Supplement dated April 27, 2026
to the Prospectuses dated May 1, 2004, as supplemented, for:
LifeTrust
Issued by Massachusetts Mutual Life Insurance Company in CA, CT, MA, ME, NY, TX, and VA,
and MML Bay State Life Insurance Company in all other states
THIS SUPPLEMENT MUST BE READ IN
CONJUNCTION WITH YOUR PROSPECTUS.
PLEASE RETAIN THIS SUPPLEMENT FOR FUTURE REFERENCE.
This supplement amends certain information in the above-referenced Prospectuses:
Fund Name Changes
Effective April 24, 2026, the following funds were renamed:
| Old Fund Name | New Fund Name |
| MML Blend Fund | MML VIP BlackRock® Balanced Fund |
| MML Equity Fund | MML VIP Franklin Templeton Equity Fund |
| MML Fundamental Equity Fund | MML VIP Invesco Main Street Equity Fund |
| MML Global Fund | MML VIP Invesco Global Fund |
| MML Invesco Discovery Large Cap Fund | MML VIP Invesco Discovery Large Cap Fund |
| MML Invesco Discovery Mid Cap Fund | MML VIP Invesco Discovery Mid Cap Fund |
| MML Managed Bond Fund | MML VIP Barings Core Bond Fund |
| MML U.S. Government Money Market Fund | MML VIP Barings U.S. Government Money Market Fund |
If you have questions about this supplement, or other product questions, you may contact your registered representative, visit us online at www.MassMutual.com/contact-us, or call our Administrative Office at (800) 272-2216 (8 a.m.–8 p.m. Eastern Time).
For more information about the funds, read each fund prospectus. Prospectuses are available by going to www.MassMutual.com.
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