0001104659-26-049177.txt : 20260427
0001104659-26-049177.hdr.sgml : 20260427
20260427112637
ACCESSION NUMBER: 0001104659-26-049177
CONFORMED SUBMISSION TYPE: 13F-HR
PUBLIC DOCUMENT COUNT: 2
CONFORMED PERIOD OF REPORT: 20260331
FILED AS OF DATE: 20260427
DATE AS OF CHANGE: 20260427
EFFECTIVENESS DATE: 20260427
FILER:
COMPANY DATA:
COMPANY CONFORMED NAME: CITIZENS & NORTHERN CORP
CENTRAL INDEX KEY: 0000810958
STANDARD INDUSTRIAL CLASSIFICATION: STATE COMMERCIAL BANKS [6022]
ORGANIZATION NAME: 02 Finance
EIN: 232451943
STATE OF INCORPORATION: PA
FISCAL YEAR END: 1231
FILING VALUES:
FORM TYPE: 13F-HR
SEC ACT: 1934 Act
SEC FILE NUMBER: 028-14195
FILM NUMBER: 26897732
BUSINESS ADDRESS:
STREET 1: 90-92 MAIN ST
CITY: WELLSBORO
STATE: PA
ZIP: 16901
BUSINESS PHONE: 877-838-2517
MAIL ADDRESS:
STREET 1: 90-92 MAIN ST
CITY: WELLSBORO
STATE: PA
ZIP: 16901
13F-HR
1
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03-31-2026
03-31-2026
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CITIZENS & NORTHERN CORP
90-92 MAIN ST
WELLSBORO
PA
16901
13F HOLDINGS REPORT
028-14195
N
Mark A. Hughes
Executive Vice President and Chief Financial Officer
570-724-3411
/s/ Mark A. Hughes
Wellsboro
PA
04-23-2026
1
119
400999898
1
028-14473
Citizens & Northern Bank
INFORMATION TABLE
2
infotable.xml
Abbott Labs
COM
002824100
346614
3376
SH
DFND
1
3376
0
0
Accenture PLC
SHS CLASS A
G1151C101
1125692
5677
SH
DFND
1
5677
0
0
Adobe Systems Inc
COM
00724F101
986662
4059
SH
DFND
1
4059
0
0
Advanced Micro Devices Inc
COM
007903107
3115124
15313
SH
DFND
1
15313
0
0
Alphabet Inc Class A
CAP STK CL A
02079K305
232061
807
SH
DFND
1
807
0
0
Alphabet Inc Class C
CAP STK CL C
02079K107
11516855
40148
SH
DFND
1
40148
0
0
Amazon Communications Inc
COM
023135106
8143565
39101
SH
DFND
1
39101
0
0
American Tower REIT Inc
COM
03027X100
1514044
8773
SH
DFND
1
8773
0
0
Analog Devices Inc
COM
032654105
3123180
9817
SH
DFND
1
9817
0
0
Apple Computer Inc
COM
037833100
13606697
53614
SH
DFND
1
53614
0
0
AT&T Inc
COM
00206R102
493903
17037
SH
DFND
1
17037
0
0
Avantis Emerging Markets Equity ETF
AVANTIS EMGMKT
025072604
817323
10143
SH
DFND
1
10143
0
0
Avantis International Equity ETF
INTL EQT ETF
025072703
4649996
54809
SH
DFND
1
54809
0
0
Avantis US Equity ETF
US EQT ETF
025072885
1537508
13829
SH
DFND
1
13829
0
0
Bath & Body Works
COM
070830104
622476
33341
SH
DFND
1
33341
0
0
Becton, Dickinson & Co.
COM
075887109
967436
6153
SH
DFND
1
6153
0
0
Berkshire Hathaway Inc Class B New
CL B NEW
084670702
694361
1449
SH
DFND
1
1449
0
0
Biogen Idec Inc
COM
09062X103
1308426
7137
SH
DFND
1
7137
0
0
Blackstone Inc
COM
09260D107
1768201
15377
SH
DFND
1
15377
0
0
Boeing Co
COM
097023105
1841426
9252
SH
DFND
1
9252
0
0
Bristol Myers Squibb Co
COM
110122108
1152168
18997
SH
DFND
1
18997
0
0
Broadcom Inc Common
COM
11135F101
2131286
6886
SH
DFND
1
6886
0
0
Caterpillar Inc
COM
149123101
3178860
4487
SH
DFND
1
4487
0
0
Cencora, Inc.
COM
03073E105
2215001
7051
SH
DFND
1
7051
0
0
Charles Schwab Corp
COM
808513105
2008635
21373
SH
DFND
1
21373
0
0
Chevron Corp
COM
166764100
1562716
7553
SH
DFND
1
7553
0
0
Cisco Systems Inc
COM
17275R102
2534943
32671
SH
DFND
1
32671
0
0
Citigroup Inc Common New
COM NEW
172967424
1885555
16626
SH
DFND
1
16626
0
0
Citizens & Northern Corp
COM
172922106
8039126
359853
SH
DFND
1
359853
0
0
Citizens Financial Services Inc
COM
174615104
7158402
117063
SH
DFND
1
117063
0
0
Coca Cola Co
COM
191216100
1775539
23347
SH
DFND
1
23347
0
0
Comcast Corp Class A
CL A
20030N101
303005
10554
SH
DFND
1
10554
0
0
Corning Inc
COM
219350105
2672898
19658
SH
DFND
1
19658
0
0
Costco Wholesale Corp (New)
COM
22160K105
4286642
4302
SH
DFND
1
4302
0
0
Cummins Inc
COM
231021106
324426
603
SH
DFND
1
603
0
0
CVS Health Corporation
COM
126650100
1959824
27288
SH
DFND
1
27288
0
0
Deere & Co
COM
244199105
495704
880
SH
DFND
1
880
0
0
DFA Dimensional Emerging Markets Core Equity 2 ETF
EMERGING MKTS CO
25434V732
443380
12833
SH
DFND
1
12833
0
0
DFA Dimensional International Core Equity 2 ETF
INTL CORE EQUITY
25434V799
615593
17326
SH
DFND
1
17326
0
0
Dimensional U.S. Core Equity 2 ETF
US CORE EQUITY 2
25434V708
9249574
238023
SH
DFND
1
238023
0
0
Disney Walt Co
COM
254687106
1243880
12906
SH
DFND
1
12906
0
0
Eaton Corp
SHS
G29183103
2123487
5937
SH
DFND
1
5937
0
0
Eli Lilly & Co
COM
532457108
357791
389
SH
DFND
1
389
0
0
Emerson Electric Co
COM
291011104
1797332
13718
SH
DFND
1
13718
0
0
EOG Resources, Inc.
COM
26875P101
256612
1775
SH
DFND
1
1775
0
0
Exxon Mobil Corp
COM
30231G102
4428635
26103
SH
DFND
1
26103
0
0
Fidelity MSCI Real Estate Index ETF
MSCI RL EST ETF
316092857
30137397
1119933
SH
DFND
1
1119933
0
0
Freeport-McMoran, Inc.
CL B
35671D857
1513879
25755
SH
DFND
1
25755
0
0
General Dynamics Corp
COM
369550108
1809456
5272
SH
DFND
1
5272
0
0
GSK PLC ADR
SPONSORED ADR
37733W204
2209587
40036
SH
DFND
1
40036
0
0
Halliburton Co
COM
406216101
241036
6182
SH
DFND
1
6182
0
0
Home Depot Inc
COM
437076102
1900655
5779
SH
DFND
1
5779
0
0
Honeywell Intl Inc
COM
438516106
249311
1103
SH
DFND
1
1103
0
0
Illinois Tool Works Inc
COM
452308109
498195
1914
SH
DFND
1
1914
0
0
Imperial Oil Ltd
COM NEW
453038408
235476
1800
SH
DFND
1
1800
0
0
Intercontinental Exchange Inc Common
COM
45866F104
1286708
8181
SH
DFND
1
8181
0
0
International Business Machines
COM
459200101
674571
2783
SH
DFND
1
2783
0
0
Intuit
COM
461202103
1133268
2621
SH
DFND
1
2621
0
0
iShares Barclays MBS Bond Fund ETF
MBS ETF
464288588
3480392
36655
SH
DFND
1
36655
0
0
iShares Barclays TIPS Bond Fund
TIPS BD ETF
464287176
611394
5540
SH
DFND
1
5540
0
0
iShares Core MSCI Emerging Mkts ETF
CORE MSCI EMKT
46434G103
23209382
332751
SH
DFND
1
332751
0
0
iShares Core S&P 500 ETF
CORE S&P500 ETF
464287200
264550
405
SH
DFND
1
405
0
0
iShares iBoxx $ High Yield Corp Bond ETF
IBOXX HI YD ETF
464288513
873251
10976
SH
DFND
1
10976
0
0
iShares JPMorgan USD Emerging Markets Bond ETF
JPMORGAN USD EMG
464288281
12767811
135929
SH
DFND
1
135929
0
0
iShares North American Natural Resources ETF
NORTH AMERN NAT
464287374
29567261
469769
SH
DFND
1
469769
0
0
iShares Russell 1000 Value ETF
RUS 1000 VAL ETF
464287598
647206
3029
SH
DFND
1
3029
0
0
iShares S&P MidCap 400 Index Fd
CORE S&P MCP ETF
464287507
16773507
248386
SH
DFND
1
248386
0
0
iShares Short-Term National Muni Bond ETF
SHRT NAT MUN ETF
464288158
631439
5929
SH
DFND
1
5929
0
0
iShares Trust Russell 1000 Growth ETF
RUS 1000 GRW ETF
464287614
866445
2032
SH
DFND
1
2032
0
0
Johnson & Johnson
COM
478160104
1968475
8053
SH
DFND
1
8053
0
0
JPMorgan Chase & Co
COM
46625H100
5941150
20197
SH
DFND
1
20197
0
0
KKR & Co Inc
COM
48251W104
1513763
16365
SH
DFND
1
16365
0
0
KLA Corporation
COM NEW
482480100
1401734
952
SH
DFND
1
952
0
0
Lowes Cos Inc
COM
548661107
261089
1105
SH
DFND
1
1105
0
0
M & T Bank Corp
COM
55261F104
752874
3642
SH
DFND
1
3642
0
0
Marsh
COM
571748102
1099673
6340
SH
DFND
1
6340
0
0
Mastercard Inc Class A
CL A
57636Q104
4091716
8189
SH
DFND
1
8189
0
0
McDonalds Corp
COM
580135101
951639
3062
SH
DFND
1
3062
0
0
Medtronic PLC
SHS
G5960L103
1958290
22600
SH
DFND
1
22600
0
0
Meta Platforms Inc
CL A
30303M102
5710430
9981
SH
DFND
1
9981
0
0
Microsoft Corp
COM
594918104
10979242
29660
SH
DFND
1
29660
0
0
Mondelez Intl Inc Class A
CL A
609207105
1384109
24013
SH
DFND
1
24013
0
0
National Fuel Gas Co N J
COM
636180101
376968
4012
SH
DFND
1
4012
0
0
Netflix Inc Corp
COM
64110L106
1057938
11003
SH
DFND
1
11003
0
0
Nextera Energy Inc
COM
65339F101
1600415
17231
SH
DFND
1
17231
0
0
Nike, Inc. Class B
CL B
654106103
901004
17058
SH
DFND
1
17058
0
0
Norfolk Southern Corp
COM
655844108
364490
1270
SH
DFND
1
1270
0
0
Nvidia Corp
COM
67066G104
14456016
82890
SH
DFND
1
82890
0
0
Oracle Corp
COM
68389X105
2114118
14371
SH
DFND
1
14371
0
0
Ovintiv Inc
COM
69047Q102
1344445
22649
SH
DFND
1
22649
0
0
Paccar Inc
COM
693718108
875375
7579
SH
DFND
1
7579
0
0
Palo Alto Networks Inc Common
COM
697435105
1201598
7495
SH
DFND
1
7495
0
0
Paypal Holdings, Inc.
COM
70450Y103
1262731
27918
SH
DFND
1
27918
0
0
Pfizer Inc
COM
717081103
1361403
48483
SH
DFND
1
48483
0
0
Procter & Gamble Co
COM
742718109
2702039
18707
SH
DFND
1
18707
0
0
Quest Diagnostics Inc
COM
74834L100
303769
1550
SH
DFND
1
1550
0
0
Rockwell Automation Inc Common
COM
773903109
239014
666
SH
DFND
1
666
0
0
Roper Industries Inc New
COM
776696106
394554
1115
SH
DFND
1
1115
0
0
RTX Corporation
COM
75513E101
2657583
13777
SH
DFND
1
13777
0
0
Salesforce, Inc.
COM
79466L302
1670136
8947
SH
DFND
1
8947
0
0
SLB Limited
COM STK
806857108
1798187
34991
SH
DFND
1
34991
0
0
State Street SPDR Dow Jones Industrial Average ETF Trust
UT SER 1
78467X109
1177892
2543
SH
DFND
1
2543
0
0
State Street SPDR Portfolio Long Term Treasury ETF
STATE STREET SPD
78464A664
868268
33014
SH
DFND
1
33014
0
0
State Street SPDR Portfolio S&P 400 Mid Cap ETF
STATE STREET SPD
78464A847
14122016
238467
SH
DFND
1
238467
0
0
State Street SPDR Portfolio Short Term Treasury ETF
STATE STREET SPD
78468R101
815844
27959
SH
DFND
1
27959
0
0
State Street SPDR S&P 500 ETF Trust
TR UNIT
78462F103
1871028
2877
SH
DFND
1
2877
0
0
Tapestry Inc Common
COM
876030107
1382172
9795
SH
DFND
1
9795
0
0
Tjx Companies (New)
COM
872540109
2708831
16962
SH
DFND
1
16962
0
0
Union Pacific Corp
COM
907818108
1224988
5049
SH
DFND
1
5049
0
0
Vanguard Dividend Appreciation Index ETF
DIV APP ETF
921908844
616362
2866
SH
DFND
1
2866
0
0
Vanguard REIT Index ETF
REAL ESTATE ETF
922908553
237982
2683
SH
DFND
1
2683
0
0
Vanguard Russell 1000 Growth ETF
VNG RUS1000GRW
92206C680
42191271
384641
SH
DFND
1
384641
0
0
Vanguard Tax-Exempt Bond Index ETF
TAX EXEMPT BD
922907746
224655
4503
SH
DFND
1
4503
0
0
Vanguard Total International Bond Index Fund ETF
TOTAL INT BD ETF
92203J407
1208506
25151
SH
DFND
1
25151
0
0
Vanguard Total World Stock Index Fund ETF
TT WRLD ST ETF
922042742
276640
2000
SH
DFND
1
2000
0
0
Verizon Communications
COM
92343V104
775088
15440
SH
DFND
1
15440
0
0
Waters Corp
COM
941848103
225137
756
SH
DFND
1
756
0
0
YUM Brands Inc
COM
988498101
1076854
6926
SH
DFND
1
6926
0
0
Zimmer Biomet Holdings, Inc.
COM
98956P102
1105656
12228
SH
DFND
1
12228
0
0