a duplicating fee, by electronic request at the following email address: publicinfo@sec.gov.
Form 5741-UN
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