Talcott Resolution Life Insurance Company
Talcott Resolution Life Insurance Company Separate Account Three
Director M
[The Contract was previously sold under various marketing names depending on which distribution partner sold the product and/or when the product was sold. These marketing names include: The Director M, First Horizon Director M, Director M Platinum, AmSouth Variable Annuity M, The Director M Select, Huntington Director M, Fifth Third Director M, Wells Fargo Director M, Classic Director M, and Director M Ultra]

Talcott Resolution Life and Annuity Insurance Company
Talcott Resolution Life and Annuity Insurance Company Separate Account Three
Director M
[The Contract was previously sold under various marketing names depending on which distribution partner sold the product and/or when the product was sold. These marketing names include: The Director M and Wells Fargo Director M]

Supplement dated May 1, 2026 to the prospectus dated May 1, 2026
and the updating summary prospectus dated May 1, 2026
The following supplements and amends the prospectus and updating summary prospectus for the above-mentioned Contracts. Please read this supplement carefully and retrain it for future reference. Special terms not defined in this supplement have the same meanings as in the prospectus or updating summary prospectus.
NOTICE OF FUND SUBSTITUTION
We have applied for and received an order from the U.S. Securities and Exchange Commission approving the substitution of certain underlying mutual funds under the Contracts (the “Substitution”). At the close of business on September 4, 2026 (the “Substitution Date”), shares of each “Existing Fund” will be substituted with shares of the corresponding “Replacement Fund,” as set forth in the table below.
Existing FundReplacement Fund
AB VPS Discovery Value Portfolio - Class BFranklin Small Cap Value VIP Fund - Class 2
AB VPS International Value Portfolio - Class BPutnam VT International Value Fund - Class IB
AB VPS Relative Value Portfolio - Class BPutnam VT Large Cap Value Fund - Class IB
Allspring VT Small Cap Growth Fund - Class 1Putnam VT Small Cap Growth Fund - Class IA
Allspring VT Small Cap Growth Fund - Class 2Putnam VT Small Cap Growth Fund - Class IB
Invesco V.I. Comstock Fund - Series IIPutnam VT Large Cap Value Fund - Class IB
Invesco V.I. Discovery Large Cap Fund - Series IIPutnam VT Large Cap Growth Fund - Class IB
Invesco V.I. Government Money Market Fund - Series IPutnam VT Government Money Market Fund - Class IA
Invesco V.I. Government Securities Fund - Series IFranklin U.S. Government Securities VIP Fund - Class 1
Invesco V.I. Growth and Income Fund - Series IIPutnam VT Large Cap Value Fund - Class IB
Invesco V.I. Main Street Fund - Series IIPutnam VT Core Equity Fund - Class IB
Each Existing Fund will be closed to new investment (i.e., allocations of new premium payments and transfers) under the Contract after September 4, 2026. Each Replacement Fund will be available for new investment (i.e., allocations of new premium payments and transfers) under the Contract on or about September 8, 2026. Please see Appendix A.1 to review a list of investment options by product.
Information regarding each Replacement Fund, including (i) its name, (ii) its type, (iii) its investment adviser and any sub-investment adviser, (iv) current expenses, and (v) performance is available in Appendix A in your prospectus or updating summary prospectus. Each Replacement Fund has also issued a prospectus that contains more detailed information about the Fund. Prospectuses for the Replacement Funds may be obtained free of charge by visiting the website listed in Appendix A of your prospectus or updating summary prospectus or by contacting us as instructed below.
On the Substitution Date, any Contact Value allocated to the Sub-Account investing in an Existing Fund (an “Existing Fund Sub-Account”) will be automatically transferred to the Sub-Account investing in the corresponding Replacement Fund (a “Replacement Fund Sub-Account”).
1


The Substitution will be effected at the relative net asset values of the Existing Funds’ and the Replacement Funds’ shares. Your Contract Value immediately prior to the Substitution will equal your Contract Value immediately after the Substitution. Contract Values will be automatically transferred without charge and without being subject to any limitations on transfers. There will be no tax consequences for you as a result of the Substitution. The Substitution will be performed at no cost to you. The fees and charges under your Contract will not increase as a result of the Substitution. Your rights and our obligations under your Contract will not be altered in any way.
For any optional benefit subject to investment restrictions, on the Substitution Date, the investment restrictions will be updated such that any eligible Existing Fund Sub-Account will be replaced by the corresponding Replacement Fund Sub-Account as an eligible investment option. See Appendix A of your prospectus or summary prospectus. The Substitution will not cause your optional benefit, if any, to be in violation of any applicable investment restrictions.
Please note the following important information about your free transfer rights:
From the date of this Supplement through the Substitution Date, you may make a free transfer of Contract Value from any Existing Fund Sub-Account to any other Sub-Account available under your Contract. For 30 days after the Substitution Date, you may make a free transfer of Contract Value from any Replacement Fund Sub-Account to any other Sub-Account available under your Contract. Any such transfer will be free of charge and will not count against any restrictions or limits on the number of transfers that may be performed under your Contract, except that market timing policies and procedures and optional benefit investment restrictions will apply.
If you own an optional benefit subject to investment restrictions: You are not permitted to transfer Contract Value to any ineligible investment options. Your optional benefit will be automatically terminated, in accordance with its terms, if you violate the applicable investment restrictions, including as a result of a pre- or post-Substitution transfer.
Except as described above, we will not otherwise exercise any rights reserved by us under the Contract to impose additional restrictions on transfers from the date of this Supplement until at least 30 days after the Substitution Date.
Additional Information Related to the Substitution:
Unless you provide us with new instructions in good order, on the Substitution Date:
Your standing instructions for future premium payments or withdrawals will be automatically updated to replace any Existing Fund Sub-Account with the corresponding Replacement Fund Sub-Account.
If you are participating in any automatic transfer, rebalancing, or withdrawal program, your program instructions will be automatically updated to replace any Existing Fund Sub-Account with the corresponding Replacement Fund Sub-Account and your participation in such program will continue without interruption.
For any asset allocation models under the Contract, any Existing Fund Sub-Account that comprises a model will be replaced by the corresponding Replacement Fund Sub-Account. If you are participating in any such model, your participation will continue without interruption.
You may submit transfer requests, request copies of the Replacement Funds’ prospectuses, or provide updated instructions by mailing Talcott Resolution at PO Box 14293, Lexington, KY 40512-4293; calling 1-800-862-6668; or e-mailing asccontactus@talcottresolution.com.
If you have any questions regarding the Substitution, please call us at 1-800-862-6668.

HV-8206

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DIRECTOR M VARIABLE ANNUITY
TALCOTT RESOLUTION LIFE INSURANCE COMPANY AND
TALCOTT RESOLUTION LIFE AND ANNUITY INSURANCE COMPANY

Updating Summary Prospectus for Existing Investors
May 1, 2026

This updating summary prospectus provides updated information about The Director M (the “contract”), an individual deferred flexible premium variable annuity contract. The contract is issued by us, Talcott Resolution Life and Annuity Insurance Company and Talcott Resolution Life Insurance Company (collectively, “Talcott Resolution,” “we, ”us,” ”our”)
The contract was previously sold under various marketing names depending on which distribution partner sold the contract and/or when the product was sold. These marketing names include: The Director M, First Horizon Director M, Director M Platinum, AmSouth Variable Annuity M, The Director M Select, The Huntington Director M, Fifth Third Director M, Wells Fargo Director M, Classic Director M and Director M Ultra.
The contract is not a short-term investment and is not appropriate for an investor who needs ready access to cash. Withdrawals could result in surrender charges, federal and state income taxes, and a 10% federal penalty tax. Withdrawals will also reduce death benefits and other guaranteed benefits under the contract.
The contract is a complex investment and involves risks, including potential loss of principal. All guarantees and obligations under the contract are subject to the financial strength and claims-paying ability of the company that issued your contract, either Talcott Resolution Life and Annuity Insurance Company or Talcott Resolution Life Insurance Company.
The prospectus for the contract contains more information about the contract including its features, benefits and risks. You can find the current prospectus and other information about the contract online at:
Issued by Talcott Resolution Life Insurance Company:
Contract VersionWebsite Address
The Director Mhttps://vpx.broadridge.com/GetContract1.asp?clientid=talcottvpx&fundid=41659Q746
Director M Platinumhttps://vpx.broadridge.com/GetContract1.asp?clientid=talcottvpx&fundid=41659Q589
AmSouth Variable Annuity Mhttps://vpx.broadridge.com/GetContract1.asp?clientid=talcottvpx&fundid=41659Q696
First Horizon Director Mhttps://vpx.broadridge.com/GetContract1.asp?clientid=talcottvpx&fundid=41659Q555
The Director M Selecthttps://vpx.broadridge.com/GetContract1.asp?clientid=talcottvpx&fundid=41659Q720
The Huntington Director Mhttps://vpx.broadridge.com/GetContract1.asp?clientid=talcottvpx&fundid=41659Q548
Fifth Third Director Mhttps://vpx.broadridge.com/GetContract1.asp?clientid=talcottvpx&fundid=41659Q571
Wells Fargo Director Mhttps://vpx.broadridge.com/GetContract1.asp?clientid=talcottvpx&fundid=41659Q613
Classic Director Mhttps://vpx.broadridge.com/GetContract1.asp?clientid=talcottvpx&fundid=41659Q530
Director M Ultrahttps://vpx.broadridge.com/GetContract1.asp?clientid=talcottvpx&fundid=41659Q563

Issued by Talcott Resolution Life and Annuity Insurance Company:
Contract VersionWebsite Address
The Director Mhttps://vpx.broadridge.com/GetContract1.asp?clientid=talcottvpx&fundid=NRVA03793
Wells Fargo Director Mhttps://vpx.broadridge.com/GetContract1.asp?clientid=talcottvpx&fundid=NRVA03844
You can also obtain this information at no cost by contacting us as instructed below.
Additional information about certain investment products, including variable and fixed annuities, has been prepared by the staff of the Securities and Exchange Commission (SEC) and is available at Investor.gov.




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For additional information, please contact your investment professional or contact us by:
a.Mailing:     Talcott Resolution
PO Box 14293
Lexington, KY 40512-4293
a.Calling:        1-800-862-6668
b. Emailing:     asccontactus@cognisurance.com
c. Visiting:     www.talcottresolution.com

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Page
APP A-1
APP A.1-1


Special Terms Used in this Summary Prospectus
Contract OwnerThe owner or holder of the contact including any joint owner(s) (or ”you”).
Contract ValueThe total value of your allocations to the Sub-Accounts (and the Fixed Accumulation Feature, if applicable).
Fixed Accumulation Feature or FAFPart of the General Account, where you are able to allocate a portion of your Contract Value. In your Contract, the FAF may be called the Fixed Account. The FAF was not offered in all Contracts and is not available in all states. Effective October 4, 2013, we no longer accept new allocations or Premium Payments to the FAF except for Contracts issued in Massachusetts.
FundA registered investment company or a series thereof in which assets of a Sub-Account may be invested.
Premium PaymentMoney sent to us to be invested in your Contract.
Sub-Accounts
 The variable investment options under the Contract, also referred to as Fund options.
Sub-Account ValueThe value of your allocations to the Sub-Accounts.


Updated Information About Your Contract
The following is a summary of certain contract features that have changed since the prospectus dated May 1, 2025, This may not reflect all of the changes that have occurred since you entered into your contract.
Summary of recent contract changes:
Changes for all Contracts:
At the close of business on September 4, 2026, the Company intends to substitute shares of certain underlying mutual funds under the Contract with shares of certain replacement funds (the “Substitution”). Additional information regarding the Substitution, including a list of existing funds and corresponding replacement funds, as well as your free transfer rights, is provided in the Notice of Substitution, also dated May 1, 2026, that supplements this updating summary prospectus.

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Change to AmSouth Variable Annuity M only:
Effective April 2, 2025, Pioneer Fund VCT Portfolio was reorganized into Victory Pioneer Fund VCT Portfolio.

Important Information You Should Consider About the Contract
FEES AND EXPENSESLocation in Prospectus
Are there Charges for Early Withdrawals?
Yes. Your Contract may be subject to surrender charges. Surrender charges may apply to both partial and full Surrenders.
If you withdraw money from your contract within 7 years following your last premium payment, you may be assessed a surrender charge of up to 7% (as a percentage if premium payments withdrawn), declining to 0% over that time period.
For example, if you were to withdraw $100,000 during a surrender charge period, you could be assessed a charge of up to $7,000. Losses due to surrender charges will be greater if there are taxes or tax penalties.
4. Fee Table

7. The Contract - c. Charges and Fees - Sales Charges
Are there Transaction Charges?
No. Other than surrender charges (if any), there are no charges for other contract transactions (e.g., transferring money between investment options).
4. Fee Table
Are there Ongoing Fees and Expenses?
Yes. The table below describes the current fees and expenses of the contract that you may pay each year, depending on the investment options and optional benefits you choose. Please refer to your contract specifications page for information about the specific fees you will pay each year based on the options you have elected. Fees and expenses do not reflect any advisory fees paid to financial intermediaries from Contract Value or other assets of the Contract Owner. If such charges were reflected, the fees and expenses would be higher.
4. Fee Table

7. The Contract - c. Charges and Fees

Appendix A- Investment Options Available Under the Contract
Annual FeeMinimumMaximum
Base Contract1.16%¹1.16%¹
Investment Options
(fund fees and expenses)
0.13%²1.53%²
Optional benefits available for an additional charge
(for a single optional benefit, if elected)
0.20%1
1.50%3
1 As a percentage of average daily Sub-Account Values. Includes the Mortality and Expense Risk Charge and Administrative Charge, plus a percentage attributable to the Annual Maintenance Fee.
2 As a percentage of Fund net assets.
3 As a percentage of average daily Benefit Amount or Payment Base depending on the optional benefit selected.
Because your contract is customizable, the choices you may effect how much you will pay. To help you understand the cost of owning your contract, the following table shows the lowest and highest cost you could pay each year, based on current charges. This estimate assumes that you do not take withdrawals from the contract, which could add surrender charges that substantially increase costs.
Lowest Annual Cost: $1,554Highest Annual Cost: $4,676
Assumes:Assumes:
Investment of $100,000
Investment of $100,000
5% annual appreciation
5% annual appreciation
Least expensive Fund fees and expenses
Most expensive combination of optional benefits and Fund fees and expenses
No optional benefits
No sales charges or advisory fees
No sales charges or advisory fees
No additional premium payments, transfers or withdrawals
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No additional premium payments, transfers or withdrawals
RISKSLocation in Prospectus
Is there a Risk of Loss from Poor Performance?
Yes. You can lose money by investing in this contract, including loss of principal.
5. Principal Risks of Investing in the Contract
Is this a Short-Term Investment?
No.
This contract is not designed for short-term investing and is not appropriate for an investor who needs ready access to cash.
Surrender charges may apply to withdrawals. If you take a withdrawal, a surrender charge may reduce the value of your contract or the amount of money that you actually receive.
The benefits of tax deferral, long-term income, and living benefit guarantees are generally more beneficial to investors with a long-time horizon.
Withdrawals may be subject to taxes, and a 10% penalty tax may be applied to Surrenders before age 59½.
What are the Risks Associated with the Investment Options?
An investment in this contract is subject to the risk of poor investment performance and can vary depending on the performance of the investment options available under the contract (e.g., the Funds).
Each investment option (including the FAF, if available) has its own unique risks.
You should review the available investment options before making an investment decision.
What are the Risks Related to the Insurance Company?An investment in the contract is subject to the risks related to us. Any obligations (including under the FAF), guarantees or benefits of the contract are subject to our claims-paying ability. If we experience financial distress, we may not be able to meet our obligations to you. More information about Talcott Resolution, including our financial strength ratings, is available upon request by calling 1-800-862-6668.
RESTRICTIONSLocation in Prospectus
Are there Restrictions on the Investment Options?
Yes.
Certain investment options may not be available under your contract.
You are allowed to make 1 transfer between the Fund options per day. You are allowed to make 20 transfers between the Fund options per contract year before we require you to submit additional transfer requests by mail. Your transfers between the Fund options are subject to policies designed to deter excessively frequent transfers and market timing. These transfer restrictions do not apply to transfers under the contract's automatic transfer programs.
There are restrictions on the maximum amount that may be transferred annually from the FAF to the Fund options. If the FAF is available for investment, you must wait 6 months after your most recent transfer from the FAF before making a subsequent transfer into the FAF. These transfer restrictions may apply to the contract's automatic income programs.
We reserve the right to remove or substitute Funds as investment options.
Except for contracts issued in certain states, we no longer accept new allocations or Premium Payments into the FAF.
The availability of investment options may vary depending on the broker-dealer through which the Contract is sold.
6. General Information

7. The Contract - a. Purchases and Contract Value

Appendix A - Investments Options Available under the Contract

Appendix A.1 - Investment Options by Product

Appendix E - Financial Intermediary Variations
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Are There any restrictions on Contract Benefits?
Yes.
Optional benefits may further limit or restrict the investment options that you may select under the contract. We may change these restrictions in the future.
Withdrawals may significantly reduce the death benefit.
Withdrawals may reduce the value of an optional benefit by an amount greater than the value withdrawn or may result in termination of the benefit.
Contract benefits may not be modified or terminated by us, except as otherwise provided.
If you receive services for your Contract from a third-party financial intermediary who charges an advisory fee for their services, that fee is in addition to Contract fees and expenses. If you elect to pay the advisory fee by taking withdrawals from your Contract Value, the deduction for that fee is subject to surrender charges and will count toward your Annual Withdrawal Amount. Withdrawals to pay advisory fees will also reduce death benefits and other guaranteed benefits under the Contract and may be subject to federal and state income taxes and a 10% federal penalty tax.
The availability of investment options may vary depending on the broker-dealer through which the Contract is sold.
7. The Contract c. Charges and Fees - Deduction of Advisory Fee

7.The Contract - c. Charges and Fees

8. Benefits Available Under the Contract

9. Death Benefits

10. Optional Withdrawal Benefits

12. Federal Tax Considerations

Appendix A - Investment Options Available Under the Contract

Appendix B - Lifetime Income Builder

Appendix C - Lifetime Income Builder Selects and Lifetime Income Builder Portfolios

Appendix E - Financial Intermediary Variations
TAXESLocation in Prospectus
What are the Contract's Tax Implications?
Consult with a tax professional to determine the tax implications of an investment in and payment received under the contract.
If you purchased the contract through a tax-qualified plan or IRA, you do not get any additional tax deferral under the contract.
Earnings on your contract are taxed at ordinary income rates when you withdraw them and you may have to pay a penalty if you take a withdrawal before age 59½.
12. Federal Tax Considerations
CONFLICTS OF INTERESTLocation in Prospectus
How are Investment Professionals Compensated?
Your investment professional may receive compensation for selling this contract to you, in the form of commissions, additional payments, and non-cash compensation. We may share the revenue we earn on this contract with your investment professional's firm. This conflict of interest may influence your investment professional to recommend this contract over another investment for which the investment professional is not compensated or compensated less.
11. Additional Information (c) Miscellaneous - How Contracts Were Sold
Should I Exchange My Contract?Some investment professionals may have a financial incentive to offer you a new contract in place of the one you already own. You should only exchange a contract you already own if you determine, after comparing the features, fees and risks of both contracts, and any fees or penalties to terminate your existing contract, that it is better for you to purchase the new contract rather than continue to own your existing contract.7. The Contract - a. Purchases and Contract Value - Replacement of Annuities

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Appendix A Investment Options Available Under the Contract
The following is a list of Funds available under the contract. More information about the Funds is available in the prospectuses for the Funds, which may be amended from time to time and can be found online at:
Issued by Talcott Resolution Life Insurance Company:
Contract VersionWebsite Address
The Director Mhttps://vpx.broadridge.com/GetContract1.asp?clientid=talcottvpx&fundid=41659Q746
Director M Platinumhttps://vpx.broadridge.com/GetContract1.asp?clientid=talcottvpx&fundid=41659Q589
AmSouth Variable Annuity Mhttps://vpx.broadridge.com/GetContract1.asp?clientid=talcottvpx&fundid=41659Q696
First Horizon Director Mhttps://vpx.broadridge.com/GetContract1.asp?clientid=talcottvpx&fundid=41659Q555
The Director M Selecthttps://vpx.broadridge.com/GetContract1.asp?clientid=talcottvpx&fundid=41659Q720
The Huntington Director Mhttps://vpx.broadridge.com/GetContract1.asp?clientid=talcottvpx&fundid=41659Q548
Fifth Third Director Mhttps://vpx.broadridge.com/GetContract1.asp?clientid=talcottvpx&fundid=41659Q571
Wells Fargo Director Mhttps://vpx.broadridge.com/GetContract1.asp?clientid=talcottvpx&fundid=41659Q613
Classic Director Mhttps://vpx.broadridge.com/GetContract1.asp?clientid=talcottvpx&fundid=41659Q530
Director M Ultrahttps://vpx.broadridge.com/GetContract1.asp?clientid=talcottvpx&fundid=41659Q563

Issued by Talcott Resolution Life and Annuity Insurance Company:
Contract VersionWebsite Address
The Director Mhttps://vpx.broadridge.com/GetContract1.asp?clientid=talcottvpx&fundid=NRVA03793
Wells Fargo Director Mhttps://vpx.broadridge.com/GetContract1.asp?clientid=talcottvpx&fundid=NRVA03844
You can also request this information at no cost by calling 1-800-862-6668 or by sending an email request to asccontactus@cognisurance.com.
The availability of Contract benefits may vary depending on the broker-dealer through which the Contact is sold. See Appendix E - Financial Intermediary Variations in your prospectus for additional information.
The current expenses and performance information below reflects fee and expenses of the Funds, but do not reflect the other fees and expenses that your contract may charge. Expenses would be higher and performance would be lower if these other charges were included. Each Fund’s past performance is not necessarily an indication of future performance.
Depending on the optional benefits you choose, you may not be able to invest in certain investment options, as noted below under "Optional Rider Investment Restrictions."
TypeFund and Adviser/SubadviserCurrent
Expenses
Average Annual Total Returns
(as of 12/31/25)
1 Year5 Year10 Year
AllocationAB VPS Balanced Hedged Allocation Portfolio - Class B
Adviser: AllianceBernstein, L.P.
0.95%*17.36%5.64%6.74%
U.S. EquityAB VPS Discovery Value Portfolio - Class B
Adviser: AllianceBernstein, L.P.
1.06%2.64%8.48%8.27%
International EquityAB VPS International Value Portfolio - Class B
Adviser: AllianceBernstein, L.P.
1.17%41.27%10.19%6.37%
U.S. EquityAB VPS Relative Value Portfolio - Class B
Adviser: AllianceBernstein, L.P.
0.86%10.20%11.15%10.30%
U.S. EquityAllspring VT Discovery All Cap Growth Fund - Class 1
Adviser: Allspring Funds Management, LLC
Subadviser: Allspring Global Investments, LLC
0.75%*15.53%6.31%13.84%
U.S. EquityAllspring VT Discovery All Cap Growth Fund - Class 2
Adviser: Allspring Funds Management, LLC
Subadviser: Allspring Global Investments, LLC
1.00%*15.27%6.04%13.57%
U.S. EquityAllspring VT Discovery SMID Cap Growth Fund - Class 2
Adviser: Allspring Funds Management, LLC
Subadviser: Allspring Global Investments, LLC
1.13%5.39%(2.46)%9.94%
AllocationAllspring VT Index Asset Allocation Fund - Class 2
Adviser: Allspring Funds Management, LLC
Subadviser: Allspring Global Investments, LLC
1.00%*11.48%7.54%8.99%
U.S. EquityAllspring VT Opportunity Fund - Class 1
Adviser: Allspring Funds Management, LLC
Subadviser: Allspring Global Investments, LLC
0.75%*7.00%9.22%12.13%
APP A-1


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TypeFund and Adviser/SubadviserCurrent
Expenses
Average Annual Total Returns
(as of 12/31/25)
1 Year5 Year10 Year
U.S. EquityAllspring VT Opportunity Fund - Class 2
Adviser: Allspring Funds Management, LLC
Subadviser: Allspring Global Investments, LLC
1.00%*6.71%8.94%11.85%
U.S. EquityAllspring VT Small Cap Growth Fund - Class 1
Adviser: Allspring Funds Management, LLC
Subadviser: Allspring Global Investments, LLC
0.91%9.55%(0.70)%10.22%
U.S. EquityAllspring VT Small Cap Growth Fund - Class 2
Adviser: Allspring Funds Management, LLC
Subadviser: Allspring Global Investments, LLC
1.16%9.25%(0.96)%9.94%
U.S. EquityBlackRock S&P 500 Index V.I. Fund - Class I
Adviser: BlackRock Advisors, LLC
0.13%17.72%14.28%14.63%
U.S. EquityFidelity® VIP Contrafund® Portfolio - Service Class 2
Adviser: Fidelity Management & Research Company (FMR)
Subadviser: FMR Co., Inc. (FMRC) and other investment advisers
0.79%21.19%15.08%15.49%
U.S. EquityFidelity® VIP Dynamic Capital Appreciation Portfolio - Service Class 2
Adviser: Fidelity Management & Research Company (FMR)
Subadviser: FMR Co., Inc. (FMRC) and other investment advisers
0.98%18.49%13.38%14.58%
U.S. EquityFidelity® VIP Equity-Income Portfolio - Service Class 2
Adviser: Fidelity Management & Research Company (FMR)
Subadviser: FMR Co., Inc. (FMRC) and other investment advisers
0.71%18.75%12.23%11.32%
U.S. EquityFidelity® VIP Growth Portfolio - Service Class 2
Adviser: Fidelity Management & Research Company (FMR)
Subadviser: FMR Co., Inc. (FMRC) and other investment advisers
0.80%14.61%13.41%17.15%
U.S. EquityFidelity® VIP Mid Cap Portfolio - Service Class 2
Adviser: Fidelity Management & Research Company (FMR)
Subadviser: FMR Co., Inc. (FMRC) and other investment advisers
0.80%11.49%9.83%10.31%
U.S. EquityFidelity® VIP Value Strategies Portfolio - Service Class 2
Adviser: Fidelity Management & Research Company (FMR)
Subadviser: FMR Co., Inc. (FMRC) and other investment advisers
0.84%7.70%11.87%10.54%
U.S. EquityFranklin Small Cap Value VIP Fund - Class 2
Adviser: Franklin Advisory Services, LLC
0.91%*7.65%8.86%9.81%
Note: Available for investments on or about September 8, 2026.
Fixed IncomeFranklin U.S. Government Securities VIP Fund - Class 1
Adviser: Franklin Advisers, Inc.
0.54%7.01%0.26%1.39%
Note: Available for investments on or about September 8, 2026.
AllocationHartford Balanced HLS Fund - Class IA
Adviser: Hartford Funds Management Company, LLC
Subadviser: Wellington Management Company LLP
0.66%12.14%8.20%8.97%
U.S. EquityHartford Capital Appreciation HLS Fund - Class IA
Adviser: Hartford Funds Management Company, LLC
Subadviser: Wellington Management Company LLP
0.67%13.72%9.96%11.93%
U.S. EquityHartford Disciplined Equity HLS Fund - Class IA
Adviser: Hartford Funds Management Company, LLC
Subadviser: Wellington Management Company LLP
0.59%14.32%12.07%13.46%
U.S. EquityHartford Dividend and Growth HLS Fund - Class IA
Adviser: Hartford Funds Management Company, LLC
Subadviser: Wellington Management Company LLP
0.66%17.49%12.68%12.48%
International EquityHartford International Opportunities HLS Fund - Class IA
Adviser: Hartford Funds Management Company, LLC
Subadviser: Wellington Management Company LLP
0.76%30.41%6.86%8.14%
U.S. EquityHartford MidCap HLS Fund - Class IA
Adviser: Hartford Funds Management Company, LLC
Subadviser: Wellington Management Company LLP
0.76%(0.38)%0.24%8.05%
U.S. EquityHartford Small Cap Growth HLS Fund - Class IA
Adviser: Hartford Funds Management Company, LLC
Subadviser: Wellington Management Company LLP
0.66%6.83%1.27%8.66%
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TypeFund and Adviser/SubadviserCurrent
Expenses
Average Annual Total Returns
(as of 12/31/25)
1 Year5 Year10 Year
U.S. EquityHartford Small Company HLS Fund - Class IA
Adviser: Hartford Funds Management Company, LLC
Subadviser: Wellington Management Company LLP
0.81%12.96%0.71%10.55%
U.S. EquityHartford Stock HLS Fund - Class IA
Adviser: Hartford Funds Management Company, LLC
Subadviser: Wellington Management Company LLP
0.52%7.97%8.44%10.98%
Fixed IncomeHartford Total Return Bond HLS Fund - Class IA
Adviser: Hartford Funds Management Company, LLC
Subadviser: Wellington Management Company LLP
0.51%7.30%(0.04)%2.75%
Fixed IncomeHartford Ultrashort Bond HLS Fund - Class IA
Adviser: Hartford Funds Management Company, LLC
Subadviser: Wellington Management Company LLP
0.45%4.51%2.88%2.21%
U.S. EquityInvesco V.I. American Value Fund - Series II
Adviser: Invesco Advisers, Inc.
1.14%20.76%17.56%12.01%
U.S. EquityInvesco V.I. Comstock Fund - Series II
Adviser: Invesco Advisers, Inc.
1.00%17.14%15.14%11.67%
U.S. EquityInvesco V.I. Discovery Large Cap Fund - Series II
Adviser: Invesco Advisers, Inc.
1.05%*12.53%11.43%13.95%
U.S. EquityInvesco V.I. Discovery Mid Cap Growth Fund - Series II
Adviser: Invesco Advisers, Inc.
1.11%4.53%3.64%11.10%
International EquityInvesco V.I. Global Fund - Series II
Adviser: Invesco Advisers, Inc.
1.06%15.01%7.01%10.72%
Money MarketInvesco V.I. Government Money Market Fund - Series I**
Adviser: Invesco Advisers, Inc.
0.38%4.03%3.05%1.96%
Fixed IncomeInvesco V.I. Government Securities Fund - Series I
Adviser: Invesco Advisers, Inc.
0.70%7.37%0.04%1.60%
U.S. EquityInvesco V.I. Growth and Income Fund - Series II
Adviser: Invesco Advisers, Inc.
1.00%15.30%12.56%10.46%
Fixed IncomeInvesco V.I. High Yield Fund - Series I
Adviser: Invesco Advisers, Inc.
0.92%6.73%3.64%4.83%
U.S. EquityInvesco V.I. Main Street Fund - Series II
Adviser: Invesco Advisers, Inc.
1.05%*15.64%12.19%12.25%
U.S. EquityInvesco V.I. Main Street Small Cap Fund - Series II
Adviser: Invesco Advisers, Inc.
1.09%8.44%8.07%10.31%
Fixed IncomeLord Abbett Bond-Debenture Portfolio - Class VC
Adviser: Lord, Abbett & Co. LLC
0.98%8.32%2.09%4.72%
U.S. EquityLord Abbett Dividend Growth Portfolio - Class VC
Adviser: Lord, Abbett & Co. LLC
0.99%*15.98%12.34%13.06%
U.S. EquityLord Abbett Fundamental Equity Portfolio - Class VC
Adviser: Lord, Abbett & Co. LLC
1.08%*14.29%11.36%9.75%
U.S. EquityLord Abbett Growth and Income Portfolio - Class VC
Adviser: Lord, Abbett & Co. LLC
0.93%17.29%13.35%11.12%
U.S. EquityMorgan Stanley VIF Discovery Portfolio - Class II
Adviser: Morgan Stanley Investment Management Inc.
1.05%*12.44%(5.46)%14.04%
International EquityMorgan Stanley VIF Emerging Markets Equity Portfolio - Class II
Adviser: Morgan Stanley Investment Management Inc.
Subadviser: Morgan Stanley Investment Management Company
1.30%*32.90%4.32%7.21%
U.S. EquityPutnam VT Core Equity Fund - Class IB
Adviser: Putnam Investment Management, LLC
Subadviser: Franklin Advisers, Inc. and Franklin Templeton Investment Management Limited
0.92%16.81%15.96%15.20%
Fixed IncomePutnam VT Diversified Income Fund - Class IB
Adviser: Franklin Advisers, Inc.
Subadviser: Putnam Investment Management, LLC and Franklin Templeton Investment Management Limited
1.03%8.58%1.81%3.03%
AllocationPutnam VT George Putnam Balanced Fund - Class IB
Adviser: Putnam Investment Management, LLC
Subadviser: Franklin Advisers, Inc. and Franklin Templeton Investment Management Limited
0.88%13.95%8.85%10.17%
APP A-3


Table of Contents
TypeFund and Adviser/SubadviserCurrent
Expenses
Average Annual Total Returns
(as of 12/31/25)
1 Year5 Year10 Year
AllocationPutnam VT Global Asset Allocation Fund - Class IB
Adviser: Franklin Advisers, Inc.
Subadviser: Putnam Investment Management, LLC, Franklin Templeton Investment Management Limited and The Putnam Advisory Company, LLC
1.09%*14.38%8.39%8.43%
Money MarketPutnam VT Government Money Market Fund - Class IA**
Adviser: Franklin Advisers, Inc.
Subadviser: Putnam Investment Management, LLC and Franklin Templeton Investment Management Limited
0.44%3.93%2.95%1.86%
Note: Available for investments on or about September 8, 2026.
International EquityPutnam VT International Equity Fund - Class IB
Adviser: Putnam Investment Management, LLC
Subadviser: Franklin Advisers, Inc., Franklin Templeton Investment Management Limited and The Putnam Advisory Company, LLC
1.06%37.68%9.28%8.13%
International EquityPutnam VT International Value Fund - Class IB
Adviser: Putnam Investment Management, LLC
Subadviser: Franklin Advisers, Inc., Franklin Templeton Investment Management Limited and The Putnam Advisory Company, LLC
1.06%34.68%12.49%8.87%
U.S. EquityPutnam VT Large Cap Growth Fund - Class IB
Adviser: Putnam Investment Management, LLC
Subadviser: Franklin Advisers, Inc. and Franklin Templeton Investment Management Limited
0.88%14.34%13.44%17.67%
U.S. EquityPutnam VT Large Cap Value Fund - Class IB
Adviser: Putnam Investment Management, LLC
Subadviser: Franklin Advisers, Inc. and Franklin Templeton Investment Management Limited
0.79%20.35%15.38%13.30%
U.S. EquityPutnam VT Small Cap Growth Fund - Class IA
Adviser: Putnam Investment Management, LLC
Subadviser: Franklin Advisers, Inc. and Franklin Templeton Investment Management Limited
0.87%*9.07%6.45%11.72%
Note: Available for investments on or about September 8, 2026.
U.S. EquityPutnam VT Small Cap Growth Fund - Class IB
Adviser: Putnam Investment Management, LLC
Subadviser: Franklin Advisers, Inc. and Franklin Templeton Investment Management Limited
1.12%*8.80%6.18%11.45%
Note: Available for investments on or about September 8, 2026.
U.S. EquityPutnam VT Small Cap Value Fund - Class IB
Adviser: Putnam Investment Management, LLC
Subadviser: Franklin Advisers, Inc. and Franklin Templeton Investment Management Limited
1.03%5.27%10.99%9.13%
U.S. EquityPutnam VT Sustainable Leaders Fund - Class IB
Adviser: Putnam Investment Management, LLC
Subadviser: Franklin Advisers, Inc. and Franklin Templeton Investment Management Limited
0.89%10.69%10.34%14.69%
U.S. EquityVictory Pioneer Fund VCT Portfolio - Class II
Adviser: Victory Capital Management Inc.
1.00%*23.08%14.69%15.47%
*As noted, annual expenses reflect a contractual fee reduction under an expense reimbursement or fee waiver arrangement.
**In a low interest rate environment, yields for money market funds, after deduction of contract charges, may be negative even though the fund’s yield, before deducting for such charges, is positive. If you allocate a portion of your Contact Value to a money market Sub-Account or participate in an Asset Allocation Program, if available, where Contract Value is allocated to a money market Sub-Account, that portion of the value of your Contract Value may decrease in value.

APP A-4


Table of Contents
The following is the fixed option currently available under the Contract. We may change the features of the fixed option listed below, offer new fixed options, and terminate existing fixed options. We will provide you with written notice before doing so.
NameTerm
Minimum Guaranteed Interest Rate1
Fixed Accumulation Feature
Contracts issued before May 1, 2002
N/A3%
Fixed Accumulation Feature
Contracts issued on or after May 1, 2002
N/A1.5%
1 The FAF for the contract will be based on the issue date of the contract and the date the state allowed for lower minimum interest rates. The minimum rate will not change once the contract is issued.



Asset Allocation Models
This section provides information about the asset allocation models (or Portfolio Planner Models) that may be available for participation under the contract. Models may not be available to you. You may be required to participate in a certain model depending on the optional benefits you have chosen. See "Optional Benefit Investment Restrictions" below.
You may participate in only one asset allocation model at a time. Your investments related to an asset allocation model will be rebalanced quarterly. For additional information, see "Static Asset Allocation Models" in the prospectus.

Models Available For The Following Contracts:

AmSouth VA M            Classic Director M        Director M Platinum
Director M Ultra            Fifth Third Director M        First Horizon Director M
The Director M            The Director M Select        The Huntington Director M
Wells Fargo Director M


The Portfolio Planner Models
The following model(s) (introduced as of May 2, 2022) are available for the Contract(s) listed above.
The percentage allocations below apply to value in the Sub-Accounts.

Fund2022
Series 108
2022
Series 208
2022
Series 308
2022
Series 408
2022
Series 508
AB VPS Small/Mid-Cap Value Portfolio1%2%2%3%3%
Fidelity VIP Growth Portfolio5%6%8%10%11%
Fidelity VIP Value Strategies Portfolio2%2%3%3%4%
Hartford Disciplined Equity HLS Fund5%7%9%10%12%
Hartford Dividend and Growth HLS Fund5%7%8%10%12%
Hartford Small Company HLS Fund2%2%3%3%4%
Hartford Total Return Bond HLS Fund55%48%40%32%24%
Invesco V.I. Discovery Mid Cap Growth Fund1%2%2%3%3%
Invesco V.I. Government Securities Fund5%4%3%3%2%
Invesco V.I. High Yield Fund10%8%7%5%4%
Putnam VT International Equity Fund9%12%15%18%21%
Total100%100%100%100%100%


APP A-5


Table of Contents
Optional Benefit Investment Restrictions
A. Investment Restrictions For
Lifetime Income Builder                Lifetime Income Builder II
Lifetime Income Builder Selects            Lifetime Income Foundation
Applicable To The Following Product
The Director M
(If applicable to your contract (see the "State Variations" provisions in the "Miscellaneous" section))
Your Sub-Account value must be allocated in accordance with the following investment restrictions on and after October 4, 2013 and you must elect to rebalance to the allocations on a quarterly basis:

(1) SELF SELECT
Satisfy each of the following three categories:
Category 1
Fixed Income Rule: Minimum 40% of allocation Maximum of 100% of allocation*
Category 2
Acceptable Investment Options (Equity or Multi-Asset) Rule: Maximum 60% of allocation, maximum 20% in any one fund
Category 3
Acceptable Investment Options (Equity or Multi-Asset) Rule: Maximum 60% of allocation, maximum 20% in any one fund


Category 1: Fixed Income Rule: Minimum 40% of allocation Maximum of 100% of allocation*
Hartford Total Return Bond HLS Fund
Invesco V.I. Government Securities Fund
Hartford Ultrashort Bond HLS Fund
Invesco V.I. High Yield Fund
Invesco V.I. Government Money Market Fund

*If you have 100% allocation to the FAF on and after October 4, 2013 you will comply with these investment restrictions for as long as your allocation remains at 100% to the FAF. Please remember that effective October 4, 2013, the FAF was closed to new allocations or Premium Payments (with limited state exclusions). Therefore, if you move any money out of the FAF and into the Sub-Accounts you will not be able to move it back into the FAF AND your Sub-Account allocations must comply with these investment restrictions in order to prevent the revocation of your withdrawal feature.

Category 2: Acceptable Investment Options (Equity or Multi-Asset) Rule: Maximum 60% of allocation, maximum 20% in any one fund
AB VPS Balanced Hedged Allocation Portfolio
Invesco V.I. Global Fund
AB VPS Growth and Income Portfolio
Invesco V.I. Growth and Income Fund
AB VPS International Value Portfolio
Invesco V.I. Main Street Fund
BlackRock S&P 500 Index V.I. Fund
Lord Abbett Dividend Growth Portfolio
Fidelity VIP Contrafund Portfolio
Lord Abbett Fundamental Equity Portfolio
Fidelity VIP Dynamic Capital Appreciation Portfolio
Lord Abbett Growth & Income Portfolio
Fidelity VIP Equity-Income Portfolio
Putnam VT George Putnam Balanced Fund
Fidelity VIP Growth Portfolio
Putnam VT Global Asset Allocation Fund
Hartford Balanced HLS Fund
Putnam VT International Equity Fund
Hartford Capital Appreciation HLS Fund
Putnam VT International Value Fund
Hartford Disciplined Equity HLS Fund
Putnam VT Large Cap Growth Fund
Hartford Dividend and Growth HLS Fund
Putnam VT Large Cap Value Fund
Hartford Stock HLS Fund
Putnam VT Multi-Cap Core Fund
Invesco V.I. Discovery Large Cap Fund
Putnam VT Sustainable Leaders Fund
Invesco V.I. Comstock Fund




APP A-6


Table of Contents
Category 3: Limited Investment Options (Equity, Multi-Asset, or Bond) Rule: Maximum 20% of allocation, maximum of 10% in any one fund
AB VPS Small/Mid-Cap Value Portfolio
Invesco V.I. Discovery Mid Cap Growth Fund
Fidelity VIP Mid Cap Portfolio
Invesco V.I. Main Street Small Cap Fund
Fidelity VIP Value Strategies Portfolio
Lord Abbett Bond-Debenture Portfolio
Hartford International Opportunities HLS Fund
Morgan Stanley VIF Discovery Portfolio
Hartford MidCap HLS Fund
Morgan Stanley VIF Emerging Market Equity Portfolio
Hartford Small Cap Growth HLS Fund
Putnam VT Diversified Income Fund
Hartford Small Company HLS Fund
Putnam VT Small Cap Value Fund
Invesco V.I. American Value Fund

(2) ASSET ALLOCATIONS MODELS
As of May 2, 2022, the following models are available:
Fund2022
Series 108
2022
Series 208
2022
Series 308
2022
Series 408
AB VPS Small/Mid-Cap Value Portfolio1%2%2%3%
Fidelity VIP Growth Portfolio5%6%8%10%
Fidelity VIP Value Strategies Portfolio2%2%3%3%
Hartford Disciplined Equity HLS Fund5%7%9%10%
Hartford Dividend and Growth HLS Fund5%7%8%10%
Hartford Small Company HLS Fund2%2%3%3%
Hartford Total Return Bond HLS Fund55%48%40%32%
Invesco V.I. Discovery Mid Cap Growth Fund1%2%2%3%
Invesco V.I. Government Securities Fund5%4%3%3%
Invesco V.I. High Yield Fund10%8%7%5%
Putnam VT International Equity Fund9%12%15%18%
Total100%100%100%100%


(3) INVESTMENT MODELS

Series 7004
Fund
Hartford Capital Appreciation HLS Fund 20 %
Hartford Dividend and Growth HLS Fund 20 %
Hartford International Opportunities HLS Fund 10 %
Hartford Small Company HLS Fund 10 %
Hartford Total Return Bond HLS Fund40 %
Total100 %

Series 7005
Fund
Fidelity VIP Contrafund Portfolio20 %
Hartford International Opportunities HLS Fund10 %
Hartford Total Return Bond HLS Fund40 %
Invesco V.I. Global Fund10 %
Lord Abbett Growth & Income Portfolio20 %
Total100 %


APP A-7


Table of Contents
B. Investment Restrictions For
Lifetime Income Builder Portfolios

Applicable To The Following Products
AmSouth VA M            Classic Director M        Director M Platinum
Director M Select Plus        Director M Ultra            Fifth Third Director M
Huntington Director M        The Director M            The Director M Select
Wells Fargo Director M

(If applicable to your contract (see the "State Variations" provisions in the "Miscellaneous" section))

(1) INVESTMENT STRATEGY MODELS

Series 8010
Fund
Fidelity VIP Contrafund Portfolio17 %
Hartford Dividend and Growth HLS Fund17 %
Hartford Total Return Bond HLS Fund32 %
Lord Abbett Growth and Income Portfolio17 %
Invesco V.I. Global Fund17 %
Total100 %

(2) PORTFOLIO PLANNER ASSET ALLOCATION MODELS

As of May 2, 2022, the following models are available:
Fund2022
Series 108
2022
Series 208
2022
Series 308
2022
Series 408
2022
Series 508
AB VPS Small/Mid-Cap Value Portfolio1%2%2%3%3%
Fidelity VIP Growth Portfolio5%6%8%10%11%
Fidelity VIP Value Strategies Portfolio2%2%3%3%4%
Hartford Disciplined Equity HLS Fund5%7%9%10%12%
Hartford Dividend and Growth HLS Fund5%7%8%10%12%
Hartford Small Company HLS Fund2%2%3%3%4%
Hartford Total Return Bond HLS Fund55%48%40%32%24%
Invesco V.I. Discovery Mid Cap Growth Fund1%2%2%3%3%
Invesco V.I. Government Securities Fund5%4%3%3%2%
Invesco V.I. High Yield Fund10%8%7%5%4%
Putnam VT International Equity Fund9%12%15%18%21%
Total100%100%100%100%100%

(3) INDIVIDUAL SUB-ACCOUNTS

Allocate 100% to any one of these funds, any combination of these funds, or all of the funds.
AB VPS Balanced Hedged Allocation Portfolio
Hartford Balanced HLS Fund
Hartford MidCap HLS Fund
Hartford Ultrashort Bond HLS Fund
Invesco V.I. Government Money Market Fund
Lord Abbett Dividend Growth Portfolio

APP A-8


Table of Contents
Appendix A.1 Investment Options by Product
Investment options available to your specific Contract are listed in the following table.
Portfolio Company and Adviser/SubadviserThe Director M (TL/TLA)AmSouth Variable Annuity M (TL)Classic Director M (TL)Director M Platinum (TL)Director M Ultra (TL)Fifth Third Director M (TL)First Horizon Director M (TL)The Director M Select (TL)The Huntington Director M (TL)Wells Fargo Director M (TL/TLA)
AB VPS Balanced Hedged Allocation Portfolio - Class B
Adviser: AllianceBernstein, L.P.
XXXXXXXXXX
AB VPS Discovery Value Portfolio - Class B
Adviser: AllianceBernstein, L.P.
XXXXXXXXXX
AB VPS International Value Portfolio - Class B
Adviser: AllianceBernstein, L.P.
XXXXXXXXXX
AB VPS Relative Value Portfolio - Class B
Adviser: AllianceBernstein, L.P.
XXXXXXXXXX
Allspring VT Discovery All Cap Growth Fund - Class 1
Adviser: Allspring Funds Management, LLC
Subadviser: Allspring Global Investments, LLC
X
Allspring VT Discovery All Cap Growth Fund - Class 2
Adviser: Allspring Funds Management, LLC
Subadviser: Allspring Global Investments, LLC
X
Allspring VT Discovery SMID Cap Growth Fund - Class 2
Adviser: Allspring Funds Management, LLC
Subadviser: Allspring Global Investments, LLC
X
Allspring VT Index Asset Allocation Fund - Class 2
Adviser: Allspring Funds Management, LLC
Subadviser: Allspring Global Investments, LLC
X
Allspring VT Opportunity Fund - Class 1
Adviser: Allspring Funds Management, LLC
Subadviser: Allspring Global Investments, LLC
X
Allspring VT Opportunity Fund - Class 2
Adviser: Allspring Funds Management, LLC
Subadviser: Allspring Global Investments, LLC
X
Allspring VT Small Cap Growth Fund - Class 1
Adviser: Allspring Funds Management, LLC
Subadviser: Allspring Global Investments, LLC
X
Allspring VT Small Cap Growth Fund - Class 2
Adviser: Allspring Funds Management, LLC
Subadviser: Allspring Global Investments, LLC
X
BlackRock S&P 500 Index V.I. Fund - Class I
Adviser: BlackRock Advisors, LLC
XXXXXXXXXX
Fidelity® VIP Contrafund® Portfolio - Service Class 2
Adviser: Fidelity Management & Research Company (FMR)
Subadviser: FMR Co., Inc. (FMRC) and other investment advisers
XXXXXXXXXX
Fidelity® VIP Dynamic Capital Appreciation Portfolio - Service Class 2
Adviser: Fidelity Management & Research Company (FMR)
Subadviser: FMR Co., Inc. (FMRC) and other investment advisers
XXXXXXXXXX
Fidelity® VIP Equity-Income Portfolio - Service Class 2
Adviser: Fidelity Management & Research Company (FMR)
Subadviser: FMR Co., Inc. (FMRC) and other investment advisers
XXXXXXXXXX
Fidelity® VIP Growth Portfolio - Service Class 2
Adviser: Fidelity Management & Research Company (FMR)
Subadviser: FMR Co., Inc. (FMRC) and other investment advisers
XXXXXXXXXX
Fidelity® VIP Mid Cap Portfolio - Service Class 2
Adviser: Fidelity Management & Research Company (FMR)
Subadviser: FMR Co., Inc. (FMRC) and other investment advisers
XXXXXXXXXX
APP A.1-1


Table of Contents
Portfolio Company and Adviser/SubadviserThe Director M (TL/TLA)AmSouth Variable Annuity M (TL)Classic Director M (TL)Director M Platinum (TL)Director M Ultra (TL)Fifth Third Director M (TL)First Horizon Director M (TL)The Director M Select (TL)The Huntington Director M (TL)Wells Fargo Director M (TL/TLA)
Fidelity® VIP Value Strategies Portfolio - Service Class 2
Adviser: Fidelity Management & Research Company (FMR)
Subadviser: FMR Co., Inc. (FMRC) and other investment advisers
XXXXXXXXXX
Franklin Small Cap Value VIP Fund - Class 2
Adviser: Franklin Advisory Services, LLC
XXXXXXXXXX
Note: Available for investments on or about September 8, 2026.
Franklin U.S. Government Securities VIP Fund - Class 1
Adviser: Franklin Advisers, Inc.
XXXXXXXXXX
Note: Available for investments on or about September 8, 2026.
Hartford Balanced HLS Fund - Class IA
Adviser: Hartford Funds Management Company, LLC
Subadviser: Wellington Management Company LLP
XXXXXXXXXX
Hartford Capital Appreciation HLS Fund - Class IA
Adviser: Hartford Funds Management Company, LLC
Subadviser: Wellington Management Company LLP
XXXXXXXXXX
Hartford Disciplined Equity HLS Fund - Class IA
Adviser: Hartford Funds Management Company, LLC
Subadviser: Wellington Management Company LLP
XXXXXXXXXX
Hartford Dividend and Growth HLS Fund - Class IA
Adviser: Hartford Funds Management Company, LLC
Subadviser: Wellington Management Company LLP
XXXXXXXXXX
Hartford International Opportunities HLS Fund - Class IA
Adviser: Hartford Funds Management Company, LLC
Subadviser: Wellington Management Company LLP
XXXXXXXXXX
Hartford MidCap HLS Fund - Class IA
Adviser: Hartford Funds Management Company, LLC
Subadviser: Wellington Management Company LLP
XXXXXXXXXX
Hartford Small Cap Growth HLS Fund - Class IA
Adviser: Hartford Funds Management Company, LLC
Subadviser: Wellington Management Company LLP
XXXXXXXXXX
Hartford Small Company HLS Fund - Class IA
Adviser: Hartford Funds Management Company, LLC
Subadviser: Wellington Management Company LLP
XXXXXXXXXX
Hartford Stock HLS Fund - Class IA
Adviser: Hartford Funds Management Company, LLC
Subadviser: Wellington Management Company LLP
XXXXXXXXXX
Hartford Total Return Bond HLS Fund - Class IA
Adviser: Hartford Funds Management Company, LLC
Subadviser: Wellington Management Company LLP
XXXXXXXXXX
Hartford Ultrashort Bond HLS Fund - Class IA
Adviser: Hartford Funds Management Company, LLC
Subadviser: Wellington Management Company LLP
XXXXXXXXXX
Invesco V.I. American Value Fund - Series II
Adviser: Invesco Advisers, Inc.
XXXXXXXXXX
Invesco V.I. Comstock Fund - Series II
Adviser: Invesco Advisers, Inc.
XXXXXXXXXX
Invesco V.I. Discovery Large Cap Fund - Series II
Adviser: Invesco Advisers, Inc.
XXXXXXXXXX
Invesco V.I. Discovery Mid Cap Growth Fund - Series II
Adviser: Invesco Advisers, Inc.
XXXXXXXXXX
Invesco V.I. Global Fund - Series II
Adviser: Invesco Advisers, Inc.
XXXXXXXXXX
Invesco V.I. Government Money Market Fund - Series I**
Adviser: Invesco Advisers, Inc.
XXXXXXXXXX
Invesco V.I. Government Securities Fund - Series I
Adviser: Invesco Advisers, Inc.
XXXXXXXXXX
APP A.1-2


Table of Contents
Portfolio Company and Adviser/SubadviserThe Director M (TL/TLA)AmSouth Variable Annuity M (TL)Classic Director M (TL)Director M Platinum (TL)Director M Ultra (TL)Fifth Third Director M (TL)First Horizon Director M (TL)The Director M Select (TL)The Huntington Director M (TL)Wells Fargo Director M (TL/TLA)
Invesco V.I. Growth and Income Fund - Series II
Adviser: Invesco Advisers, Inc.
XXXXXXXXXX
Invesco V.I. High Yield Fund - Series I
Adviser: Invesco Advisers, Inc.
XXXXXXXXXX
Invesco V.I. Main Street Fund - Series II
Adviser: Invesco Advisers, Inc.
XXXXXXXXXX
Invesco V.I. Main Street Small Cap Fund - Series II
Adviser: Invesco Advisers, Inc.
XXXXXXXXXX
Lord Abbett Bond-Debenture Portfolio - Class VC
Adviser: Lord, Abbett & Co. LLC
XXXXXXXXXX
Lord Abbett Dividend Growth Portfolio - Class VC
Adviser: Lord, Abbett & Co. LLC
XXXXXXXXXX
Lord Abbett Fundamental Equity Portfolio - Class VC
Adviser: Lord, Abbett & Co. LLC
XXXXXXXXXX
Lord Abbett Growth and Income Portfolio - Class VC
Adviser: Lord, Abbett & Co. LLC
XXXXXXXXXX
Morgan Stanley VIF Discovery Portfolio - Class II
Adviser: Morgan Stanley Investment Management Inc.
XXXXXXXXXX
Morgan Stanley VIF Emerging Markets Equity Portfolio - Class II
Adviser: Morgan Stanley Investment Management Inc.
Subadviser: Morgan Stanley Investment Management Company
XXXXXXXXXX
Putnam VT Core Equity Fund - Class IB
Adviser: Putnam Investment Management, LLC
Subadviser: Franklin Advisers, Inc. and Franklin Templeton Investment Management Limited
XXXXXXXXXX
Putnam VT Diversified Income Fund - Class IB
Adviser: Franklin Advisers, Inc.
Subadviser: Putnam Investment Management, LLC and Franklin Templeton Investment Management Limited
XXXXXXXXXX
Putnam VT George Putnam Balanced Fund - Class IB
Adviser: Putnam Investment Management, LLC
Subadviser: Franklin Advisers, Inc. and Franklin Templeton Investment Management Limited
XXXXXXXXXX
Putnam VT Global Asset Allocation Fund - Class IB
Adviser: Franklin Advisers, Inc.
Subadviser: Putnam Investment Management, LLC, Franklin Templeton Investment Management Limited and The Putnam Advisory Company, LLC
XXXXXXXXXX
Putnam VT Government Money Market Fund - Class IA**
Adviser: Franklin Advisers, Inc.
Subadviser: Putnam Investment Management, LLC and Franklin Templeton Investment Management Limited
XXXXXXXXXX
Note: Available for investments on or about September 8, 2026.
Putnam VT International Equity Fund - Class IB
Adviser: Putnam Investment Management, LLC
Subadviser: Franklin Advisers, Inc., Franklin Templeton Investment Management Limited and The Putnam Advisory Company, LLC
XXXXXXXXXX
Putnam VT International Value Fund - Class IB
Adviser: Putnam Investment Management, LLC
Subadviser: Franklin Advisers, Inc., Franklin Templeton Investment Management Limited and The Putnam Advisory Company, LLC
XXXXXXXXXX
Putnam VT Large Cap Growth Fund - Class IB
Adviser: Putnam Investment Management, LLC
Subadviser: Franklin Advisers, Inc. and Franklin Templeton Investment Management Limited
XXXXXXXXXX
APP A.1-3


Table of Contents
Portfolio Company and Adviser/SubadviserThe Director M (TL/TLA)AmSouth Variable Annuity M (TL)Classic Director M (TL)Director M Platinum (TL)Director M Ultra (TL)Fifth Third Director M (TL)First Horizon Director M (TL)The Director M Select (TL)The Huntington Director M (TL)Wells Fargo Director M (TL/TLA)
Putnam VT Large Cap Value Fund - Class IB
Adviser: Putnam Investment Management, LLC
Subadviser: Franklin Advisers, Inc. and Franklin Templeton Investment Management Limited
XXXXXXXXXX
Putnam VT Small Cap Growth Fund - Class IA
Adviser: Putnam Investment Management, LLC
Subadviser: Franklin Advisers, Inc. and Franklin Templeton Investment Management Limited
X
Note: Available for investments on or about September 8, 2026.
Putnam VT Small Cap Growth Fund - Class IB
Adviser: Putnam Investment Management, LLC
Subadviser: Franklin Advisers, Inc. and Franklin Templeton Investment Management Limited
X
Note: Available for investments on or about September 8, 2026.
Putnam VT Small Cap Value Fund - Class IB
Adviser: Putnam Investment Management, LLC
Subadviser: Franklin Advisers, Inc. and Franklin Templeton Investment Management Limited
XXXXXXXXXX
Putnam VT Sustainable Leaders Fund - Class IB
Adviser: Putnam Investment Management, LLC
Subadviser: Franklin Advisers, Inc. and Franklin Templeton Investment Management Limited
XXXXXXXXXX
Victory Pioneer Fund VCT Portfolio - Class II
Adviser: Victory Capital Management Inc.
X

APP A.1-4


Table of Contents
The prospectus and Statement of Additional Information ("SAI") contain additional information about the Contract, Union Security, and the Separate Account. The prospectus and SAI, dated the same date as this updating summary prospectus, are incorporated by reference. The prospectus and SAI are available, without charge, upon request. You may request copies of the prospectus or SAI, request information about your contract, and make other inquiries about your contract by:

a Mailing:        Talcott Resolution, PO Box 14293, Lexington, KY 40512-4293
a. Calling:        1-800-862-6668
b. Emailing:    asccontactus@cognisurance.com
c. Visiting:        www.talcottresolution.com

EDGAR Identifier :     Talcott Resolution Life Insurance Company:
Director M         C000005733
Director M Platinum     C000059352
AmSouth Variable Annuity M     C000059350
First Horizon Director M     C000005733
The Director M Select     C000059355
The Huntington Director M     C000059356
Fifth Third Director M     C000059354
Wells Fargo Director M     C000059357
Classic Director M         C000059351
Director M Ultra         C000059353

Talcott Resolution Life and Annuity Insurance Company:
Director M         C000005998
Wells Fargo Director M     C000059358