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0000913341falseC & F FINANCIAL CORPORATION00009133412026-04-212026-04-21

UNITED STATES

SECURITIES AND EXCHANGE COMMISSION

Washington, D.C. 20549

FORM 8-K

CURRENT REPORT

Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934

Date of Report (Date of earliest event reported) April 21, 2026

C&F FINANCIAL CORPORATION

(Exact name of registrant as specified in its charter)

Virginia

000-23423

54-1680165

(State or other jurisdiction of
incorporation)

(Commission
File Number)

(IRS Employer
Identification No.)

3600 La Grange Parkway, Toano, Virginia

23168

(Address of principal executive offices)

(Zip Code)

Registrant’s telephone number, including area code (804) 843-2360

(Former name or former address, if changed since last report)

Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions:

    Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)

    Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)

    Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))

    Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))

Securities registered pursuant to Section 12(b) of the Act:

Title of each class

Trading Symbol(s)

Name of each exchange on which registered

Common Stock, $1.00 par value per share

CFFI

The NASDAQ Stock Market LLC

Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (§230.405 of this chapter) or Rule 12b-2 of the Securities Exchange of 1934 (§240.12b-2 of this chapter).

Emer

Emerging growth company

If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act.

Item 5.07

Submission of Matters to a Vote of Security Holders

C&F Financial Corporation (the Corporation) held its Annual Meeting of Shareholders on April 21, 2026. A quorum of shareholders was present, consisting of a total of 2,687,415 shares. Matters voted upon were (1) the election of five Class III directors to serve until the 2029 Annual Meeting of Shareholders, (2) approval, in an advisory, non-binding vote, of the compensation of the Corporation’s named executive officers and (3) ratification of the appointment of Yount, Hyde & Barbour, P.C. as the Corporation’s independent registered public accountant for the fiscal year ending December 31, 2026.

The five director nominees were elected and all other matters were approved by shareholders. The voting results with respect to each matter are set out below.

Election of Directors

Director

  ​ ​ ​

For

  ​ ​ ​

Withheld

  ​ ​ ​

Broker
Non-Votes

 

Dr. Julie R. Agnew

2,024,060

45,524

617,831

J. P. Causey Jr.

2,008,497

61,087

617,831

Thomas F. Cherry

2,044,072

25,512

617,831

Dr. David H. Downs

2,045,224

24,360

617,831

George R. Sisson III

2,017,825

51,759

617,831

  ​ ​ ​

For

  ​ ​ ​

Against

  ​ ​ ​

Abstention

  ​ ​ ​

Broker
Non-Votes

 

Approval of the Compensation of the Corporation’s Named Executive Officers

2,044,164

14,692

10,891

617,668

For

Against

Abstention

Broker
Non-Votes

Ratification of the Appointment of Yount, Hyde & Barbour, P.C. as the Corporation’s Independent Registered Public Accountant

2,641,796

31,856

13,763

0

2

SIGNATURES

Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.

  ​ ​ ​

C&F FINANCIAL CORPORATION

(Registrant)

Date:

 April 23, 2026

By:

/s/ Jason E. Long

Jason E. Long

Chief Financial Officer and Secretary

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