Supplement dated April 27, 2026
to the Prospectuses dated May 1, 2009, as supplemented, for:
Survivorship Variable Universal Life II
Issued by Massachusetts Mutual Life Insurance Company in California and New York
and C.M. Life Insurance Company in all other states
VUL GuardSM
Issued by Massachusetts Mutual Life Insurance Company
and to the Prospectuses dated May 1, 2005, as supplemented, for:
Survivorship Variable Universal Life
Issued by Massachusetts Mutual Life Insurance Company in California and New York
and C.M. Life Insurance Company in all other states
THIS SUPPLEMENT MUST BE READ IN CONJUNCTION WITH
YOUR PROSPECTUS.
PLEASE RETAIN THIS SUPPLEMENT FOR FUTURE REFERENCE.
This supplement amends certain information in the above-referenced Prospectuses:
Fund Name Changes and Sub-Adviser Change
Effective April 24, 2026, the following fund was renamed and the following fund sub-adviser change occurred:
| Old Fund Name | New Fund Name |
MML Managed Volatility Fund Adviser: MML Investment Advisers, LLC Sub-Adviser: Gateway Investment Advisers, LLC |
MML VIP JPMorgan U.S. Research Enhanced Equity Fund Adviser: MML Investment Advisers, LLC Sub-Adviser: J.P. Morgan Investment Management Inc. |
Effective April 24, 2026, the following funds were renamed:
| Old Fund Name | New Fund Name |
| MML Blend Fund | MML VIP BlackRock® Balanced Fund |
| MML Blue Chip Growth Fund | MML VIP T. Rowe Price Blue Chip Growth Fund |
| MML Equity Fund | MML VIP Franklin Templeton Equity Fund |
| MML Equity Index Fund | MML VIP BlackRock® Equity Index Fund |
| MML Fundamental Equity Fund | MML VIP Invesco Main Street Equity Fund |
| MML Global Fund | MML VIP Invesco Global Fund |
| MML Inflation-Protected and Income Fund | MML VIP Barings Inflation-Protected and Income Fund |
| MML Invesco Discovery Large Cap Fund | MML VIP Invesco Discovery Large Cap Fund |
| MML Invesco Discovery Mid Cap Fund | MML VIP Invesco Discovery Mid Cap Fund |
| MML Managed Bond Fund | MML VIP Barings Core Bond Fund |
| MML Mid Cap Growth Fund | MML VIP T. Rowe Price Mid Cap Growth Fund |
| MML Small Cap Growth Equity Fund | MML VIP Wellington Small Cap Growth Equity Fund |
| MML U.S. Government Money Market Fund | MML VIP Barings U.S. Government Money Market Fund |
Effective May 1, 2026, the following fund will be renamed:
| Current Fund Name | New Fund Name |
| LVIP American Century Disciplined Core Value Fund | LVIP Avantis Large Cap Value Fund |
If you have questions about this supplement, or other product questions, you may contact your registered representative, visit us online at www.MassMutual.com/contact-us, or call our Administrative Office at (800) 272-2216 (8 a.m.–8 p.m. Eastern Time).
For more information about the funds, read each fund prospectus. Prospectuses are available by going to www.MassMutual.com.
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