Abbott Labs COM 002824100 346614 3376 SH DFND 1 3376 0 0 Accenture PLC SHS CLASS A G1151C101 1125692 5677 SH DFND 1 5677 0 0 Adobe Systems Inc COM 00724F101 986662 4059 SH DFND 1 4059 0 0 Advanced Micro Devices Inc COM 007903107 3115124 15313 SH DFND 1 15313 0 0 Alphabet Inc Class A CAP STK CL A 02079K305 232061 807 SH DFND 1 807 0 0 Alphabet Inc Class C CAP STK CL C 02079K107 11516855 40148 SH DFND 1 40148 0 0 Amazon Communications Inc COM 023135106 8143565 39101 SH DFND 1 39101 0 0 American Tower REIT Inc COM 03027X100 1514044 8773 SH DFND 1 8773 0 0 Analog Devices Inc COM 032654105 3123180 9817 SH DFND 1 9817 0 0 Apple Computer Inc COM 037833100 13606697 53614 SH DFND 1 53614 0 0 AT&T Inc COM 00206R102 493903 17037 SH DFND 1 17037 0 0 Avantis Emerging Markets Equity ETF AVANTIS EMGMKT 025072604 817323 10143 SH DFND 1 10143 0 0 Avantis International Equity ETF INTL EQT ETF 025072703 4649996 54809 SH DFND 1 54809 0 0 Avantis US Equity ETF US EQT ETF 025072885 1537508 13829 SH DFND 1 13829 0 0 Bath & Body Works COM 070830104 622476 33341 SH DFND 1 33341 0 0 Becton, Dickinson & Co. COM 075887109 967436 6153 SH DFND 1 6153 0 0 Berkshire Hathaway Inc Class B New CL B NEW 084670702 694361 1449 SH DFND 1 1449 0 0 Biogen Idec Inc COM 09062X103 1308426 7137 SH DFND 1 7137 0 0 Blackstone Inc COM 09260D107 1768201 15377 SH DFND 1 15377 0 0 Boeing Co COM 097023105 1841426 9252 SH DFND 1 9252 0 0 Bristol Myers Squibb Co COM 110122108 1152168 18997 SH DFND 1 18997 0 0 Broadcom Inc Common COM 11135F101 2131286 6886 SH DFND 1 6886 0 0 Caterpillar Inc COM 149123101 3178860 4487 SH DFND 1 4487 0 0 Cencora, Inc. 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CL B 35671D857 1513879 25755 SH DFND 1 25755 0 0 General Dynamics Corp COM 369550108 1809456 5272 SH DFND 1 5272 0 0 GSK PLC ADR SPONSORED ADR 37733W204 2209587 40036 SH DFND 1 40036 0 0 Halliburton Co COM 406216101 241036 6182 SH DFND 1 6182 0 0 Home Depot Inc COM 437076102 1900655 5779 SH DFND 1 5779 0 0 Honeywell Intl Inc COM 438516106 249311 1103 SH DFND 1 1103 0 0 Illinois Tool Works Inc COM 452308109 498195 1914 SH DFND 1 1914 0 0 Imperial Oil Ltd COM NEW 453038408 235476 1800 SH DFND 1 1800 0 0 Intercontinental Exchange Inc Common COM 45866F104 1286708 8181 SH DFND 1 8181 0 0 International Business Machines COM 459200101 674571 2783 SH DFND 1 2783 0 0 Intuit COM 461202103 1133268 2621 SH DFND 1 2621 0 0 iShares Barclays MBS Bond Fund ETF MBS ETF 464288588 3480392 36655 SH DFND 1 36655 0 0 iShares Barclays TIPS Bond Fund TIPS BD ETF 464287176 611394 5540 SH DFND 1 5540 0 0 iShares Core MSCI Emerging Mkts ETF CORE MSCI EMKT 46434G103 23209382 332751 SH DFND 1 332751 0 0 iShares Core S&P 500 ETF CORE S&P500 ETF 464287200 264550 405 SH DFND 1 405 0 0 iShares iBoxx $ High Yield Corp Bond ETF IBOXX HI YD ETF 464288513 873251 10976 SH DFND 1 10976 0 0 iShares JPMorgan USD Emerging Markets Bond ETF JPMORGAN USD EMG 464288281 12767811 135929 SH DFND 1 135929 0 0 iShares North American Natural Resources ETF NORTH AMERN NAT 464287374 29567261 469769 SH DFND 1 469769 0 0 iShares Russell 1000 Value ETF RUS 1000 VAL ETF 464287598 647206 3029 SH DFND 1 3029 0 0 iShares S&P MidCap 400 Index Fd CORE S&P MCP ETF 464287507 16773507 248386 SH DFND 1 248386 0 0 iShares Short-Term National Muni Bond ETF SHRT NAT MUN ETF 464288158 631439 5929 SH DFND 1 5929 0 0 iShares Trust Russell 1000 Growth ETF RUS 1000 GRW ETF 464287614 866445 2032 SH DFND 1 2032 0 0 Johnson & Johnson COM 478160104 1968475 8053 SH DFND 1 8053 0 0 JPMorgan Chase & Co COM 46625H100 5941150 20197 SH DFND 1 20197 0 0 KKR & Co Inc COM 48251W104 1513763 16365 SH DFND 1 16365 0 0 KLA Corporation COM NEW 482480100 1401734 952 SH DFND 1 952 0 0 Lowes Cos Inc COM 548661107 261089 1105 SH DFND 1 1105 0 0 M & T Bank Corp COM 55261F104 752874 3642 SH DFND 1 3642 0 0 Marsh COM 571748102 1099673 6340 SH DFND 1 6340 0 0 Mastercard Inc Class A CL A 57636Q104 4091716 8189 SH DFND 1 8189 0 0 McDonalds Corp COM 580135101 951639 3062 SH DFND 1 3062 0 0 Medtronic PLC SHS G5960L103 1958290 22600 SH DFND 1 22600 0 0 Meta Platforms Inc CL A 30303M102 5710430 9981 SH DFND 1 9981 0 0 Microsoft Corp COM 594918104 10979242 29660 SH DFND 1 29660 0 0 Mondelez Intl Inc Class A CL A 609207105 1384109 24013 SH DFND 1 24013 0 0 National Fuel Gas Co N J COM 636180101 376968 4012 SH DFND 1 4012 0 0 Netflix Inc Corp COM 64110L106 1057938 11003 SH DFND 1 11003 0 0 Nextera Energy Inc COM 65339F101 1600415 17231 SH DFND 1 17231 0 0 Nike, Inc. 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