Risk of LossRisk of LossNot a Short-Term InvestmentNot a Short-Term InvestmentRisks Associated with Investment OptionsRisks Associated with Investment OptionsInsurance Company RisksInsurance Company RisksPolicy LapsePolicy LapsePolicies Issued After December 31, 2019Policies Issued After December 31, 2019Accidental Death and Dismemberment RiderAccidental Death and Dismemberment RiderPolicies Issued After December 16, 2008Policies Issued After December 16, 2008Periodic Charges Other than Annual Fund Operating Expenses for Certificates Issued After December 31, 2019Periodic Charges Other than Annual Fund Operating Expenses for Certificates Issued After December 31, 2019Policies Issued On or Before December 16, 2008Policies Issued On or Before December 16, 2008Waiver of Monthly Charges RiderWaiver of Monthly Charges RiderInvestment RisksInvestment RisksSuitabilitySuitabilityWithdrawalsWithdrawalsLoansLoansPolicy TerminationPolicy TerminationLimitations on Access to Account ValueLimitations on Access to Account ValueInsurance Company InsolvencyInsurance Company InsolvencyAdverse Tax ConsequencesAdverse Tax ConsequencesPolicy Charge IncreasePolicy Charge IncreaseCybersecurity and Certain Business Continuity RisksCybersecurity and Certain Business Continuity RisksOption 1 Death BenefitOption 1 Death BenefitOption 2 Death BenefitOption 2 Death BenefitAccelerated Benefits RiderAccelerated Benefits RiderAutomated Account Value TransferAutomated Account Value TransferAutomated Account Re-balancingAutomated Account Re-balancingMML VIP Aggressive Allocation FundMML VIP Aggressive Allocation FundMML VIP Balanced Allocation FundMML VIP Balanced Allocation FundMML VIP Conservative Allocation FundMML VIP Conservative Allocation FundMML VIP Growth Allocation FundMML VIP Growth Allocation FundMML VIP Moderate Allocation FundMML VIP Moderate Allocation FundInvesco V.I. U.S. Government Money PortfolioInvesco V.I. U.S. Government Money PortfolioInvesco V.I. Core Plus Bond FundInvesco V.I. Core Plus Bond FundInvesco V.I. Global Strategic Income FundInvesco V.I. Global Strategic Income FundMML VIP Barings Core Bond FundMML VIP Barings Core Bond FundInvesco V.I. Equity and Income Fund (Series I)Invesco V.I. Equity and Income Fund (Series I)LVIP American Century Value Fund (Standard Class II)LVIP American Century Value Fund (Standard Class II)LVIP Avantis Large Cap Value FundLVIP Avantis Large Cap Value FundMML VIP Franklin Templeton Equity FundMML VIP Franklin Templeton Equity FundFidelity® VIP Contrafund® PortfolioFidelity® VIP Contrafund® PortfolioMFS® Research SeriesMFS® Research SeriesMML VIP BlackRock Equity Index FundMML VIP BlackRock Equity Index FundMML VIP Invesco Main Street Equity FundMML VIP Invesco Main Street Equity FundMFS® Growth SeriesMFS® Growth SeriesMML VIP Invesco Discovery Large Cap FundMML VIP Invesco Discovery Large Cap FundMML VIP T. Rowe Price Blue Chip Growth FundMML VIP T. Rowe Price Blue Chip Growth FundT. Rowe Price All-Cap Opportunities PortfolioT. Rowe Price All-Cap Opportunities PortfolioInvesco V.I. Main Street Small Cap FundInvesco V.I. Main Street Small Cap FundMML VIP Invesco Small Cap Equity FundMML VIP Invesco Small Cap Equity FundMFS® New Discovery SeriesMFS® New Discovery SeriesMML VIP Invesco Discovery Mid Cap FundMML VIP Invesco Discovery Mid Cap FundMML VIP T. Rowe Price Mid Cap Growth FundMML VIP T. Rowe Price Mid Cap Growth FundInvesco V.I. International Growth FundInvesco V.I. International Growth FundMML VIP Invesco Global FundMML VIP Invesco Global FundMML VIP MFS International Equity FundMML VIP MFS International Equity Fund